Personal Loan in Bhopal

Salaried Self-Employed

Please Enter Required Loan Amount

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs.75 Lakhs !

Please Enter Net Monthly Salary

Salary should be Minimum Rs.10,000!

Salary should be Maximum Rs.10 Crores !

Please Enter Annual Sales/Turnover

Minimum Turnover Should Be Rs. 3 Lakhs!

Turnover Limit Exceeded !

Please Enter Your Company Name !

Please Enter Valid Company Name !

Please Enter City Name !

Please Enter Valid City Name !

Please Enter PAN No

Please Enter Valid PAN No

Please Enter Your Name !

Please Enter Valid Name !

Please Enter Your Email Id

Please Enter Valid Email Id

Please Enter Your Mobile No

Please Enter Valid Mobile No

Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

Proceed

Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

Proceed
Back

Please Enter Your Company Name

Please Enter Valid Company Name

Please Enter Your Pincode

Please Enter Valid Pincode

Proceed
Back

Please Enter PAN Card No

Please Enter Valid PAN Detail

Proceed
Back

Please Enter Your Name !

Please Enter Valid Name !

Name Must Contain Only Alphabets !

Please Enter Your Email Id

Please Enter Valid Email Id

Please Enter Your Mobile No.

Please Enter Valid Mobile No.

Invalid Mobile No.

Please Accept Terms of Use !

Back

Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

4.5 /5(500 Votes)

Personal Loan in Bhopal

Overview of Personal Loan in Bhopal

Personal Loan in Bhopal is an unsecured loan provided by so many lending institutions. As this loan is an unsecured loan you don’t have to mortgage any of your property papers to the lender. Personal Loan Bhopal Madhya Pradesh comes with lower interest rates. But Personal Loan in Bhopal for low CIBIL Score comes with a higher interest rate comparatively who has higher CIBIL Score. With the help of Unsecured Personal Loan in Bhopal you can do whatever you want. You can use Personal Loan in Bhopal for medical emergency, vacation, study, wedding, home renovation etc. Personal Loan in Bhopal without CIBIL Score checking is not possible because any lending institution provides you a Personal Loan in Bhopal before knowing your repayment capacity and your repayment history from your CIBIL Score. You can take a loan of Rs. 25,000 to Rs. 25,00,000, you can pay Personal Loan in Bhopal from 12 months to 60 months. You also can transfer your loan any time you want to a different institution. To get lowest interest rate for Personal Loan in Bhopal you can go for Personal Loan in Bhopal online apply. To avail online Personal Loan in Bhopal you have to provide minimal documents and can go for Easy Personal Loan in Bhopal with minimal documents. It is impossible to avail Personal Loan for unemployed in Bhopal, salaried person can easily avail Personal Loan for salaried in Bhopal which also comes with lower interest rate. To get a Personal Loan in Bhopal you must maintain a good Credit Score or CIBIL Score. Incase you have low CIBIL Score Personal Loan foe low CIBIL Score in Bhopal offers a high interest rate.

Why should you opt for Personal Loan in Bhopal?

Bhopal is the capital of Madhya Pradesh. Bhopal is selected India’s one of the twenty cities to be developed as a smart city. There are so many industries which runs in this city like Bhopal Heavy Electricals Limited etc. The economy of this city is getting bigger and bigger. All financial institutions are getting spread around Bhopal and with this growing city the life style of this city is also getting bigger and bigger. To maintain your lifestyle you can easily avail a Personal Loan in Bhopal. . Personal Loan in Bhopal is offered by many lending institutions of India which includes Bank and NBFC both in lowest interest rates. In addition to that, they provide money lenders loans in Bhopal, private finance loans in Bhopal, cash loan in Bhopal, immediate cash loan in Bhopal, Personal Loan by Private financer in Bhopal, instant Personal Loan in Bhopal, Personal Loans in Bhopal are different kinds of Personal loans in Bhopal.

Here are some points that why you should go for Personal Loan in Bhopal.

  • You do not have to mortgage any of your security to avail a Personal Loan in Bhopal
  • You do not need any guarantor at Personal Loan in Bhopal
  • Personal Loan in Bhopal comes with lower interest rates; the processing fees are minimum and no hidden charges.
  • You can check your Personal Loan in Bhopal application status and your Personal Loan in Bhopal eligibility just in a second from home by just clicking a button from your home or office.
  • You can repay your Personal Loan in Bhopal from 12 months to 60 months.
  • You can avail Personal Loan in Bhopal up to Rs. 25 lakh (varies).
  • To avail a Personal Loan in Bhopal you don’t need give a purpose to any institutions. There is no specific purpose to avail a Personal Loan in Bhopal.
  • In your emergency needs you can easily avail instant Personal Loan in Bhopal, cash loan in Bhopal or immediate cash loan in Bhopal.
  • If you are self-employed you can easily avail Personal Loan for Self-employed in Bhopal.

