Personal Loan in Assam

Salaried Self-Employed

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Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs.75 Lakhs !

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Salary should be Minimum Rs.10,000!

Salary should be Maximum Rs.10 Crores !

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Minimum Turnover Should Be Rs. 3 Lakhs!

Turnover Limit Exceeded !

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

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Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

4.5 /5(500 Votes)

Personal Loan in Assam

Overview of Personal Loan in Assam

Personal Loan in Assam is an unsecured loan. Personal Loan in Assam will help you to fulfill all your needs. Personal Loan in Assam provides funding against almost all kinds of financial requirements. Easy Personal Loan in Assam or multipurpose loan satisfies the monetary needs for child’s higher education, purchasing any consumer durable goods, house renovation, medical expenses and much more. For urgent Personal Loan in Assam Andhra Pradesh requires minimal documentation with easy repayment options for loan tenure up to 5 years. Low interest Personal Loan in Assam can be availed with high CIBIL score, decent income, and early applying age. You can opt for Personal Loan Providers in Assam who offers Personal Loan in Assam at a competitive interest rate. To get lower interest rate you can avail Online Personal Loan Assam. You can’t avail Personal Loan in Assam without CIBIL Check. You also can avail Easy Personal Loan in Assam with minimal documents.

Why should you opt for Personal Loan in Assam?

Assam is a state in northern India. It is a beautiful state. Millions of tourists visit here just to enjoy the wonderful sights. This state is growing every day. The economy of this city is getting bigger and bigger. All financial institutions are getting spread around Assam and with this growing city the life style of this city is also getting bigger and bigger. To maintain your lifestyle you can easily avail a Personal Loan in Assam.Personal Loan in Assam is offered by many lending institutions of India which includes Bank and NBFC both in lowest interest rates. In addition to that, they provide money lenders loans in Assam, private finance loans in Assam, cash loan in Assam, immediate cash loan in Assam, Personal Loan by Private financer in Assam, instant Personal Loan in Assam, Personal Loans in Assam are different kinds of Personal loans in Assam.

Here are some points that why you should go for Personal Loan in Assam.

  • You do not have to mortgage any of your security to avail a Personal Loan in Assam
  • You do not need any guarantor at Personal Loan in Assam
  • Personal Loan in Assam comes with lower interest rates; the processing fees are minimum and no hidden charges.
  • You can check your Personal Loan in Assam application status and your Personal Loan in Assam eligibility just in a second from home by just clicking a button from your home or office.
  • You can repay your Personal Loan in Assam from 12 months to 60 months.
  • You can avail Personal Loan in Assam up to Rs. 25 lakh (varies).
  • To avail a Personal Loan in Assam you don’t need give a purpose to any institutions. There is no specific purpose to avail a Personal Loan in Assam.
  • In your emergency needs you can easily avail instant Personal Loan in Assam, cash loan in Assam or immediate cash loan in Assam.
  • If you are self-employed you can easily avail Personal Loan for Self-employed in Assam.

Eligibility Criteria for Personal Loan in Assam

It is not much hard to avail Personal Loan in Assam you just need minimum eligibility to avail a Personal Loan in Assam. You must maintain a good Credit score to avail Personal Loan in Assam. If you are applying for Personal Loan in Assam at a younger age you have chance to make your interest rate lower.

Here are the eligibility criteria for Personal Loan in Assam.

Personal Loan in Assam Eligibility Criteria

Salaried

Self-Employed

Age

21-60 years

25-65 years

Income

Min- Rs. 20,000 or Rs. 25,000

Min Turnover- Rs. 1 crore

Profession

Working in MNCs, private sector or government organization

Business Professionals, private or public ltd. companies, partnership firms etc.

Work Experience

Minimum 2 years of experience with at least 1 year in the present company

Business Continuity for a minimum of 3 to 5 years

CIBIL score

750 or above

750 or above

Loan Amount

Up to Rs. 25 lakhs (different for various financial institutions)

Up to Rs. 30 lakhs (varies according to the financial institution)

Documents required for Personal Loan in Assam

Following are the common set of documents which you need to submit while applying for Personal Loan in Assam-

  • Duly filled application form.
  • Passport size photograph.
  • ID proof- PAN card, AADHAR card, Driving License.
  • Residential proof- Any latest utility bill like Electricity bill, Gas bill. Passport.
  • For Salaried Individuals

    • Bank Statement of the last 6 months.
    • Copy of Form 16 and Receipt of Income Tax.
    • Salary slips of last 3 months.
  • For Self-employed

    • ITR copy of the past three years.
    • Verified copy of Partnership Deed/Memorandum and Articles of Association/ Trade License/Sales Tax Certificate
    • Copy of Profit & Loss statement, Balance Sheet of last 2 years

Interest Rates for Personal Loan in Assam of different Financial Institutions

Following are some of the financial institutions which offer Unsecured Personal Loan in Assam online at an attractive interest rate

Banks

Loan Tenure

Interest Rates

Pre-Closure Charges

Processing Fees

Kotak Mahindra Bank Personal Loan in Assam

1-5 years

11.25%*

5% of outstanding principal.

Up to 2.5%

ICICI Bank Personal Loan in Assam

1-5 years

11.49%*

5% of outstanding principal + GST

Rs. 999*

SBI Personal Loan in Assam

1-5 years

12.50%*-16.60%*

3% of the prepaid amount (after 1st EMI)

Up to 3% of the loan amount

YES Bank Personal Loan in Assam

1-5 years

14%*

Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months : No charges.

2% or 3% of the principal

Bajaj Finserv Personal Loan in Assam

1-5 years

14.75%*

NIL

Up to 3%

HDFC Bank Personal Loan in Assam

1-5 years

11.25%*

Between 2% to 4% of the outstanding principal.

Up to 2.50%

IndusInd Bank Personal Loan in Assam

1-5 years

12.99%*

4% of outstanding principal

Up to 2.50%

Indiabulls Venture Capital Personal Loan in Assam

1-5 years

11.99%*

5% if less than 6 months.

Up to 5%

Axis Bank Personal Loan in Assam

1-5 years

15.50%*

NIL

Up to 2.00%

IDFC First Personal Loan in Assam

1-5 years

10.99%*

4% of outstanding

2% -4%

Aditya Birla Capital Personal Loan in Assam

1-5 years

11.75%*

4% of principal outstanding in 1st year, 3% in the 2ndyear, and thereafter preclosure permitted after 6 months.

1% of principal.

TATA Capital Personal Loan in Assam

1-6 years

13.99%*

4.5% of the outstanding principal.And NIL for the initial 6 months

Up to 2%

Fullerton India Personal Loan in Assam

1-5 years

17.25%*

4% of outstanding principal.

Up to 2%

Capital first Personal Loan in Assam

1-5 years

16%*

4% of outstanding

Up to 2.49% of the loan amount

ECL Finance Personal Loan in Assam

1-5 years

17.50%*

4% of principal amount outstanding+GST

Up to 2% of the loan amount

*Interest rates change time to time.

FAQ’s

The factors which affect the interest rate on Personal Loan in Assam are- the credit score, your applying age, your net take-home salary or business turnover, financial debts (if any) and also your repaying capacity.
The minimum credit score required to apply for a lower interest rate Personal Loan in Assam is 750 or above.
The flexible loan tenure for Personal Loan in Assam ranges from 1 to 5 years.
*Interest rate and Loan approval are subjected to band discretion and approval.

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