Personal Loan in Calicut

Salaried Self-Employed

Please Enter Required Loan Amount

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs.75 Lakhs !

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Salary should be Minimum Rs.10,000!

Salary should be Maximum Rs.10 Crores !

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Minimum Turnover Should Be Rs. 3 Lakhs!

Turnover Limit Exceeded !

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

Proceed

Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

4.5 /5(500 Votes)

Personal Loan in Calicut

Overview of Personal Loan in Calicut

Personal Loan in Calicut offers financial help against any kind of financial crunch. Personal Loan in Calicut offers unsecured loan with a repayment tenure up to 5 years. Unsecured Personal Loan in Calicut do not require any mortgage to keep with the financial institutions. With Easy Personal Loan in Calicut, you can meet any kind of financial needs. Instant Personal Loan in Calicut is a multi-purpose loan which you can easily use to pay medical bills, debt consolidation, house renovation, wedding expenses and much more. You can apply for Personal Loan in Calicut online at any time sitting in your home, office or anywhere. You can avail easy Personal Loan in Calicut up to an amount of Rs. 25 lakhs (which may vary) and can pay off using flexible EMIs.

Why you should opt for Personal Loan in Calicut?

Calicut which now known as Kozhikode is a developing city in Kerala. The city is widely developing in business sectors. As a result, the job opportunities have increased and the need for Personal Loan in Kozhikode has also raised. You can easily avail low interest Personal Loan in Kozhikode, if you have CIBIL score of at least 750 or above and a good repaying capacity. But in case of low CIBIL score Personal Loan in Kozhikode, the interest rate charged is high.

Here are the reasons as to why should you opt for Personal Loan in Calicut-

  • Online Personal Loan in Calicut is very simple and convenient.
  • You can avail Instant Personal Loan in Calicut at low interest rate with repayment tenure up to 5 years.
  • Unsecured Personal Loan in Calicut helps to overcome your financial crisis without keeping any collateral or mortgage.
  • To obtain low interest Personal Loan in Calicut, you need to pay very minimum processing fees with no hidden charges.
  • Low CIBIL score Personal Loan in Kozhikode is charged a higher interest rate compared to high CIBIL score applicants.
  • The Personal Loan available in Calicut requires minimum documentation and gets disbursed very quickly.

Eligibility Criteria for Personal Loan in Calicut

The eligibility criteria for Personal Loan in Calicut is quite minimum. You need to maintain a good credit history with a good repaying capacity to be eligible for low interest Personal Loan in Calicut. Also, you can apply for Personal Loan in Calicut at a young age to have a good repaying capacity.

Here are some of the eligibility criteria for Personal Loan in Calicut which must be fulfilled-

Personal Loan in Calicut Eligibility Criteria

Salaried

Self-Employed

Age

21-60 years

25-65 years

Profession

Work in the private sector, MNCs or government organization

Partnership firms, Business Professionals, private or public ltd. companies,etc.

Income

Min- Rs. 20,000

Min Turnover- Rs. 1 crore

Work Experience

At least 2 years of work experience with a minimum 1 year in the present company

Business Continuity for at least 3 to 5 years

CIBIL score

750 or above

750 or above

Loan Amount

Up to Rs. 25 lakhs (varies for different financial institutions)

Up to Rs. 30 lakhs (differs for various financial institution)

Documents required for Personal Loan in Calicut

Here are the list of minimum documents that you need to submit when applying for Personal Loans in Calicut-

  • Duly filled application form.
  • ID Proof- PAN card, AADHAR card, Driving License.
  • Address Proof- Any kind of Utility bills like Water bill, Electricity bill, Driving License, Passport.
  • Passport size photo.
  • Salaried Individuals

    • Updated bank Statement of last 6 months.
    • Details of Form 16.
    • Salary slip of last 3 months.
  • Self-employed

    • Last 2 years Balance Sheet which is audited, Copy of Profit & Loss statement of last 2 years
    • Last 3 years ITR copy.
    • Verified copy of Trade License/Memorandum and Articles of Association/Partnership Deed/Sales Tax Certificate

Personal Loan Interest Rates in Calicut of various Financial Institutions

Following is the Personal Loan in Calicut interest rates of various financial institutions which offer Personal Loan in Calicut-

Banks

Loan Tenure

Interest Rates

Pre-Closure Charges

Processing Fees

ICICI Bank Personal Loan in Calicut

1-5 years

11.49%*

5% of outstanding principal + GST

Rs. 999*

YES Bank Personal Loan in Calicut

1-5 years

12.49%*

Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges.

2% or 3% of the principal

SBI Personal Loan in Calicut

1-5 years

12.50%*-16.60%*

3% of the prepaid amount (after 1st EMI)

Up to 3% of the loan amount

HDFC Bank Personal Loan in Calicut

1-5 years

10.99%*

Between 2% to 4% of the outstanding principal.

Up to 2.50%

Axis Bank Personal Loan in Calicut

1-5 years

15.50%*

NIL

Up to 2.00%

Bajaj Finserv Personal Loan in Calicut

1-5 years

14.75%*

NIL

Up to 3%

Capital first Personal Loan in Calicut

1-5 years

16%*

4% of outstanding

Up to 2.49% of the loan amount

Kotak Mahindra Bank Personal Loan in Calicut

1-5 years

11.50%*

5% of outstanding principal.

Up to 2.5%

IndusInd Bank Personal Loan in Calicut

1-5 years

12.99%*

4% of outstanding principal

Up to 2.50%

TATA Capital Personal Loan in Calicut

1-6 years

13.99%*

4.5% of the outstanding principal.And NIL for the initial 6 months

Up to 2%

Aditya Birla Capital Personal Loan in Calicut

1-5 years

11.75%*

4% of principal outstanding in 1st year, 3% in the 2nd year, and thereafter preclosure permitted after 6 months.

1% of principal.

IDFC First Personal Loan in Calicut

1-5 years

10.99%*

4% of outstanding

2% – 4%

Fullerton India Personal Loan in Calicut

1-5 years

17.25%*

4% of outstanding principal.

Up to 2%

Indiabulls Venture Capital Personal Loan in Calicut

1-5 years

11.99%*

5% if less than 6 months.

Up to 5%

ECL Finance Personal Loan in Calicut

1-5 years

17.50%*

4% of principal amount outstanding+GST

Up to 2% of the loan amount

*Interest rates change time to time.

FAQ’s

To apply for Personal Loan in Calicut, the documents which you need to submit for residential proof are- Passport, Driving License or any utility bills like gas, water or electricity bill.
You can avail loan from Rs. 25,000 to Rs. 25 lakhs from Personal Loan in Calicut.
For Personal Loan in Calicut eligibility, you need to maintain a minimum CIBIL score of 750 or above.
*Interest rate and Loan approval are subjected to band discretion and approval.

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