Personal Loan in Anand

Salaried Self-Employed

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Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs.75 Lakhs !

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Salary should be Minimum Rs.10,000!

Salary should be Maximum Rs.10 Crores !

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Minimum Turnover Should Be Rs. 3 Lakhs!

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

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Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

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Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

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Minimum Turnover Should Be Rs. 3Lakhs!

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

4.5 /5(500 Votes)

Personal Loan in Anand

Overview of Personal Loan in Anand

Personal Loan in Anand provides financial backup against your urgent need for cash to overcome any situation of financial crunch. When you opt for Easy Personal Loan in Anand, you do not have to secure the loan with any kind of mortgage or property papers. Unsecured Personal Loan in Anand requires simple paperwork. Personal Loan in Anand gets very quickly approved and disbursed. Instant Personal Loan in Anand reduces your monetary stress and offers the required cash very quickly. If you want to avail low interest Personal Loan in Anand, you should have high repaying capacity with a minimum CIBIL score of 750 or above.

Why you should opt for Personal Loan in Anand?

Anand, ‘The Milk Capital of India’ is a city in Gujarat. The economy of the city is well diversed from large scale industries to farming. The standard of living in Anand is quite high so the need for Personal Loan Anand Gujarat has been increasing with each passing day. You can apply for Personal Loan Anand Gujarat to meet your needs without specifying the actual need to the financial institutions. By comparing Personal Loan Interest Rates in Anand for different Banks & NBFCs, you can avail Personal Loan in Anand at the lowest interest rate.

Here are the reasons as to why should you opt for Personal Loan in Anand-

  • With the help of Personal Loan Anand Gujarat, you can repair your house, pay off your debts or can spend on wedding purpose.
  • Online Personal Loan in Anand eases your loan process by applying for the loan at your own flexible time.
  • Easy Personal Loan in Anand requires very minimum documents when you are applying for the loan.
  • Instant Personal Loan in Anand offers flexible EMI facility which do not put pressure on your monthly budget.
  • With Unsecured Personal Loan in Anand, you repay the loan within the period of 12 to 60 months.
  • You can avail Personal Loan in Anand up to Rs. 25 lakhs which may vary based on your eligibility and the financial institution where you are applying.

Eligibility Criteria for Personal Loan in Anand

To apply for Personal Loan in Anand, you need to fulfill the eligibility criteria which are very minimal. You can apply for Personal Loan in Anand at an early age as you will be having a higher repaying capacity. Also, to be eligible for Personal Loan in Anand, you should maintain a minimum CIBIL score of 750 or above and must have a stable income source.

Following are the eligibility criteria for Personal Loan in Anand-

Personal Loan in Anand Eligibility Criteria

Salaried

Self-Employed

CIBIL score

750 or above

750 or above

Age of Applicant

21-60 years

25-65 years

Loan Amount

Up to Rs. 25 lakhs (may vary)

Up to Rs. 30 lakhs (may vary)

Income

Min- Rs. 20,000

Min Turnover- Rs. 1 crore

Profession

Working in private sectors, govt organization or MNCs

Partnership firms, Sole proprietorship firms, Business Professionals, private or public ltd. companies,etc.

Work Experience

Minimum 2 years overall experience and minimum 1 year in the present company

Business Continuity for at least 3 years

Documents required for Personal Loan in Anand

To apply for Personal Loan in Anand, the documents which you need to submit are-

  • ID proof- AADHAR Card, Ration Card, PAN Card
  • Address Proof- Utility Bills like- Gas, Water or Electricity Bills, Passport, Driving License.
  • Passport size photo
  • Application form
  • For Self-Employed

    • Profit & Loss statement and audited Balance Sheet of last 2 years
    • Verified copy of Partnership Deed/Trade License/Memorandum and Articles of Association/Sales Tax Certificate
    • Last 3 years ITR copy.
  • For Salaried

    • Copy of Form 16
    • Salary slip for last 3 months
    • Updated bank Statement of last 6 months

Personal Loan Interest Rates in Anand of different Financial Institutions

You can easily opt for Personal Loan in Anand by comparing Personal Loan interest rates in Anand of all banks and NBFCs-

Banks

Loan Tenure

Interest Rates

Pre-Closure Charges

Processing Fees

SBI Personal Loan in Anand

1-5 years

12.50%*-16.60%*

3% of the prepaid amount (after 1st EMI)

Up to 3% of the loan amount

Axis Bank Personal Loan in Anand

1-5 years

15.50%*

NIL

Up to 2.00%

ICICI Bank Personal Loan in Anand

1-5 years

11.49%*

5% of outstanding principal + GST

Rs. 999*

YES Bank Personal Loan in Anand

1-5 years

14%*

Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges.

2% or 3% of the principal

Bajaj Finserv Personal Loan in Anand

1-5 years

14.75%*

NIL

Up to 3%

Kotak Mahindra Bank Personal Loan in Anand

1-5 years

11.25%*

5% of outstanding principal.

Up to 2.5%

Indiabulls Venture Capital Personal Loan in Anand

1-5 years

11.99%*

5% if less than 6 months.

Up to 5%

HDFC Bank Personal Loan in Anand

1-5 years

11.25%*

Between 2% to 4% of the outstanding principal.

Up to 2.50%

Aditya Birla Capital Personal Loan in Anand

1-5 years

11.75%*

4% of principal outstanding in 1st year, 3% in the 2nd year, and thereafter preclosure permitted after 6 months.

1% of principal.

IndusInd Bank Personal Loan in Anand

1-5 years

12.99%*

4% of outstanding principal

Up to 2.50%

Capital first Personal Loan in Anand

1-5 years

16%*

4% of outstanding

Up to 2.49% of the loan amount

Fullerton India Personal Loan in Anand

1-5 years

17.25%*

4% of outstanding principal.

Up to 2%

TATA Capital Personal Loan in Anand

1-6 years

13.99%*

4.5% of the outstanding principal. And NIL for the initial 6 months

Up to 2%

IDFC First Personal Loan in Anand

1-5 years

10.99%*

4% of outstanding

2% – 4%

ECL Finance Personal Loan in Anand

1-5 years

17.50%*

4% of principal amount outstanding+GST

Up to 2% of the loan amount

*Interest rates change time to time.

FAQ’s

To obtain Personal Loan in Anand, you do not have to mortgage anything. This is because Personal Loan in Anand is an unsecured loan.
Yes. You can prepay Personal Loan in Anand by paying a certain preclosure charge which differs for different banks.
The processing fee charged for Personal Loan in Anand is up to 2.5%*. But the processing fee varies for different Banks & NBFCs.
*Interest rate and Loan approval are subjected to band discretion and approval.