Apply Personal Loan Online Upto Rs. 25 Lacs
Details on Personal Loan
Personal Loan in Anand
Overview of Personal Loan in Anand
Personal Loan in Anand provides financial backup against your urgent need for cash to overcome any situation of financial crunch. When you opt for Easy Personal Loan in Anand, you do not have to secure the loan with any kind of mortgage or property papers. Unsecured Personal Loan in Anand requires simple paperwork. Personal Loan in Anand gets very quickly approved and disbursed. Instant Personal Loan in Anand reduces your monetary stress and offers the required cash very quickly. If you want to avail low interest Personal Loan in Anand, you should have high repaying capacity with a minimum CIBIL score of 750 or above.
Why you should opt for Personal Loan in Anand?
Anand, ‘The Milk Capital of India’ is a city in Gujarat. The economy of the city is well diversed from large scale industries to farming. The standard of living in Anand is quite high so the need for Personal Loan Anand Gujarat has been increasing with each passing day. You can apply for Personal Loan Anand Gujarat to meet your needs without specifying the actual need to the financial institutions. By comparing Personal Loan Interest Rates in Anand for different Banks & NBFCs, you can avail Personal Loan in Anand at the lowest interest rate.
Here are the reasons as to why should you opt for Personal Loan in Anand-
- With the help of Personal Loan Anand Gujarat, you can repair your house, pay off your debts or can spend on wedding purpose.
- Online Personal Loan in Anand eases your loan process by applying for the loan at your own flexible time.
- Easy Personal Loan in Anand requires very minimum documents when you are applying for the loan.
- Instant Personal Loan in Anand offers flexible EMI facility which do not put pressure on your monthly budget.
- With Unsecured Personal Loan in Anand, you repay the loan within the period of 12 to 60 months.
- You can avail Personal Loan in Anand up to Rs. 25 lakhs which may vary based on your eligibility and the financial institution where you are applying.
Eligibility Criteria for Personal Loan in Anand
To apply for Personal Loan in Anand, you need to fulfill the eligibility criteria which are very minimal. You can apply for Personal Loan in Anand at an early age as you will be having a higher repaying capacity. Also, to be eligible for Personal Loan in Anand, you should maintain a minimum CIBIL score of 750 or above and must have a stable income source.
Following are the eligibility criteria for Personal Loan in Anand-
|
Personal Loan in Anand Eligibility Criteria |
Salaried |
Self-Employed |
|
CIBIL score |
750 or above |
750 or above |
|
Age of Applicant |
21-60 years |
25-65 years |
|
Loan Amount |
Up to Rs. 25 lakhs (may vary) |
Up to Rs. 30 lakhs (may vary) |
|
Income |
Min- Rs. 20,000 |
Min Turnover- Rs. 1 crore |
|
Profession |
Working in private sectors, govt organization or MNCs |
Partnership firms, Sole proprietorship firms, Business Professionals, private or public ltd. companies,etc. |
|
Work Experience |
Minimum 2 years overall experience and minimum 1 year in the present company |
Business Continuity for at least 3 years |
Documents required for Personal Loan in Anand
To apply for Personal Loan in Anand, the documents which you need to submit are-
- ID proof- AADHAR Card, Ration Card, PAN Card
- Address Proof- Utility Bills like- Gas, Water or Electricity Bills, Passport, Driving License.
- Passport size photo
- Application form
-
For Self-Employed
- Profit & Loss statement and audited Balance Sheet of last 2 years
- Verified copy of Partnership Deed/Trade License/Memorandum and Articles of Association/Sales Tax Certificate
- Last 3 years ITR copy.
-
For Salaried
- Copy of Form 16
- Salary slip for last 3 months
- Updated bank Statement of last 6 months
Personal Loan Interest Rates in Anand of different Financial Institutions
You can easily opt for Personal Loan in Anand by comparing Personal Loan interest rates in Anand of all banks and NBFCs-
|
Banks |
Loan Tenure |
Interest Rates |
Pre-Closure Charges |
Processing Fees |
|
SBI Personal Loan in Anand |
1-5 years |
12.50%*-16.60%* |
3% of the prepaid amount (after 1st EMI) |
Up to 3% of the loan amount |
|
Axis Bank Personal Loan in Anand |
1-5 years |
15.50%* |
NIL |
Up to 2.00% |
|
ICICI Bank Personal Loan in Anand |
1-5 years |
11.49%* |
5% of outstanding principal + GST |
Rs. 999* |
|
YES Bank Personal Loan in Anand |
1-5 years |
14%* |
Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges. |
2% or 3% of the principal |
|
Bajaj Finserv Personal Loan in Anand |
1-5 years |
14.75%* |
NIL |
Up to 3% |
|
Kotak Mahindra Bank Personal Loan in Anand |
1-5 years |
11.25%* |
5% of outstanding principal. |
Up to 2.5% |
|
Indiabulls Venture Capital Personal Loan in Anand |
1-5 years |
11.99%* |
5% if less than 6 months. |
Up to 5% |
|
HDFC Bank Personal Loan in Anand |
1-5 years |
11.25%* |
Between 2% to 4% of the outstanding principal. |
Up to 2.50% |
|
Aditya Birla Capital Personal Loan in Anand |
1-5 years |
11.75%* |
4% of principal outstanding in 1st year, 3% in the 2nd year, and thereafter preclosure permitted after 6 months. |
1% of principal. |
|
IndusInd Bank Personal Loan in Anand |
1-5 years |
12.99%* |
4% of outstanding principal |
Up to 2.50% |
|
Capital first Personal Loan in Anand |
1-5 years |
16%* |
4% of outstanding |
Up to 2.49% of the loan amount |
|
Fullerton India Personal Loan in Anand |
1-5 years |
17.25%* |
4% of outstanding principal. |
Up to 2% |
|
TATA Capital Personal Loan in Anand |
1-6 years |
13.99%* |
4.5% of the outstanding principal. And NIL for the initial 6 months |
Up to 2% |
|
IDFC First Personal Loan in Anand |
1-5 years |
10.99%* |
4% of outstanding |
2% – 4% |
|
ECL Finance Personal Loan in Anand |
1-5 years |
17.50%* |
4% of principal amount outstanding+GST |
Up to 2% of the loan amount |
*Interest rates change time to time.
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