Personal Loan in Cuttack

Salaried Self-Employed

Please Enter Required Loan Amount

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs.75 Lakhs !

Please Enter Net Monthly Salary

Salary should be Minimum Rs.10,000!

Salary should be Maximum Rs.10 Crores !

Please Enter Annual Sales/Turnover

Minimum Turnover Should Be Rs. 3 Lakhs!

Turnover Limit Exceeded !

Please Enter Your Company Name !

Please Enter Valid Company Name !

Please Enter City Name !

Please Enter Valid City Name !

Please Enter PAN No

Please Enter Valid PAN No

Please Enter Your Name !

Please Enter Valid Name !

Please Enter Your Email Id

Please Enter Valid Email Id

Please Enter Your Mobile No

Please Enter Valid Mobile No

Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

Proceed

Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

Proceed
Back

Please Enter Your Company Name

Please Enter Valid Company Name

Please Enter Your Pincode

Please Enter Valid Pincode

Proceed
Back

Please Enter PAN Card No

Please Enter Valid PAN Detail

Proceed
Back

Please Enter Your Name !

Please Enter Valid Name !

Name Must Contain Only Alphabets !

Please Enter Your Email Id

Please Enter Valid Email Id

Please Enter Your Mobile No.

Please Enter Valid Mobile No.

Invalid Mobile No.

Please Accept Terms of Use !

Back

Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

4.5 /5(500 Votes)

Personal Loan in Cuttack

Overview of Personal Loan in Cuttack

Personal Loan in Cuttack is an ideal choice to overcome any financial crisis. With the help of Personal Loan in Cuttack, you can meet any kind of monetary requirements like an emergency medical condition, home renovation, wedding, child’s education, purchasing any consumer durable good and so on. Easy Personal Loan in Cuttack requires simple paperwork, easy loan approval, quick disbursal and flexible repay with EMI up to 5 years. Online Personal Loan in Cuttack makes your loan experience more easy and simple. You can avail up to Rs. 25 lakhs at an affordable interest rate. Adequate income, high CIBIL score helps in obtaining low interest Personal Loan in Cuttack.

Why should you opt for Personal Loan in Cuttack?

Cuttack, the former capital of Odisha is the commercial and trading hub of India which is also a center of major industries and financial institutions. The standard of living in Cuttack is high which in turn increased the need for Personal Loan in Cuttack. With the help of Instant Personal Loan in Cuttack, your financial needs get easily fulfilled. Urgent Personal Loan in Cuttack is offered at an attractive interest rate. Low cibil score Personal Loan in Cuttack is charged a higher interest rate,

Here are some important points as to why should you choose Personal Loans in Cuttack-

  • Unsecured Personal Loan in Cuttack do not pledge any security against the loan.
  • Personal Loan in Cuttack is obtained at an attractive interest rate based on your eligibility.
  • You can avail low interest Personal Loan in Cuttack from many personal loan providers in Cuttack.
  • You can apply for online Personal Loan in Cuttack in your own time and place.
  • Low processing fee is charged along with Personal Loan in Cuttack without any kind of hidden charges.
  • You can avail Easy Personal Loan in Cuttack up to Rs. 25 lakhs for a tenure up to 5 years.

Eligibility Criteria for Personal Loan in Cuttack

To avail Personal Loan in Cuttack at highly competitive interest rates, you need to maintain a minimum CIBIL score of 750 or above and a decent income with a good repaying capacity.

Here are the common eligibility criteria for Personal Loan Cuttack-

Personal Loan in Cuttack Eligibility Criteria

Salaried

Self-Employed

Age

21-60 years

25-65 years

Loan Amount

Up to Rs. 25 lakhs (varies according to the banks or NBFCs)

Up to Rs. 30 lakhs (differs according to the financial institution)

Income

Min- Rs. 20,000

Min Turnover- Rs. 1 crore

CIBIL score

750 or above

750 or above

Profession

Working in private sectors, MNCs or govt organization

Business Professionals, sole propritership firms,partnership firms, private or public ltd. companies,etc.

Work Experience

Minimum 2 years of work experience with at least 1 year in the present company

Stable Business Continuity for a minimum of 3 years

Documents required for Personal Loan in Cuttack

Following are the common documents that are required for Personal Loan Cuttack-

  • Application form
  • Residential Proof- Passport, Utility Bills like- Gas, Electricity or Water Bills, Driving License
  • Passport size photo
  • ID proof- AADHAR Card, PAN Card, Ration Card
  • For Self-Employed

    • Balance Sheet of past 2 years and Copy of Profit & Loss statement of last 2 years
    • Verified copy of Trade License/Sales Tax Certificate/Memorandum and Articles of Association/Partnership Deed
    • Last 3 years details of ITR.
  • For Salaried

    • Salary slip for last 3 months.
    • Copy of Form 16.
    • Updated bank a/c Statement of last 6 months.

Personal Loan Interest Rates in Cuttack of different Financial Institutions

You can compare personal loan interest rates in Cuttack of different banks and NBFCs-

Banks

Loan Tenure

Interest Rates

Pre-Closure Charges

Processing Fees

Kotak Mahindra Bank Personal Loan in Cuttack

1-5 years

11.25%*

5% of outstanding principal.

Up to 2.5%

Axis Bank Personal Loan in Cuttack

1-5 years

15.50%*

NIL

Up to 2.00%

HDFC Bank Personal Loan in Cuttack

1-5 years

11.25%*

Between 2% to 4% of the outstanding principal.

Up to 2.50%

Bajaj Finserv Personal Loan in Cuttack

1-5 years

14.75%*

NIL

Up to 3%

YES Bank Personal Loan in Cuttack

1-5 years

14%*

Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges.

2% or 3% of the principal

IndusInd Bank Personal Loan in Cuttack

1-5 years

12.99%*

4% of outstanding principal

Up to 2.50%

Fullerton India Personal Loan in Cuttack

1-5 years

17.25%*

4% of outstanding principal.

Up to 2%

ICICI Bank Personal Loan in Cuttack

1-5 years

11.49%*

5% of outstanding principal + GST

Rs. 999*

SBI Personal Loan in Cuttack

1-5 years

12.50%*-16.60%*

3% of the prepaid amount (after 1st EMI)

Up to 3% of the loan amount

Indiabulls Venture Capital Personal Loan in Cuttack

1-5 years

11.99%*

5% if less than 6 months.

Up to 5%

Aditya Birla Capital Personal Loan in Cuttack

1-5 years

11.75%*

4% of principal outstanding in 1st year, 3% in the 2nd year, and thereafter preclosure permitted after 6 months.

1% of principal.

TATA Capital Personal Loan in Cuttack

1-6 years

13.99%*

4.5% of the outstanding principal.And NIL for the initial 6 months

Up to 2%

IDFC First Personal Loan in Cuttack

1-5 years

10.99%*

4% of outstanding

2% -4%

Capital first Personal Loan in Cuttack

1-5 years

16%*

4% of outstanding

Up to 2.49% of the loan amount

ECL Finance Personal Loan in Cuttack

1-5 years

17.50%*

4% of principal amount outstanding+GST

Up to 2% of the loan amount

*Interest rates change time to time.

FAQ’s

The minimum interest rate for Personal Loans in Cuttack starts from 10.99%*.
The maximum tenure for Personal Loan in Cuttack is 5 years.
The age criteria for Personal Loan n Cuttack for salaried ranges from 21 to 60 years and for self-employed, 25 to 65 years.
*Interest rate and Loan approval are subjected to band discretion and approval.