Fullerton India Personal Loan Details

Personal Loan

Fullerton Personal Loan fulfilling their customers dreams since 2007. They have 400 branches all over India. Fullerton is one of the Non Banking Financial Company (NBFC) in Indian loan market. The documentation for loan is  so minimum. Even it approves so fast and for this loan the minimum salary scale is very low considering  from other banks and NBFCS. The interest rate depends on money people borrow , their salary statement and the tenure.Documentation for a personal loan is so minimum. Even it approves so fast and for this loan the minimum salary scale is very low considering  from other banks and NBFCS. The interest rate depends on money people borrow , their salary statement and the tenure.Fullerton Personal Loan fulfilling their customers dreams since 2007. They have 400 branches all over India. Fullerton is one of the Non Banking Financial Company (NBFC) in Indian loan market.

Features of FULLERTON INDIA PERSONAL LOAN:

  • Easy documentation.
  • Loan approves for both salaried & self employed.
  • Loan tenure 12 months to 48 months.
  • Loan amount minimum 1lakh and maximum is 20lakh.
  • Average turn around time in loan processing is 2 days.
  • You don’t need any gurantor
  • Fullerton has covered over a wide geographical area so you won’t have problem to acess your loan.
  • Much cheaper than withdrawing cash loan on credit card.

Eligibility Criteria of FULLERTON INDIA PERSONAL LOAN:

  • The applicant should be in the age group of 21-65 years.
  • The monthly income should be 12,000
  • The maximum personal loan is allowed 20lakhs
  • If the person is paying  EMI’S of the other bank also this lower his eligibility of availing the desired loan amount.
  • Total experience in job 2 years.
  • Applicant must be staying in his/her residence atleast for1 years.
  • Minimum CIBIL score 650

Documents needed for FULLERTON INDIA PERSONAL LOAN:

  • Pan Card
  • Aadhaar Card
  • Voter’s ID
  • Passport  Size Photo
  • Last 3 months of PAYSLIPS, 6 months salary account bank.
  • Form 16
  • Id card or well known employer and visiting card.
  • Installments applicant is currently paying , all the   numbers of credit cards and credit limit applicant has.

Fullerton India  Personal Loan interest rate , charges & other important information you need to know

Fullerton India interest rate 17.25%-33.00%
Processing Fees 6.0%
Minimum & Maximum Loan Amount 1 lakh-20 lakhs
Loan Tenure 12 months-48 months
Pre-closure Charges 7% of the principal outstanding (plus ST) up to 1 month.5% of principal outstanding (plus ST) from 18 to 23 months.3% of the principal outstanding (plus ST) from 24 to 35 months. No pre-closure charges applicable afterwards.
Cheque bounce charges RS.30 per bounce
Loan Cancellation charges 1000/-
Delay EMI payment charges 0.75% of outstanding principal
Swap charges for replacement of post dated cheques  to ECS RS.500/-
Collection of cheque/cash 300/-
Prepayment Charges Not allowed

Apply Personal Loan Online at Lowest Interest Rate Upto Rs. 40 Lacs

*Salary account or relational bank
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Loan Duration: 12 - 60 months*   T&C Apply*

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