ICICI Bank Personal Loan Top Up

ICICI Bank Personal Loan Top Up is an additional loan amount you can avail on your existing Personal Loan amount. ICICI Bank Personal Loan Top Up interest rate will be higher than your current interest rate. You also can check your ICICI Bank Personal Loan Top up Eligibility Online at any time. Once you have applied for ICICI Bank Personal Loan Top up the ICICI Bank Personal Loan Top Up process will be started from then. After you have applied for ICICI Bank Personal Loan Top Up and you met the ICICI Personal Loan Top up Eligibility your ICICI Bank Personal Loan Top Up will be credited on your account at any time. Here are some important points you should consider before you opt for ICICI Bank Personal Loan Top Up.

• Take ICICI Bank Personal Loan Top up for urgent lump sum amount for personal requirements like holiday, medical expense, wedding, education etc.
• Take ICICI Bank Personal Loan Top up for Urgent lump sum amount for business requirements
• ICICI Bank Personal Loan Top up Interest Rate is low.
• Must remember your ongoing EMI amount and so take the amount you need from ICICI Bank Personal Loan Top up try to avoid cold calls.
• ICICI Bank Personal Loan Top up comes with lowest interest rate and minimal documentation.

ICICI Bank Personal Loan Top up Loan Eligibility

• If you want to take an ICICI Bank Personal Loan Top up you must have an ongoing loan.
• Before you apply for ICICI Bank Personal Loan Top up you must consider the amount as you can’t pay EMI more than 40% of your income.
• You have to request ICICI Bank Personal Loan Top up after 1 year of repayment.
• You must have CIBIL Score of 700 to take ICICI Bank Personal Loan Top up.

ICICI Bank Personal Loan Top up Features

• Instant Disbursement

ICICI Bank Personal Loan Top up comes with the facility of quick disbursement so if you have match the ICICI Bank Personal Loan Top up Eligibility criteria and if you have correct documents then within a day your ICICI Bank Personal Loan Top up will be credited to your account.

• Digital transaction

You do not need physical documents for ICICI Bank Personal Loan Top up. You can have a wonderful digital experience.

• Loan Tenure

The Loan Tenure for ICICI Bank Personal Loan Top up is twelve months to sixty months. So you don’t have to be worry about long tenure.

• Loan Amount

You can borrow from ICICI Bank Personal Loan Top up to Rs. 20 lacs. So you can apply for that but must remember don’t take much just what you need.

ICICI Bank Personal Loan Top up Benefits

• You can reduce the EMI amount on your existing personal loan which is amazing about the ICICI Bank Personal Loan Top up.
• In ICICI Bank Personal Loan Top up the interest rate starts from 10.99% which is very low.
• You can avail longer personal loan tenure while you transfer your loan to ICICI Bank with the help of ICICI Bank Personal Loan Top up.
• ICICI Bank Personal Loan Top up offers amazing EMI amounts which are very budget friendly so you can pay your EMIs on time.
• There are no processing fees on ICICI Bank Personal Loan Top up.
• The documentation is less and hassle-free on ICICI Bank Personal Loan Top up.
• You can get so many options on ICICI Bank Personal Loan Top up; you can choose one as per your convenient.

ICICI Bank Personal Loan Top up Documents (salaried)

• Singed application form for Personal Loan Balance Transfer and passport size photograph.
• Identity Proof (PAN Card/ Passport/Voter ID/Adhaar Card/driving license)
• Age Proof (PAN Card/ Passport/Voter ID/Adhaar Card/driving license)
• PAN Card copy
• Address Proof (Passport/Voter ID/Adhaar Card/Latest Electricity Bill/ Rent Agreement)
• Last 6 months bank statement
• Last 3 months salary slip
• Present Personal Loan lender’s statement.(loan transfer)

ICICI Bank Personal Loan Top up Documents (self-employed)

• Singed application form for Personal Loan Balance Transfer and passport size photograph.
• Identity Proof (PAN Card/ Passport/Voter ID/Adhaar Card/driving license)
• Age Proof (PAN Card/ Passport/Voter ID/Adhaar Card/driving license)
• Address Proof (Passport/Voter ID/Adhaar Card/Latest Electricity Bill/ Rent Agreement)
• PAN Card
• Last three years balance sheet statement (profit and loss)
• Last six month bank statement of individual and business entity.
• Present Personal Loan lender’s statement.(loan transfer)

ICICI Bank Personal Loan Top up Eligibility

• Applicant must have a running personal loan
• Loan amount should be higher or equal to 50,000
• 12 months of clean EMI track record.
• CIBIL score as per bank’s policy, but not less than 650.