Apply Personal Loan Online Upto Rs. 25 Lacs
Details on Personal Loan
Personal Loan in Chandigarh
Overview of Personal Loan in Chandigarh
Personal Loan in Chandigarh is an unsecured loan. To avail a personal loan in Chandigarh you don’t have to mortgage any of your property. Personal Loan in Chandigarh comes with a very lower interest rate. But Personal Loan in Chandigarh for low CIBIL Score comes with higher interest rates competitively person who has higher CIBIL Score. Unsecured Personal Loan in Chandigarh will give you the full support to fulfill all you needs. You can use Personal Loan in Chandigarh for purchasing electronics, emergency medical help, child’s education, wedding, holiday, or house renovation you can use the Personal Loan in Chandigarh the way you want. Personal Loan in Chandigarh without CIBIL check is impossible. If you are availing a Personal Loan in Chandigarh online your interest rate will be lower. Personal Loans in Chandigarh offer an amount from Rs. 25,000 to Rs. 25, 00,000 for repayment tenure of five years. You can go for Personal Loan apply online in Chandigarh for lowest interest rates. You also can avail Easy Personal Loans in Chandigarh with minimal documents. It is impossible to avail Personal Loan for unemployed in Chandigarh. If you are a salaried person you can easily go for Personal Loan for salaried in Chandigarh with minimum interest rates. Also if you want to avail a Personal Loan in Chandigarh with low interest rate you must have maintain a lower CIBIL Score. Because Personal Loan for low Cibil score in Chandigarh is offered a higher interest rate.
Why you should opt for Personal Loan in Chandigarh?
Chandigarh is one of the growing city in and, one of the most popular cities in India. The lifestyle of Chandigarh is upgrading every day to make sure that you still didn’t stay in backwards you can avail Personal Loan in Chandigarh to make your life easy and comfortable. You can avail Personal Loans in Chandigarh online with competitive interest rates. Both salaried and self-employed can avail Personal Loan in Chandigarh. Personal Loan in Chandigarh is offered by many lending institutions of India which includes Bank and NBFC both in lowest interest rates. In addition to that, they provide money lenders loans in Chandigarh, private finance loans in Chandigarh, cash loan in Chandigarh, immediate cash loan in Chandigarh, Personal Loan by Private financer in Chandigarh, instant Personal Loan in Chandigarh, Personal Loans in Chandigarh are different kinds of Personal loans in Chandigarh.
Here are some points that why you should go for Personal Loan in Chandigarh.
- You do not have to mortgage any of your security to avail a Personal Loan in Chandigarh
- You do not need any guarantor at Personal Loan in Chandigarh
- Personal Loan in Chandigarh comes with lower interest rates; the processing fees are minimum and no hidden charges.
- You can check your Personal Loan in Chandigarh application status and your Personal Loan in Chandigarh eligibility just in a second from home by just clicking a button from your home or office.
- You can repay your Personal Loan in Chandigarh from 12 months to 60 months.
- You can avail Personal Loan in Chandigarh up to Rs. 25 lakh (varies).
- To avail a Personal Loan in Chandigarh you don’t need give a purpose to any institutions. There is no specific purpose to avail a Personal Loan in Chandigarh.
- In your emergency needs you can easily avail instant Personal Loan in Chandigarh, cash loan in Chandigarh or immediate cash loan in Chandigarh.
- If you are self-employed you can easily avail Personal Loan for Self-employed in Chandigarh.
Eligibility Criteria for Personal Loan in Chandigarh
It is not much hard to avail Personal Loan in Chandigarh you just need minimum eligibility to avail a Personal Loan in Chandigarh. You must maintain a good Credit score to avail Personal Loan in Chandigarh. If you are applying for Personal Loan in Chandigarh at a younger age you have chance to make your interest rate lower.
