January 2019 - Page 2 of 10

Types of Debt Funds at a Glance

Posted on January 21, 2019October 26, 2019 by FreEMI Blog

Debt Fund is a kind of mutual fund which invests in fixed income securities like gilt funds, treasury bills, bonds, short term plans, monthly income plans, fixed maturity plans, liquid funds and etc. Debt Funds are convenient for short-term or medium-term investments. Short-term investment starts from three months to one year and the medium term starts from three years to five years. Debt funds are like liquid funds for short term investors. Keeping your money on a debt fund is better than keeping your money on a savings bank account. The liquid fund gives 7%-9% returns and also offers the same liquidity for meeting emergency requirements. Debt Funds are like a dynamic bond for medium-term investors. It gives higher returns compared to bank FDâ€™s. The monthly income plans are also a good option if you want to earn regularly from your investment.

Tax Deduction under Section 80D

Posted on January 21, 2019October 26, 2019 by FreEMI Blog

Nowadays we must have health insurance or mediclaim insurance to safeguard our health expenses. Section 80D gives tax exemption on your health insurance premium. Under 80D tax deduction, you can get save up to 1,00,000.

Open Ended Vs Closed Ended Funds

Posted on January 21, 2019October 26, 2019 by FreEMI Blog

Mutual funds are classified based on structure as Open Ended and Closed Ended Funds.

Beginners Guide for ELSS

Posted on January 13, 2019October 26, 2019 by FreEMI Blog

ELSS (Equity Linked Mutual Fund) is a kind of equity mutual fund which invests 80% of their assets on equity or equity related instruments. The lock in period of an ELSS is at least three years. It qualifies the tax exemption of 80C of the income tax act. The maximum exemption for an ELSS is Rs. 1, 50,000.

Top 5 Mid-cap Funds in 2019

Posted on January 11, 2019October 26, 2019 by FreEMI Blog

Are you someone who is planning to invest in a mutual fund? Also, you want to get a good return by taking a moderate risk? Then your one-stop investment should be in a mid-cap fund.

Top 5 Multi Cap Funds of 2019

Posted on January 11, 2019October 26, 2019 by FreEMI Blog

Investing in mutual funds there can be a question which fund will be best for you or where should you invest for a good return. When SEBI re-categorized the mutual funds, Mutual Funds advisors started to recommend the multi cap fund category to investors. Investors asked the first question that which is the best fund to invest but the first question should be which is category is most appropriate to choose the fund from- what should be it Large cap, Mid Cap, Small Cap, Multi Cap or Sectoral Fund category. Every category has its own advantages. Large Cap funds will give stability on your portfolio while Mid Cap and Small Cap funds will give you high returns.

Top 10 Large-cap funds in 2019

Posted on January 10, 2019October 26, 2019 by FreEMI Blog

The large-cap fund invests in large-cap companies which have larger market capitalization. These large-cap companies have a track record of steady wealth generation with low risks. People with a low-risk appetite can easily invest in a large-cap fund. One of the best features of the large-cap fund is that they can easily manage the market fluctuation. So, the return does not very rigorously in accordance with market volatility.

Insights of Large-cap Mutual Funds

Posted on January 10, 2019October 26, 2019 by FreEMI Blog

Are you planning to invest in Mutual Fund? But is very skeptical about the risk associated with it? Then investing in large-cap mutual fund might be your best bet. Large-cap mutual fund investment ensures good return with a moderate risk adjusting mechanism

Factors and Benefits of Small Cap Mutual Fund 2019

Posted on January 10, 2019October 26, 2019 by FreEMI Blog

Small Cap Mutual Funds are funds which invest in startup companies or developing firms. Small Cap funds have high risk. â€œCAPâ€ means the size of that company in which the fund will invest. Most of Small Cap funds invests 40%-10% in large-cap or mid-cap funds to provide some stability in investment.

Lumpsum Vs SIP

Posted on January 9, 2019October 26, 2019 by FreEMI Blog

To invest in mutual funds, there are two methods of investing. One is Lumpsum Investment and the other one is SIP.