Apply Personal Loan Online Upto Rs. 25 Lacs
Details on Personal Loan
Personal Loan in Rajasthan
Overview of Personal Loan in Rajasthan
Personal Loan in Rajasthan helps you manage your expenses in a more proficient way. With the help of Personal Loan Rajasthan, you can meet almost any of your financial needs such as- medical expenses, debt consolidation, set up new business venture, wedding expenses and much more. Easy Personal Loan in Rajasthan requires no collateral with minimum documentation. So, Unsecured Personal Loan in Rajasthan is very easy to avail at a low interest rate with a loan tenure ranging from 12 to 60 months. But low cibil score Personal Loan in Rajasthan is charged at a higher interest rate. You need to have an adequate income with high CIBIL score to obtain low interest Personal Loan in Rajasthan. When you are applying for Online Personal Loan in Rajasthan, you can check your eligibility and compare Personal Loan interest rates in Rajasthan of different financial institutions.
Why you should opt for Personal Loan in Rajasthan?
Rajasthan is one of the largest state of India in terms of area. The economy of Rajasthan not only focuses on agriculture & mining but is also a remarkable tourist spot. Much high profile manufacturing and automobile companies have set up their counterparts in Rajasthan thus improving the economy. With an increase in IT companies in Rajasthan, the cost of living has been raised which resulted in increased demand of Personal Loan Rajasthan. There are many cities in Rajasthan which also offers personal loan such as- Personal Loan Jaipur Rajasthan, Personal Loan in Kota Rajasthan, Personal Loan Ajmer Rajasthan, Personal Loan in Udaipur Rajasthan, Personal Loan Ganganagar Rajasthan, Personal Loan in Bharatpur Rajasthan, Personal Loan Kota Rajasthan. The Personal Loan providers in Rajasthan offers attractive interest rate with easy EMI option and loan tenure up to 60 months. Using Instant Personal Loan in Rajasthan, you can fulfill your financial needs by submitting minimum documents. You can avail Personal Loan in Rajasthan up to Rs. 25 lakhs.
Here are the important points as to why should you opt for Personal Loan in Rajasthan-
- Online Personal Loan in Rajasthan offers easy and hassle free experience and you can apply at any point of time sitting in your home or office.
- Unsecured Personal Loan in Rajasthan does not require any security or collateral to keep with the bank.
- Personal Loan Rajasthan offers at an attractive interest rate with a loan tenure up to 5 years.
- With Urgent Personal Loan in Rajasthan, you can meet your financial needs.
- For low interest Personal Loan in Rajasthan, you need to have an adequate income with a minimum CIBIL score of 750 or more.
- Very low processing fees with no hidden charges are charged for Personal Loan in Rajasthan.
- Personal Loan Interest Rates in Rajasthan differs according to your eligibility criteria and the concern financial institutions.
- Personal Loan Sikar Rajasthan, Personal Loan Kota Rajasthan, Personal Loan in Bharatpur Rajasthan, Personal Loan Ganganagar Rajasthan, Personal Loan in Udaipur Rajasthan, Personal Loan in Jaipur Rajasthan, Personal Loan Ajmer Rajasthan, Personal Loan in Kota Rajasthan offers financial support against any unforeseen emergencies.
Eligibility Criteria for Personal Loan in Rajasthan
You need to have at least 750 or more CIBIL score and a decent income with good repaying capacity to meet the minimum eligibility criteria for Personal Loan in Rajasthan.
|
Personal Loan in Rajasthan Eligibility Criteria |
Salaried |
Self-Employed |
|
Age |
21 years – 60 years |
25 years – 65 years |
|
CIBIL score |
750 or above |
750 or above |
|
Loan Amount |
Up to Rs. 25 lakhs (varies with banks) |
Up to Rs. 30 lakhs (varies with the banks and NBFCs) |
|
Income |
Min amt Rs. 20,000 |
Min Turnover- Rs. 1 crore |
|
Profession |
Working in any private sectors or MNCs, or any govt organization/company |
Public or Private Ltd. companies, partnership firms, Business Professionals, sole proprietorship firms, etc. |
|
WorkExperience |
Minimum of 2 years of work experience and minimum 1 year in the presentcompany |
Continuity of Business for at least 3 years |
Documents required for Personal Loan in Rajasthan
Here are the common testimonials that you need to submit for Personal Loan in Rajasthan-
- Application form
- Proof of Residence- Passport, Utility Bills like- Water or Electricity, Gas Bills, Driving License.
- Passport size photograph
- Proof of ID- PAN Card, AADHAR Card, Ration Card.
-
For Self-Employed
- Balance Sheet of past 2 years and Copy of P&L statement of past 2 years
- Verified documents of Partnership Deed/Memorandum and Articles of Association/Trade License/Sales Tax Certificate
- ITR copy of last 36 months.
-
For Salaried
- Form 16.
- Last 6 months updated bank statement.
- Last 3 months salary slip.
Personal Loan Interest Rates in Rajasthan of different Financial Institutions
Following is the list of Personal Loan Interest Rates in Rajasthan of different banks and NBFCs-
|
Banks |
Loan Tenure |
Interest Rates |
Pre-Closure Charges |
Processing Fees |
|
Kotak Mahindra Bank Personal Loan in Rajasthan |
1-5 years |
11.50%* |
5% of outstanding principal. |
Up to 2.5% |
|
ICICI Bank Personal Loan in Rajasthan |
1-5 years |
11.49%* |
5% of outstanding principal + GST |
Rs. 999* |
|
Fullerton India Loan in Rajasthan |
1-5 years |
17.25%* |
4% of outstanding principal. |
Up to 2% |
|
HDFC Bank Personal Loan in Rajasthan |
1-5 years |
10.99%* |
Between 2% to 4% of the outstanding principal. |
Up to 2.50% |
|
Bajaj Finserv Personal Loan in Rajasthan |
1-5 years |
14.75%* |
NIL |
NIL |
|
IndusInd Bank Personal Loan in Rajasthan |
1-5 years |
12.99%* |
4% of outstanding principal |
0.25% to 2.50% |
|
YES Bank Personal Loan in Rajasthan |
1-5 years |
12.49%* |
Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months : No charges. |
2% or 3% of the principal |
|
TATA Capital Personal Loan in Rajasthan |
1-6 years |
13.99%* |
4.5% of the outstanding principal. And NIL for the initial 6 months |
Up to 2% |
|
Axis Bank Personal Loan in Rajasthan |
1-5 years |
15.50%* |
NIL |
Up to 2.00% |
|
Capital first Personal Loan in Rajasthan |
1-5 years |
16% |
4% of outstanding |
Up to 2.49% of the loan amount |
|
SBI Personal Loan in Rajasthan |
1-5 years |
12.50%*-16.60%* |
3% of the prepaid amount (after 1st EMI) |
Up to 3% of the loan amount |
|
Indiabulls Personal Loan in Rajasthan |
1-5 years |
11.99%* |
5% if less than 6 months. |
Up to 5% |
|
IDFC First Personal Loan in Rajasthan |
1-5 years |
10.99%* |
4% of outstanding |
2% – 4% |
|
Aditya Birla Personal Loan in Rajasthan |
1-5 years |
11.75%* |
4% of principal outstanding in 1st year, 3% in the 2nd year, and thereafter preclosure permitted after 6 months. |
1% of principal. |
|
ECL Finance Personal Loan in Rajasthan |
1-5 years |
17.50%* |
4% of principal amount outstanding+GST |
Up to 2% of the loan amount |
*Interest rates change time to time.
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