Apply Personal Loan Online Upto Rs. 25 Lacs
Details on Personal Loan
Personal Loan in Bikaner
Overview of Personal Loan in Bikaner
Personal Loan in Bikaner is a very easily accessible financial tool which solves your financial problem. Using Instant Personal Loan in Bikaner, you can meet your financial needs such as- medical emergencies, paying off any ongoing debt, family vacation, child’s education and much more. Easy Personal Loan in Bikaner does not ask for any kind of security or collateral. Unsecured Personal Loan in Bikaner can be easily availed by submitting minimum documents. You need to have a CIBIL score of 750 or above and adequate income to obtain low interest Personal Loan in Bikaner. But higher interest rate will be charged for low cibil score Personal Loan in Bikaner. You can easily repay Personal Loan Bikaner within a period of 5 years.
Why you should opt for Personal Loan in Bikaner?
Bikaner is one of the best tourist spot in the state of Rajasthan. The place is witnessing growth in sectors like education, business and also lifestyle. With the upgrade in the lifestyle, the need for Personal Loan Bikaner has also been accelerated. You can use Unsecured Personal Loan in Bikaner to fulfill almost all kinds of financial requirements. Instant Personal Loan in Bikaner is easily approved and can be repaid with EMI option.
Following are the reasons as to why should you opt for Personal Loan in Bikaner-
- You can avail Personal Loan in Bikaner up to Rs. 25 lakhs (may vary) based on your eligibility criteria.
- Online Personal Loan in Bikaner van be easily applied at your own leisure time and place without standing in long queues.
- Before applying for Easy Personal Loan in Bikaner, you can easily compare personal loan interest rates in Bikaner of different financial institutions.
- You need to have a stable income source with a minimum CIBIL score of 750 or above to obtain low interest Personal Loan in Bikaner.
- Personal Loans in Bikaner offer easy repayment option i.e., EMI facility which does not burn your pocket.
Eligibility Criteria for Personal Loan in Bikaner
Following are the eligibility criteria to apply for Personal Loans in Bikaner-
|
Personal Loan in Bikaner Eligibility Criteria |
Salaried |
Self-Employed |
|
Profession |
Working in government organization, private sector, or MNCs |
Business Professionals, private or public ltd. companies, partnership firms, etc. |
|
Age |
21-60 years |
25-65 years |
|
CIBIL score |
750 or above |
750 or above |
|
Income |
Min- Rs. 20,000 |
Min Turnover- Rs. 1 crore |
|
Loan Amount |
Up to Rs. 25 lakhs (varies) |
Up to Rs. 30 lakhs (differs) |
|
Work Experience |
Minimum 2 years of total experience with at least 1 year in the present company |
Business Continuity for at least of 3 to 5 years |
Documents required for Personal Loan in Bikaner
Here are the minimum documents that you need to submit when going for Personal Loans in Bikaner-
- Application form
- Passport size photo
- ID proof- Driving License, PAN card, AADHAR card.
- Residential proof- Any Utility bills like Gas or Electricity bill, Water bill, Driving License, Passport
-
Salaried Individuals
- Last 6 months updated bank statement
- Form 16
- Salary slip of last 3 months
-
Self-employed
- Audited Balance Sheet of last 2 years, Profit & Loss statement of last 2 years
- Last 3 years ITR details
- Verified copy of Memorandum and Articles of Association/Partnership Deed/Sales Tax Certificate/Trade License
Personal Loan Interest Rates in Bikaner of various Financial Institutions
Following is the Personal Loan in Bikaner interest rates of different financial institutions which offers unsecured Personal Loan in Bikaner-
|
Banks |
Loan Tenure |
Interest Rates |
Pre-Closure Charges |
Processing Fees |
|
HDFC Bank Personal Loan in Bikaner |
1-5 years |
10.99%* |
Between 2% to 4% of the outstanding principal. |
Up to 2.50% |
|
YES Bank Personal Loan in Bikaner |
1-5 years |
12.49%* |
Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges. |
2% or 3% of the principal |
|
SBI Personal Loan in Bikaner |
1-5 years |
12.50%*-16.60%* |
3% of the prepaid amount (after 1st EMI) |
Up to 3% of the loan amount |
|
ICICI Bank Personal Loan in Bikaner |
1-5 years |
11.49%* |
5% of outstanding principal + GST |
Rs. 999* |
|
Axis Bank Personal Loan in Bikaner |
1-5 years |
15.50%* |
NIL |
Up to 2.00% |
|
Bajaj Finserv Personal Loan in Bikaner |
1-5 years |
14.75%* |
NIL |
Up to 3% |
|
Kotak Mahindra Bank Personal Loan in Bikaner |
1-5 years |
11.50%* |
5% of outstanding principal. |
Up to 2.5% |
|
IndusInd Bank Personal Loan in Bikaner |
1-5 years |
12.99%* |
4% of outstanding principal |
Up to 2.50% |
|
Fullerton India Personal Loan in Bikaner |
1-5 years |
17.25%* |
4% of outstanding principal. |
Up to 2% |
|
Aditya Birla Capital Personal Loan in Bikaner |
1-5 years |
11.75%* |
4% of principal outstanding in 1st year, 3% in the 2nd year, and thereafter preclosure permitted after 6 months. |
1% of principal. |
|
IDFC First Personal Loan in Bikaner |
1-5 years |
10.99%* |
4% of outstanding |
2% – 4% |
|
Indiabulls Venture Capital Personal Loan in Bikaner |
1-5 years |
11.99%* |
5% if less than 6 months. |
Up to 5% |
|
TATA Capital Personal Loan in Bikaner |
1-6 years |
13.99%* |
4.5% of the outstanding principal. And NIL for the initial 6 months |
Up to 2% |
|
Capital first Personal Loan in Bikaner |
1-5 years |
16%* |
4% of outstanding |
Up to 2.49% of the loan amount |
|
ECL Finance Personal Loan in Bikaner |
1-5 years |
17.50%* |
4% of principal amount outstanding+GST |
Up to 2% of the loan amount |
*Interest rates change time to time.
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