Personal Loan in Bikaner

Salaried Self-Employed

Please Enter Required Loan Amount

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs.75 Lakhs !

Please Enter Net Monthly Salary

Salary should be Minimum Rs.10,000!

Salary should be Maximum Rs.10 Crores !

Please Enter Annual Sales/Turnover

Minimum Turnover Should Be Rs. 3 Lakhs!

Turnover Limit Exceeded !

Please Enter Your Company Name !

Please Enter Valid Company Name !

Please Enter City Name !

Please Enter Valid City Name !

Please Enter PAN No

Please Enter Valid PAN No

Please Enter Your Name !

Please Enter Valid Name !

Please Enter Your Email Id

Please Enter Valid Email Id

Please Enter Your Mobile No

Please Enter Valid Mobile No

Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

Proceed

Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

Proceed
Back

Please Enter Your Company Name

Please Enter Valid Company Name

Please Enter Your Pincode

Please Enter Valid Pincode

Proceed
Back

Please Enter PAN Card No

Please Enter Valid PAN Detail

Proceed
Back

Please Enter Your Name !

Please Enter Valid Name !

Name Must Contain Only Alphabets !

Please Enter Your Email Id

Please Enter Valid Email Id

Please Enter Your Mobile No.

Please Enter Valid Mobile No.

Invalid Mobile No.

Please Accept Terms of Use !

Back

Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

4.5 /5(500 Votes)

Personal Loan in Bikaner

Overview of Personal Loan in Bikaner

Personal Loan in Bikaner is a very easily accessible financial tool which solves your financial problem. Using Instant Personal Loan in Bikaner, you can meet your financial needs such as- medical emergencies, paying off any ongoing debt, family vacation, child’s education and much more. Easy Personal Loan in Bikaner does not ask for any kind of security or collateral. Unsecured Personal Loan in Bikaner can be easily availed by submitting minimum documents. You need to have a CIBIL score of 750 or above and adequate income to obtain low interest Personal Loan in Bikaner. But higher interest rate will be charged for low cibil score Personal Loan in Bikaner. You can easily repay Personal Loan Bikaner within a period of 5 years.

Why you should opt for Personal Loan in Bikaner?

Bikaner is one of the best tourist spot in the state of Rajasthan. The place is witnessing growth in sectors like education, business and also lifestyle. With the upgrade in the lifestyle, the need for Personal Loan Bikaner has also been accelerated. You can use Unsecured Personal Loan in Bikaner to fulfill almost all kinds of financial requirements. Instant Personal Loan in Bikaner is easily approved and can be repaid with EMI option.

Following are the reasons as to why should you opt for Personal Loan in Bikaner-

  • You can avail Personal Loan in Bikaner up to Rs. 25 lakhs (may vary) based on your eligibility criteria.
  • Online Personal Loan in Bikaner van be easily applied at your own leisure time and place without standing in long queues.
  • Before applying for Easy Personal Loan in Bikaner, you can easily compare personal loan interest rates in Bikaner of different financial institutions.
  • You need to have a stable income source with a minimum CIBIL score of 750 or above to obtain low interest Personal Loan in Bikaner.
  • Personal Loans in Bikaner offer easy repayment option i.e., EMI facility which does not burn your pocket.

Eligibility Criteria for Personal Loan in Bikaner

Following are the eligibility criteria to apply for Personal Loans in Bikaner-

Personal Loan in Bikaner Eligibility Criteria

Salaried

Self-Employed

Profession

Working in government organization, private sector, or MNCs

Business Professionals, private or public ltd. companies, partnership firms, etc.

Age

21-60 years

25-65 years

CIBIL score

750 or above

750 or above

Income

Min- Rs. 20,000

Min Turnover- Rs. 1 crore

Loan Amount

Up to Rs. 25 lakhs (varies)

Up to Rs. 30 lakhs (differs)

Work Experience

Minimum 2 years of total experience with at least 1 year in the present company

Business Continuity for at least of 3 to 5 years

Documents required for Personal Loan in Bikaner

Here are the minimum documents that you need to submit when going for Personal Loans in Bikaner-

  • Application form
  • Passport size photo
  • ID proof- Driving License, PAN card, AADHAR card.
  • Residential proof- Any Utility bills like Gas or Electricity bill, Water bill, Driving License, Passport
  • Salaried Individuals

    • Last 6 months updated bank statement
    • Form 16
    • Salary slip of last 3 months
  • Self-employed

    • Audited Balance Sheet of last 2 years, Profit & Loss statement of last 2 years
    • Last 3 years ITR details
    • Verified copy of Memorandum and Articles of Association/Partnership Deed/Sales Tax Certificate/Trade License

Personal Loan Interest Rates in Bikaner of various Financial Institutions

Following is the Personal Loan in Bikaner interest rates of different financial institutions which offers unsecured Personal Loan in Bikaner-

Banks

Loan Tenure

Interest Rates

Pre-Closure Charges

Processing Fees

HDFC Bank Personal Loan in Bikaner

1-5 years

10.99%*

Between 2% to 4% of the outstanding principal.

Up to 2.50%

YES Bank Personal Loan in Bikaner

1-5 years

12.49%*

Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges.

2% or 3% of the principal

SBI Personal Loan in Bikaner

1-5 years

12.50%*-16.60%*

3% of the prepaid amount (after 1st EMI)

Up to 3% of the loan amount

ICICI Bank Personal Loan in Bikaner

1-5 years

11.49%*

5% of outstanding principal + GST

Rs. 999*

Axis Bank Personal Loan in Bikaner

1-5 years

15.50%*

NIL

Up to 2.00%

Bajaj Finserv Personal Loan in Bikaner

1-5 years

14.75%*

NIL

Up to 3%

Kotak Mahindra Bank Personal Loan in Bikaner

1-5 years

11.50%*

5% of outstanding principal.

Up to 2.5%

IndusInd Bank Personal Loan in Bikaner

1-5 years

12.99%*

4% of outstanding principal

Up to 2.50%

Fullerton India Personal Loan in Bikaner

1-5 years

17.25%*

4% of outstanding principal.

Up to 2%

Aditya Birla Capital Personal Loan in Bikaner

1-5 years

11.75%*

4% of principal outstanding in 1st year, 3% in the 2nd year, and thereafter preclosure permitted after 6 months.

1% of principal.

IDFC First Personal Loan in Bikaner

1-5 years

10.99%*

4% of outstanding

2% – 4%

Indiabulls Venture Capital Personal Loan in Bikaner

1-5 years

11.99%*

5% if less than 6 months.

Up to 5%

TATA Capital Personal Loan in Bikaner

1-6 years

13.99%*

4.5% of the outstanding principal. And NIL for the initial 6 months

Up to 2%

Capital first Personal Loan in Bikaner

1-5 years

16%*

4% of outstanding

Up to 2.49% of the loan amount

ECL Finance Personal Loan in Bikaner

1-5 years

17.50%*

4% of principal amount outstanding+GST

Up to 2% of the loan amount

*Interest rates change time to time.

FAQ’s

The lowest interest rate for Personal Loan in Bikaner is 10.75%*.
You can avail Personal Loan in Bikaner up to Rs. 25,00,000. Though the amount varies from bank to bank.
The minimum Credit Score for Personal Loan in Bikaner is 750.
*Interest rate and Loan approval are subjected to band discretion and approval.