Important points about flexi loan

Apply Personal Loan Online

Upto 40 Lacs* @ 10.99%* P.A

Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

Please Enter Your Company Name

Please Enter Valid Company Name

Please Enter PAN Card No

Please Enter Valid PAN Detail

Proceed

Please Enter Your Name !

Please Enter Valid Name !

Name Must Contain Only Alphabets !

Please Enter Your Email Id

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Please Enter Your Mobile No.

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Please Enter Your City Name

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Flexi loan is a new age loan that efficiently caters to the immediate financial requirement of customers.Financial products is not an exception for this. Simply put, a flexi loan is an overdraft facility offered by banks or NBFCs to its loyal customers. It is a pre-approved cash limit that can be withdrawn whenever the customer is in need. Many leading lenders like ICICI Bank and Bajaj Finserv offer this loan product to their trusted customers.

Benefits Of Flexi Personal Loan
  • Liquid cash is available when you really need it.
  • No charges on prepayment.
  • Helps in finance management.
  • You can re-avail the pre-paid amount within the overdraft facility at any time within the loan tenor.
  • Interest rate is usually charged daily and is payable every month, reducing your outgo in the long run.
  • No renewal fees.
  • Minimal to nil documentation.
  • Interest is payable only on the utilized loan amount, thereby saving on the interest costs
Eligibility of Flexi Personal Loan
  • Resident individuals.
  • Age limit should be 25-55
  • Salaried employee of either at MNC, Public or Private compny.
  • Should be an Indian citizen.
  • Hindu Undivided families.
  • Sole propeitership firms.
  • Partnership & limited liability partnership firms.
  • Private and public limited companies.
  • Business should have a vintage of at least 3 years.
Documents require approving personal loan 2018
  • KYC DOCUMENTS:
  • Pan Card
  • Adhaar Card
  • Voter’s ID
  • Passport  Size Photo
  • INCOME DOCUMENTS:
  • Salaried: Last 3 years of PAYSLIPS, 6 months’ salary account bank statement.
  • Self – employed: IT files of last 2 years, Financial Documents, last 6 months primary account statement of company.
  • Installments applicant is currently paying, all the numbers of credit cards and credit limit applicant has.
  • PROOF OF EMPLOYMENT / BUSINESS CONTINUITY
  •  Salaried: Form 16 or appointment letter of 2 years earlier.
  • Self Employed: Tax registration certificate of dated 2 years or earlier period.
  • Property Documents (HL/LAP)
  • If the property is under construction proof of booking amount or allotment letter.
  •  If the property is ready Sale deed, Property tax paid certificate (latest).
How to apply for a Flexi Loan?

Applying for a flexi personal loan is effortless and convenient. You canapply online by filling out a simple form and adding your personal and professional details. Your application is reviewed based on your credit score and income. After this, all you need to do is to submit a few documents and you will get instant approval with a quick disbursal of funds.

FAQS about flexi loan
  1. What is flexi loan in Bajaj Finserv?
  2. Bajaj Finserv give flexi loans it is kind of personal loan. You can borrow upto 25lakh once you meet with their eligibility criteria. And the interest is really low and pocket friendly.
  3. What is a Flexi Loan?
  4. Flexi loan is a new age loan that efficiently caters to the immediate financial requirement of customers.Financial products is not an exception for this. Simply put, a flexi loan is an overdraft facility offered by banks or NBFCs to its loyal customers.
  5. What is Flexi loan interest rate?
  6. The interest rate of flexi personal loan depends how much you are borrowing. The interest rate is 8%-15%. It is kind of pocket friendly too.
  7. What is the minimum salary for flexi personal loan?
  8.  The minimum salary is 15,000 for a flexi personal loan.
  9. What is the maximum amount for a personal loan?
  10. The maximum amount you can get in a personal loan is near about 40lakhs.
  11. What is the eligibility for personal Loan?
  12. We are giving a list of eligibility criterias for personal loan.
  13. Resident individuals.
  14. Age limit should be 25-55
  15. Salaried employee of either at MNC, Public or Private compny.
  16. Should be an Indian citizen.
  17. Sole propeitership firms.
  18. Partnership & limited liability partnership firms.
  19. Private and public limited companies.
  20. Business should have a vintage of at least 3 years.

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

Proceed

Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

Proceed
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Please Enter Valid Company Name

Please Enter Your City Name

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