Personal Loan of Union Bank of India can be easily availed with minimal documents lowest processing fees with attractive interest rates. Union Bank of India Personal Loan is one of the most helpful financial instruments to fulfill all your dreams. You can easily avail Personal Loan in Union Bank of India once you match Union Bank of India Personal Loan Eligibility criteria. To get the lowest Union Bank of India Personal Loan Interest Rate you must have a CIBIL score of more than 650 and should have a stable job. To avail Union Bank of India Personal Loan, you can go for Union Bank of India Personal Loan Online Apply. Union Bank of India Personal Loan Customer Care is also helpful; if you are facing any problem with your Personal Loan in Union Bank of India you just can call on Union Bank of India Personal Loan Customer Care number for any further help.
Features of Union Bank of India Personal Loan
- Union Bank of India Personal Loan rate of interest is lower than any other banks or NBFCs and the processing fee is only 0.50% which is also lower and the Union Bank of India Personal Loan interest rate will lower if you go for Union Bank of India Personal Loan online apply.
- Doesn’t matter if you are self-employed or salaried both can avail Personal Loan in Union Bank of India.
- In Personal Loan of Union Bank of India, you can avail loan up to Rs. 10 lakh.
- The Union Bank of India Personal Loan tenure starts from 12 months to 60 months which is amazing.
- The Union Bank of India Personal Loan has zero pre-closure charges so any moment if you want to close your Personal Loan in Union Bank of India you can do that without paying an extra penny.
- If you are someone who maintains a good relationship with the bank then you may get some extra privileges* which may help on your Personal Loan of Union Bank of India.
Union Bank of India Personal Loan Eligibility
Tie-Up (A1) Union Bank of India Personal Loan Eligibility
- Any Permanent employees from a private institution or government employee in India.
- These organizations/institutes should be operating within the jurisdiction of respective ZLCC.
- Applicant may or may not maintain any salary account with Union Bank of India.
- CIBIL Score should be more than 650.
- Minimum age should be 18 years
Non-Tie-Up (A2) Union Bank of India Personal Loan Eligibility
- Any Permanent employees from a private institution or government employee in India.
- Applicant should be a customer of Union Bank of India at least more than six months before approaching for Union Bank of India Personal Loan.
- Applicant must maintain a salary account with the bank.
- CIBIL Score should be more than 650.
- Minimum age should be 18 years
Union Bank of India Personal Loan Fees and Charges
| Loan Schemes | Floating Rate of Interest | Loan Amount | Processing Fees |
| Union Personal (Under Tie-up) | 12.60% onwards | Up to Rs.10 lakh | 0.50% of the loan amount, subject to a minimum of Rs.500 + GST as applicable |
| Union Personal (Under Non Tie-up) | 13.60% onwards | Up to Rs.5 lakh for first time/new borrowers, and up to Rs.10 lakh for existing borrowers who have a good repayment history of two years | 0.50% of the loan amount, subject to a minimum of Rs.500 + GST as applicable |
| Union Personal (For Non-Salaried Individuals) | 14.60% onwards | Up to Rs.5 lakh for the first time/new borrowers, and up to Rs.10 lakh for existing borrowers who have a good repayment history of two years | 0.50% of the loan amount, subject to a minimum of Rs.500 + GST as applicable |
| Special Retail Lending for Government Employees | In case of employer undertaking is available: 10.60% onwards. In case employer undertaking is not available: 12.10% onwards | Up to Rs.15 lakh based on the repayment capacity of the borrower Nil | NIL |
