HDFC Regalia Credit Card is HDFC’s one of the most luxurious credit card. Not only because it is a luxury credit card but also HDFC Regalia Credit Card Benefits are so much. You can easily do HDFC Regalia Credit Card Login to check your HDFC Regalia Credit Card Application Status. Also, HDFC Regalia Credit Card Offers huge HDFC Regalia Credit Card Reward Points Program to its customer. If you are having any problem with your HDFC Regalia Credit Card you can easily contact to the HDFC Regalia Credit Card Customer Care. Your HDFC Regalia Credit Card Limit will be set as per your HDFC Regalia Credit Card Eligibility.
HDFC Regalia Credit Card Features and
Benefits
- Get 2500 HDFC Regalia Credit Card Reward Points and welcome bonus as a welcome gift.
- Get up to 850+ airport lounge access across the world, through your priority pass membership.
- HDFC Regalia Credit Card offers up to 40% discount on fine dining including partner 5-star restaurants.
- Earn 4 HDFC Regalia Credit Card Reward points on spend of every Rs. 150 spending. You can redeem your HDFC Regalia Credit Card Reward points against gift vouchers and amazing merchandise.
- Get amazing travel benefits on your HDFC Regalia Credit Card.
- Pay only 2% on all foreign currency spends.
- Get interest free period up to 50 days.
- Get air accident cover of Rs. 1 crore for the primary cardholder.
- Get zomato gold membership.
- Get the benefits of medical insurance cover of Rs. 15 lacs against any medical emergency while you are traveling outside your home country.
HDFC Regalia Credit
Card Fees & Charges
| Type of Fee/Charge | Amount |
| Annual Fee | Rs.2,500 |
| Cash Advance Charges | 2.5% of the amount withdrawn or Rs. 500 whichever is higher |
| Add-on Card Fee | Nil |
| Overlimit Charges | 2.5% of over-limit amount, subject to a minimum of Rs. 500 |
| Railway Ticket Purchase Fee | 1.8% of the transaction amount + GST |
| Reissue of Lost, Stolen or Damaged Card | Rs. 100 |
| Payment Return Charges | 2% of Payment amount subject to a minimum of Rs. 450 |
| Cash Processing Fee | Rs. 100 (for all card payments made by depositing in HDFC Bank branches or ATMs) |
| Balance Transfer Processing Charges | 1% of BT amount or Rs. 250, whichever is higher |
| Late Payment Charges | For Statement Balance:· Less than Rs.100 – Nil· Rs.100 to Rs.500 – Rs.100· Rs.501 to Rs.5,000 – Rs.500· Rs.5,001 to Rs.10,000 – Rs.600· Rs.10,001 and Rs. 25,000 – Rs.800· Above Rs. 25,000 – Rs. 950 |
HDFC Regalia Credit
Card Eligibility
| Age | Applicant should be in the age group of 25to 65 years. |
| Income Regularity | He/ She must have a regular income source either he/ she should have a business or he/ she must be a salaried person. |
| Income | He/ she must have a minimum salary of 15,000 |
| Credit History | His/ Her credit history must be fair because if there is any kind of settlement his/ her application can get canceled. The Credit score must be in the number group of 650-950. |
| Nationality | He/ She either should be a resident Indian or Nonresident Indian. |
Documents required for HDFC Regalia Credit
Card
- ID Proof
- Address Proof
- Income Proof (For Self-employed)
- Business Continuity Proof
- Balance Sheet or Audited Profit and
Loss Statement
- Statement of recent ITR (Income Tax
Returns)
- Income Proof (For Salaried)
