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Capital First Personal Loan Interest Rates

Capital First is one of the most renounced NBFC. They offers various financial products one of them is personal loan. Capital First Personal Loan is one of the most helpful financial tools which will help you to fulfill your all financial need. Capital First Personal Loan Interest Rates starts from 11.25%*. Capital First Personal Loan Interest Rates can be higher if you do not match the Capital First Personal Loan Eligibility Criteria. To make your Capital First Personal Loan Eligibility higher and Capital First Personal Loan Interest Rates lower you have to maintain a Credit Score of at least 750. Capital First Personal Loan rate of interest is fixed so you don’t have to worry about floating interest rate. Personal Loan Interest Rate in Capital First is lower for salaried people compared to self employed. You can easily avail a Capital First Personal Loan with lowest Capital First Personal Loan Interest Rate, if you have matched all the Capital First Personal Loan Eligibility criteria. Compared to other NBFC’s Capital First Personal Loan Interest Rates are low. So if you are planning for Personal Loan it is advisable to go for Capital First Personal Loan apply online. You also can compare your Capital First Personal Loan Interest Rates and other charges. You can easily check your Capital First Personal Loan Interest Rates with the help of Capital First Personal Loan Interest Rates Calculator.

Capital First Personal Loan Interest Rates Calculator

Your Capital First Personal Loan Interest Rates is calculated through your eligibility criteria. If you have higher eligibility criteria your Capital First Personal Loan Interest Rates will be lower. And if you have lower Capital First Personal Loan Eligibility Criteria your Capital First Personal Loan Interest Rates will be higher.

Reducing Capital First Personal Loan Interest Rates is not that hard, you just have to follow some rules; if you have higher credit score your Capital First Personal Loan Interest Rates will be lower. So here are some factors which will affect your Capital First Personal Loan Rate of Interest.

  • CIBIL Score

    CIBIL Score or Credit Score is the most important thing on your Capital First Personal Loan Interest Rates. If you have high CIBIL Score that means your Capital First Personal Loan Interest Rates will be low and if you have low CIBIL Score you’re Capital First Personal Loan Interest Rates will be high. Your CIBIL Score depends on how you pay your personal loan. To make your CIBIL Score high you need to repay your personal loan on time. And you will get lower Capital First Personal Loan Interest Rates.

  • Applicant’s Age

    The applicant’s age is one of the most important in Capital First Personal Loan Interest Rates. The age group for personal loan eligibility is 21 to 60 years old. The younger you are there are much chance that you will have a lower Capital First Personal Loan Interest Rates. You will even get offers if you are applying for a personal loan in younger age. Your Capital First Personal Loan Interest Rates will be much lower on younger age.

  • Employment

    Your employment stability matters a lot on your Capital First Personal Loan Interest Rates. If you are a salaried person your employer also matters as every financial institution have a company list and if your employer is in the CAT A list your Capital First Personal Loan Interest Rates will be low. And if you are working there more than two years your Capital First Personal Loan Interest Rates will be low. And if you are self-employed you must run your business at least for five years to have high personal loan eligibility. And if you are working with a top notch company you salary is also high and if you are in a high position that means you will have a bright career ahead so your Capital First Personal Loan Interest Rates will be low.

  • Existing Debt

    If you are someone who has existing debt on his neck your Capital First Personal Loan Interest Rates can be higher. As you are already paying EMIs on those and if you are taking a new one this can be your liability and you won’t get any loan if your existing loans has already consumed 40% your monthly income. So it is advisable if you have any existing personal loan you can transfer the balance with the new one and can take a top up loan so your Capital First Personal Loan Interest Rates can be lower.

  • Geographic Location

    Geographical locations matters a lot on your Capital First Personal Loan Interest Rates as if you are from metro city you will get lower Capital First Personal Loan Interest Rates than someone from rural areas. Also some financial institution has red marked on some places so if you are from one of those places your Capital First Personal Loan Interest Rates will be high.

  • Housing Situation

    If you have your own house there are maximum chances that your Capital First Personal Loan Interest Rates will be low and your personal loan will be approved but if you are living in a rental house your Capital First Personal Loan Interest Rates will be high as your monthly income gets lower for that.

*Interest rate and Loan approval are subjected to band discretion and approval.

FAQ's

The minimum Capital First Personal Loan rate of interest is 11.25%*
The minimum age to avail a Capital First Personal Loan is 21 years.
Yes, the Capital First Personal Loan Eligibility affects the Capital First Personal Loan, the higher Capital First Personal Loan Eligibility you have the lower your Capital First Personal Loan Interest Rates will be.
The tenure to repay Capital First Personal Loan is 12 to 60 months.
The processing fee for Capital First Personal Loan is 999*, up to 2%.

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