All about Bank of Baroda Home Loan Rate of Interest

Home Loan

Bank of Baroda offers home loan to help you fulfill your dream of owning your house. The Bank of Baroda Home Loan rate of interest is quite attractive by taking the purchased or constructed property as the collateral. Based on your income stability, credit score and other criteria, Bank of Baroda rate of interest on Home Loan depends. With minimum paperwork and easy approval, Bank of Baroda Home Loan rate of interest 2019 starts from 9.10%* p.a. Taking your close family members as the co-applicant, the Bank of Baroda Housing Loan rate of interest is charged at a competitive range. You can avail loan amount starting from Rs. 1 crore to Rs. 10 crores with attractive Bank of Baroda Home Loan rate of interest. The repayment tenure of the home loan is extended up to 30 years with an easy EMI option.

Bank of Baroda Home Loan Rate Of Interest 2019

The home loan offered by Bank of Baroda is a customized product. Depending on your requirement, there are various types of Bank of Baroda Home Loan. Based on your eligibility criteria, the Bank of Baroda Home Loan rate of interest is charged. Starting from a new house purchase to a plot of land purchase, you can use the home loan to meet your requirements. Along with a low-interest rate, you get to enjoy 0.25% concession on car loan and free credit card. The Bank of Baroda Home Loan rate of interest is charged based on the customized product. The moratorium period is up to 36 months after the Bank of Baroda rate of interest on Home Loan is levied. For a maximum of 5 times, you can avail top-up loans on the home loan.

Here is the Bank of Baroda Housing Loan rate of interest of different customized products-

Home Loan Product Bank of Baroda Home Loan Rate Of Interest Rates
Baroda Home Loan 8.65%*-9.65%*
Baroda Home Loan Advantage 8.65%*-9.90%*
Baroda Home Improvement Loan 8.70%*-9.70%*
Baroda CRE Home Loan (Advantage) 8.95%*-10.20%*
Baroda Mortgage Loan 9.65%*+strategic premium
Baroda Ashray (Reverse Mortgage Loan) 1 year MCLR+Strategic premium+1.75%
Baroda CRE Home Loan 8.95%*-9.95%*
Baroda Mortgage Loan 9.65%*+strategic premium
Baroda Top Up Loan 9.20%*+strategic premium

*interest rate varies from time to time

Bank of Baroda Home Loan Rate Of Interest- Eligibility Criteria

To avail highly attractive Bank of Baroda Home Loan rate of interest, you need to fulfill the eligibility criteria.

Following are the criteria that you need to satisfy to enjoy Bank of Baroda Home Loan rate of interest at an attractive range-

  • Nationality– Indian Residents and NRIs
  • Age- 21 to 70 years (for the applicant), 18-70 years (for the co-applicant)
  • Employment Type– Salaried and Self-employed
  • Work Experience- At least 1 year for the salaried and 2 years for the self-employed

Bank of Baroda Home Loan Rate Of Interest- Documentation

  • Address Proof- Anu Utility bills, Passport, Driving License
  • ID Proof- PAN card, Voter ID, AADHAAR card, Passport
  • Income Proof- Latest ITR or FORM 16, Updated bank statement
  • Other Documents- Property Documents, Audited Balance Sheet of P&L, Appointment letter, Loan application form, passport size photograph

Apply Personal Loan Online at Lowest Interest Rate Upto Rs. 40 Lacs

*Salary account or relational bank
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Loan Duration: 12 - 60 months*   T&C Apply*

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