Tips to invest in ELSS Mutual Fund

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Equity Linked Savings Scheme (ELSS) is one of the most popular tax saving instrument. An ELSS comes with a lock-in period of three years and they invest in the multi-cap fund. You can save up to Rs.1.5lakh under the section of 80C. ELSS provides a balance between returns and volatility to its investor and it is also a diversified scheme.

Why should invest in Equity Funds?

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Whenever we hear the name “equity mutual fund”, we all imagine a fund which gives a lot of returns. Investors who are looking for long term capital growth Equity Mutual Fund is best for them. The risk and returns depend on a scheme to scheme. Every equity fund is under actively or passively managed by experienced fund managers.

5 things to remember before investing in Debt Mutual Fund

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In order to generate capital and earn interest income, you can easily invest in debt funds. The debt funds usually invest in fixed income securities like treasury bills, corporate bonds, commercial paper, government securities, and other money market-related instruments. Based on the credit rating of securities, debt fund invests in a variety of securities. To get a clear view of a debt fund, here are 5 important things, you must remember before investing in debt mutual fund.

Top 10 Hybrid Mutual Funds in 2019

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As the name suggested a hybrid fund is made up of two different investments instruments- equity and debt. This fund is also called a balanced fund. Best balanced mutual funds invest 50% to 70% at the stocks and 50% to 30% in debt instruments. Basically, those balanced oriented mutual funds are equity-oriented hybrid funds. This fund is for those investors who don’t want to take the risk but still want to grow their capital.

Top Three Debt Funds in 2019

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Debt Fund is a kind of Mutual Fund which invests in fixed interest earning instruments like certificates, fixed deposits, t-bills and etc. Debt Fund does not have so much risk like equity, but the return of this fund is not so high. The main objective of investing in a debt fund is to collect wealth by means of interest income and steady appreciation of the fund value. Debt mutual funds offer the average return of 7%-10%. This is higher than the fixed deposits or bank savings. Here we will discuss the top 10 debt mutual funds in India.