Details of Central Bank Personal Loan

Apply Personal Loan Online

Upto 40 Lacs* @ 10.99%* P.A

Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

Please Enter Your Company Name

Please Enter Valid Company Name

Please Enter PAN Card No

Please Enter Valid PAN Detail

Proceed

Please Enter Your Name !

Please Enter Valid Name !

Name Must Contain Only Alphabets !

Please Enter Your Email Id

Please Enter Valid Email Id

Please Enter Your Mobile No.

Please Enter Valid Mobile No.

Invalid Mobile No.

Please Enter Your City Name

Please Enter Valid City Name

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Personal Loan is an unsecured loan to meet personal demands such as- a medical emergency, child’s education, family vacation, wedding or buying any electronic gadget etc. Central Bank Personal Loan helps to fulfill an individual’s personal needs through financial assistance.

Central Bank of India is one of the oldest and largest government-owned commercial banks. Central Bank Personal Loan has launched many innovative and exclusive activities in favor of its customers.

Some of the top clients of Central Bank of India are-

  • HDFC Bank
  • ICICI Bank
  • UTI Bank
  • LIC Bank
  • IDBI bank

Types of Central Bank Personal Loan

Following are the types of Central Bank Personal Loan-

  1. Personal Loan (Non-corporate)
  2. Personal Loan (Corporate)
  3. Cent Teacher
  4. Cent Personal Gold Loan
  5. Cent Doctor
  6. Cent Kalyani
  7. Cent Ratna Scheme
  8. Cent Liquid Scheme (Loan against share)
  9. Cent Suvidha
  10. 10.Loan to Pensioners

Eligibility Criteria

·     Age- Minimum and Maximum age limits are 21 years and 65 years.

·     Income- The minimum income level varies between Rs.4000 and Rs.20000 (varies according to the cities).

·     Applicant must be a salaried individual.

·     The applicant must be employed for last 2 years.

·     The applicant must be employed in the current job for at least 1 year.

·     CIBIL score should be a minimum of 650.

Documents Required

·     Duly filled loan application form.

·     Passport size photographs.

·     ID proof- AADHAAR card, PAN card, Passport.

·     Residential proof- Any latest utility bill Electricity bill, Gas bill, Driving License.

·     Copy of FORM 16 or IT return of last 2 financial years.

·     Bank Statement of last 6 months.

Rate of Interest

Amount of Loan

20 times the gross salary subject to maximum of Rs. 10 lakhs

Loan Tenure

Maximum of 48 months

Interest Rate

11%

Processing Fees

Rs. 500+service tax

Approval

After proper verification of the documents, approval and finally disbursal of loan takes place very quickly and smoothly.

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

Proceed

Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

Proceed
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Please Enter Your Company Name

Please Enter Valid Company Name

Please Enter Your City Name

Please Enter Valid City Name

Proceed
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Please Enter PAN Card No

Please Enter Valid PAN Detail

Proceed
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Please Enter Your Name !

Please Enter Valid Name !

Name Must Contain Only Alphabets !

Please Enter Your Email Id

Please Enter Valid Email Id

Please Enter Your Mobile No.

Please Enter Valid Mobile No.

Invalid Mobile No.

Please Accept Terms of Use !

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