5 things to remember before investing in Debt Mutual Fund

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In order to generate capital and earn interest income, you can easily invest in debt funds. The debt funds usually invest in fixed income securities like treasury bills, corporate bonds, commercial paper, government securities, and other money market-related instruments. Based on the credit rating of securities, debt fund invests in a variety of securities. To get a clear view of a debt fund, here are 5 important things, you must remember before investing in debt mutual fund.

Personal Loan or Education Loan Which one is better for higher education?

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We all have heard about education loan and personal loan and both also can be used for higher education. Nowadays the cost of education is going high day by day. The main thing is how one can get the best education without breaking his or his parent’s savings. Some will say educational loan. In some points, there are so many people who think that loans are taboo, but now day’s loans are considered a good tax saving instrument and also helps students to make their dream true. They can take admission in their favorite college or course without taking any stress.

Top 10 Hybrid Mutual Funds in 2019

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As the name suggested a hybrid fund is made up of two different investments instruments- equity and debt. This fund is also called a balanced fund. Best balanced mutual funds invest 50% to 70% at the stocks and 50% to 30% in debt instruments. Basically, those balanced oriented mutual funds are equity-oriented hybrid funds. This fund is for those investors who don’t want to take the risk but still want to grow their capital.

Top Three Debt Funds in 2019

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Debt Fund is a kind of Mutual Fund which invests in fixed interest earning instruments like certificates, fixed deposits, t-bills and etc. Debt Fund does not have so much risk like equity, but the return of this fund is not so high. The main objective of investing in a debt fund is to collect wealth by means of interest income and steady appreciation of the fund value. Debt mutual funds offer the average return of 7%-10%. This is higher than the fixed deposits or bank savings. Here we will discuss the top 10 debt mutual funds in India.