Here are the eligibility criteria for Personal Loan in Chandigarh.
|
Personal Loan in Chandigarh Eligibility Criteria |
Salaried |
Self-Employed |
|
Age |
21-60 years |
25-65 years |
|
Income |
Min- Rs. 20,000 or Rs. 25,000 |
Min Turnover- Rs. 1 crore |
|
Profession |
Working in MNCs, private sector or government organization |
Business Professionals, private or public ltd. companies, partnership firms etc. |
|
Work Experience |
Minimum 2 years of experience with at least 1 year in the present company |
Business Continuity for a minimum of 3 to 5 years |
|
CIBIL score |
750 or above |
750 or above |
|
Loan Amount |
Up to Rs. 25 lakhs (different for various financial institutions) |
Up to Rs. 30 lakhs (varies according to the financial institution) |
Documents required for Personal Loan in Chandigarh
Following are the common set of documents which you need to submit while applying for Personal Loan in Chandigarh-
- Duly filled application form.
- Passport size photograph.
- ID proof- PAN card, AADHAR card, Driving License.
- Residential proof- Any latest utility bill like Electricity bill, Gas bill. Passport.
-
For Salaried Individuals
- Bank Statement of the last 6 months.
- Copy of Form 16 and Receipt of Income Tax.
- Salary slips of last 3 months.
-
ITR copy of the past three years.
- ITR copy of the past three years.
- Verified copy of Partnership Deed/Memorandum and Articles of Association/ Trade License/Sales Tax Certificate
- Copy of Profit & Loss statement, Balance Sheet of last 2 years
Interest Rates for Personal Loan in Chandigarh of different Financial Institutions
Following are some of the financial institutions which offer Unsecured Personal Loan in Chandigarh online at an attractive interest rate
|
Banks |
Loan Tenure |
Interest Rates |
Pre-Closure Charges |
Processing Fees |
|
Kotak Mahindra Bank Personal Loan in Chandigarh |
1-5 years |
11.25%* |
5% of outstanding principal. |
Up to 2.5% |
|
ICICI Bank Personal Loan in Chandigarh |
1-5 years |
11.49%* |
5% of outstanding principal + GST |
Rs. 999* |
|
SBI Personal Loan in Chandigarh |
1-5 years |
12.50%*-16.60%* |
3% of the prepaid amount (after 1st EMI) |
Up to 3% of the loan amount |
|
YES Bank Personal Loan in Chandigarh |
1-5 years |
14%* |
Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges. |
2% or 3% of the principal |
|
Bajaj Finserv Personal Loan in Chandigarh |
1-5 years |
14.75%* |
NIL |
Up to 3% |
|
HDFC Bank Personal Loan in Chandigarh |
1-5 years |
11.25%* |
Between 2% to 4% of the outstanding principal. |
Up to 2.50% |
|
IndusInd Bank Personal Loan in Chandigarh |
1-5 years |
12.99%* |
4% of outstanding principal |
Up to 2.50% |
|
Indiabulls Venture Capital Personal Loan in Chandigarh |
1-5 years |
11.99%* |
5% if less than 6 months. |
Up to 5% |
|
Axis Bank Personal Loan in Chandigarh |
1-5 years |
15.50%* |
NIL |
Up to 2.00% |
|
IDFC First Personal Loan in Chandigarh |
1-5 years |
10.99%* |
4% of outstanding |
2% – 4% |
|
Aditya Birla Capital Personal Loan in Chandigarh |
1-5 years |
11.75%* |
4% of principal outstanding in 1st year, 3% in the 2ndyear, and thereafter preclosure permitted after 6 months. |
1% of principal. |
|
TATA Capital Personal Loan in Chandigarh |
1-6 years |
13.99%* |
4.5% of the outstanding principal. And NIL for the initial 6 months |
Up to 2% |
|
Fullerton India Personal Loan in Chandigarh |
1-5 years |
17.25%* |
4% of outstanding principal. |
Up to 2% |
|
Capital first Personal Loan in Chandigarh |
1-5 years |
16%* |
4% of outstanding |
Up to 2.49% of the loan amount |
|
ECL Finance Personal Loan in Chandigarh |
1-5 years |
17.50%* |
4% of principal amount outstanding+GST |
Up to 2% of the loan amount |
*Interest rates change time to time.
FAQ’s
Address: Street Number 10, DN Block, Sector V, Salt Lake City, Kolkata, West Bengal 700091
Email: support@freemi.in
Phone: 033-46045178
© 2018-2024 freemi.in. All rights reserved