Eligibility Criteria for Personal Loan in Bhopal

It is not much hard to avail Personal Loan in Bhopal you just need minimum eligibility to avail a Personal Loan in Bhopal. You must maintain a good Credit score to avail Personal Loan in Bhopal. If you are applying for Personal Loan in Bhopal at a younger age you have chance to make your interest rate lower.

Here are the eligibility criteria for Personal Loan in Bhopal.

Personal Loan in Bhopal Eligibility Criteria

Salaried

Self-Employed

Age

21-60 years

25-65 years

Income

Min- Rs. 20,000 or Rs. 25,000

Min Turnover- Rs. 1 crore

Profession

Working in MNCs, private sector or government organization

Business Professionals, private or public ltd. companies, partnership firms etc.

Work Experience

Minimum 2 years of experience with at least 1 year in the present company

Business Continuity for a minimum of 3 to 5 years

CIBIL score

750 or above

750 or above

Loan Amount

Up to Rs. 25 lakhs (different for various financial institutions)

Up to Rs. 30 lakhs (varies according to the financial institution)

Documents required for Personal Loan in Bhopal

Following are the common set of documents which you need to submit while applying for Personal Loan in Bhopal-

  • Duly filled application form.
  • Passport size photograph.
  • ID proof- PAN card, AADHAR card, Driving License.
  • Residential proof- Any latest utility bill like Electricity bill, Gas bill. Passport.
  • For Salaried Individuals

    • Bank Statement of the last 6 months.
    • Copy of Form 16 and Receipt of Income Tax.
    • Salary slips of last 3 months.
  • For Self-employed

    • ITR copy of the past three years.
    • Verified copy of Partnership Deed/Memorandum and Articles of Association/ Trade License/Sales Tax Certificate
    • Copy of Profit & Loss statement, Balance Sheet of last 2 years

Interest Rates for Personal Loan in Bhopal of different Financial Institutions

Following are some of the financial institutions which offer Unsecured Personal Loan in Bhopal online at an attractive interest rate

Banks

Loan Tenure

Interest Rates

Pre-Closure Charges

Processing Fees

Kotak Mahindra Bank Personal Loan in Bhopal

1-5 years

11.25%*

5% of outstanding principal.

Up to 2.5%

ICICI Bank Personal Loan in Bhopal

1-5 years

11.49%*

5% of outstanding principal + GST

Rs. 999*

SBI Personal Loan in Bhopal

1-5 years

12.50%*-16.60%*

3% of the prepaid amount (after 1st EMI)

Up to 3% of the loan amount

YES Bank Personal Loan in Bhopal

1-5 years

14%*

Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges.

2% or 3% of the principal

Bajaj Finserv Personal Loan in Bhopal

1-5 years

14.75%*

NIL

Up to 3%

HDFC Bank Personal Loan in Bhopal

1-5 years

11.25%*

Between 2% to 4% of the outstanding principal.

Up to 2.50%

IndusInd Bank Personal Loan in Bhopal

1-5 years

12.99%*

4% of outstanding principal

Up to 2.50%

Indiabulls Venture Capital Personal Loan in Bhopal

1-5 years

11.99%*

5% if less than 6 months.

Up to 5%

Axis Bank Personal Loan in Bhopal

1-5 years

15.50%*

NIL

Up to 2.00%

IDFC First Personal Loan in Bhopal

1-5 years

10.99%*

4% of outstanding

2% – 4%

Aditya Birla Capital Personal Loan in Bhopal

1-5 years

11.75%*

4% of principal outstanding in 1st year, 3% in the 2ndyear, and thereafter preclosure permitted after 6 months.

1% of principal.

TATA Capital Personal Loan in Bhopal

1-6 years

13.99%*

4.5% of the outstanding principal.And NIL for the initial 6 months

Up to 2%

Fullerton India Personal Loan in Bhopal

1-5 years

17.25%*

4% of outstanding principal.

Up to 2%

Capital first Personal Loan in Bhopal

1-5 years

16%*

4% of outstanding

Up to 2.49% of the loan amount

ECL Finance Personal Loan in Bhopal

1-5 years

17.50%*

4% of principal amount outstanding+GST

Up to 2% of the loan amount

*Interest rates change time to time.

FAQ’s

The factors which affect the interest rate on Personal Loan in Bhopal are- the credit score, your applying age, your net take-home salary or business turnover, financial debts (if any) and also your repaying capacity.
The minimum credit score required to apply for a lower interest rate Personal Loan in Bhopal is 750 or above.
The flexible loan tenure for Personal Loan in Bhopal ranges from 1 to 5 years.
*Interest rate and Loan approval are subjected to band discretion and approval.