Fullerton India Personal Loan Eligibility

Fullerton India is a non-banking financial company with its headquarter in Mumbai. Different financial products are offered by Fullerton India. Personal Loan offered by Fullerton India is an user-friendly financial product to serve different financial requirements. 

Starting from financing any medical emergency, holidays, wedding or buying any electronic gadgets Fullerton India Personal Loan can provide monetary support for almost any kind of financial need. To enjoy this multi-purpose loan, you need to satisfy Fullerton India Personal Loan Eligibility criteria. 

Features and Benefits of Fullerton India Personal Loan

Let’s have a look at the features and benefits of Fullerton personal loan before we get into the details of Fullerton India Personal Loan eligibility-

  • Multi-purpose loan
  • Very minimum documentation is required
  • Avail loan up to Rs. 20 lakhs
  • Online application facility is available
  • No collateral or mortgage is required
  • Loan repayment tenure up to 60 months
  • Disbursal of loan is very fast

Types of Fullerton India Personal Loan

  • Personal loan for Wedding
  • Personal loan for Doctors
  • Personal loan for Medical Emergencies
  • Personal loan for Holiday
  • Personal loan for Elite
  • Personal loan for Home Improvement
  • Personal loan for Women

Fullerton India Personal Loan Eligibility Criteria

Fullerton Bank Personal Loan Eligibility

Salaried 

Self-employed

Age

21 to 58 years

21 years to 60 years

Work Experience

3 years and at least 1 year in the present job

3 years 

Maximum Loan Amount

Rs. 20 lakhs

Rs. 30 lakhs

Credit Score 

750 or above

750 or above

Loan Repayment Tenure 

12 to 60 months

12 to 60 months

Documents required for Fullerton India Personal Loan Eligibility

Following are the essential documents required for Fullerton India Personal Loan eligibility-

  • Passport size photographs
  • Completely filled loan application form.
  • ID Proof- AADHAAR Card, PAN Card, Driving License, Voter Card.
  • Proof of Residence- Last 3 months utility bills like Water, Gas or Electricity bill, Passport, Leave and License Agreement.
  • Income Proof
    • For Salaried-Last 3 months Salary Slip, Bank a/c statement of last 6 months.
    • For Self-employed- Bank Statement of last 6 months, Proof  of Business Continuity, Audited financials of last 2 years. 

Which factors affect Fullerton India Personal Loan Eligibility?

Following are some of the important factors which affects Fullerton India Personal Loan Eligibility-

  • A good credit score positively affect Fullerton India Personal Loan Eligibility.
  • Any existing debt like- EMI of any previous loan, credit card bills should be paid off or it will negatively affect Fullerton India Personal Loan eligibility.
  • A stable job helps in building trust which improves Fullerton India Personal loan eligibility.
  • If you live in a rented flat, your disposable income will be decreased which will inversely affect Fullerton India Personal Loan eligibility.
  • Higher salary improves Fullerton India Personal Loan eligibility criteria.
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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 - 60 months*

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