IndusInd Bank Credit Card Overview
Reasons to choose IndusInd Bank Credit Card
- This Bank gives attractive interest rates.
- Amazing discount rates on every purchase.
- The welcome benefit is huge.
- You can get gift cards on your joining fee.
- The rewards programs are really interesting.
- They offer higher purchase limits.
- They offers 24*7 customer care service.
- They offer a range of Credit Card products you can choose as per your requirement.
Best Credit Cards Offered by IndusInd Bank
|Name of the Card||Annual Fee||Joining Fee|
|IndusInd Bank Signature Legend Credit||1st Year- 9,999
2nd Year- NULL
|Jet Airways IndusInd Bank Voyage American Express Card||1st Year- NIL
2nd Year- 2,000
|IndusInd Bank Platinum Card||NIL||NIL|
|Jet Airways IndusInd Bank Voyage VISA Card||1st Year- NIL
2nd Year- 2,000
|IndusInd Bank Chelsea FC Card||NIL||NIL|
|IndusInd Bank Platinum Aura Edge Master Card||NIL||NIL|
|IndusInd Bank Platinum Aura Edge Credit Card||NIL||NIL|
|Platinum Aura Credit Card||5,999||NIL|
|Platinum Aura Select Card||5,999||NIL|
|Iconia Credit Card||-||-|
Documents you need for IndusInd Bank Credit Cards
- ID Proof
- PAN card
- Aadhar card
- Voter ID card
- Driving License
- Address Proof
- Rental Agreement
- Electricity Bill
- Telephone Bill
- Income Proof (For Self-employed)
- Business Continuity Proof
- Balance Sheet or Audited Profit and Loss Statement
- Statement of recent ITR (Income Tax Returns)
- Income Proof (For Salaried)
- Appointment letter
- Recent Salary slip/s
- Salary Certificate
IndusInd Bank Eligibility Criteria for Credit Card
The applicant for the credit Card must be in the age group of 21 to 65 years. But also people over the age of 15 years can apply for credit card.
Applicant should have a regular income. He can have a regular business or salaried for at least last three months. The applicant should have proof either with their IT file or last three months salary slips.
Bank will check applicants income if he/she is capable of repaying his/her credit card bill. This thing has an important role when comes to set the credit card limit.
Credit history tells about your past loan repayment. So if you have good credit score you will get a better credit card and higher credit limit. And a good credit score really helps when you take any kind of loan.
Applicant should be an Indian resident or nonresident Indian.
IndusInd Bank Credit Card Features
Customized Credit Cards
IndusInd Bank credit card offers to their customers to personalize their credit cards to fulfill their personal requirements.
You can transfer your balance at any account, or also you can transfer it at any card.
Loan on Cards
IndusInd Bank offers loan on their credit cards with minimal paper work on their customer's door step.
IndusInd Bank offers No pre-set spending limit (NPSL). That means card holder can spend as much as they can there is no spending limit in their card.
IndusInd Bank has tied up with so many companies so they offer amazing discounts.