Apply Personal Loan Online Upto Rs. 25 Lacs
Details on Personal Loan
Personal Loan in Delhi
Overview of Personal Loan in Delhi
Personal Loan in Delhi is an unsecured loan, to avail a Personal Loan in Delhi you don’t have to mortgage any of your property or security. Unsecured Personal Loan in Delhi will give you the full support to fulfil all you different requirements. You can use Personal Loan in Delhi for purchasing electronic, emergency medical help, child’s education, wedding, holiday, or house renovation you can use the Personal Loan in Delhi the way you want. Personal Loan in Delhi without CIBIL check is impossible. If you are availing Personal Loan in Delhi NCR your interest rate will be lower. Personal Loans in Delhi offer an amount from Rs. 50,000 to Rs. 25,00,000 for a tenure of five years. You can go for Personal Loan apply online in Delhi for lowest interest rates. You also can avail Easy Personal Loans in Delhi with minimal documents. It is impossible to avail Personal Loan for unemployed in Delhi. If you are a salaried person you can easily go for Personal Loan for salaried in Delhi with minimum interest rates. Also if you want to avail a Personal Loan in Delhi with low interest rate you must have maintain a lower CIBIL Score. Because Personal Loan for low cibil score in Delhi is offered a higher interest rate.
Why you should opt for personal Loan in Delhi?
Delhi is the capital of India, Delhi is one of the most popular city in India. As it is listed India’s one of the top metro city the lifestyle of Delhi is upgrading every day to make sure that you still didn’t stay in backwards you can avail Personal Loan in Delhi to make your life easy and comfortable. You can avail Personal Loans in Delhi online with attractive interest rates. Both salaried and self-employed can avail Personal Loan in Delhi. Personal Loan in Delhi is offered by many lending institutions of India which includes Bank and NBFC both in lowest interest rates. In addition to that, they provide money lenders loans in Delhi, private finance loans in Delhi, cash loan in Delhi, immediate cash loan in Delhi, Personal Loan by Private financer in Delhi, instant personal loan in Delhi, Personal Loans in Delhi are different kinds of Personal loans in Delhi.
Here are some points that why you should go for Personal Loan in Delhi.
- To avail Personal Loan in Delhi you don’t have to mortgage any of your property.
- You do not need any guarantor at Personal Loan in Delhi
- Personal Loan in Delhi comes with lower interest rates, the processing fees are minimum and no hidden charges.
- You can check your Personal Loan in Delhi application status and your personal loan in Delhi eligibility just in a second from home by just clicking a button from your home or office.
- You can repay your Personal Loan in Delhi from 12 months to 60 months.
- You can avail Personal Loan in Delhi up to Rs. 25 lakh (varies).
- To avail a Personal Loan in Delhi you don’t need give a purpose to any institutions. There is no specific purpose to avail a Personal Loan in Delhi.
- In your emergency needs you can easily avail instant Personal loan in Delhi, cash loan in Delhi or immediate cash loan in Delhi.
- If you are self-employed you can easily avail Personal Loan for Self-employed in Delhi.
Eligibility Criteria for Personal Loan in Delhi
It is not much hard to avail Personal Loan in Delhi you just need minimum eligibility to avail a Personal Loan in Delhi. You must maintain a good Credit score to avail Personal Loan in Delhi. If you are applying for Personal Loan in Delhi at a younger age you have chance to make your interest rate lower.
Here is the eligibility criteria for Personal Loan in Delhi.
|
Personal Loan in Delhi Eligibility Criteria |
Salaried |
Self-Employed |
|
Age |
21-60 years |
25-65 years |
|
Income |
Min- Rs. 20,000 or Rs. 25,000 |
Min Turnover- Rs. 1 crore |
|
Profession |
Working in MNCs, private sector or government organization |
Business Professionals, private or public ltd. companies, partnership firms etc. |
|
Work Experience |
Minimum 2 years of experience with at least 1 year in the present company |
Business Continuity for a minimum of 3 to 5 years |
|
CIBIL score |
750 or above |
750 or above |
|
Loan Amount |
Up to Rs. 25 lakhs (different for various financial institutions) |
Up to Rs. 30 lakhs (varies according to the financial institution) |
Documents required for Personal Loan in Delhi
Following are the common set of documents which you need to submit while applying for Personal Loan in Delhi-
- Duly filled application form.
- Passport size photograph.
- ID proof- PAN card, AADHAR card, Driving License.
- Residential proof- Any latest utility bill like Electricity bill, Gas bill. Passport.
-
For Salaried Individuals
- Bank Statement of the last 6 months.
- Copy of Form 16 and Receipt of Income Tax.
- Salary slip of last 3 months.
-
For Self-employed
- ITR copy of the past three years.
- Verified copy of Partnership Deed/Memorandum and Articles of Association/ Trade License/Sales Tax Certificate
- Copy of Profit & Loss statement, Balance Sheet of last 2 years
Interest Rates for Personal Loan in Delhi of different Financial Institutions
Following are some of the financial institutions which offer Unsecured Personal Loan in Delhi online at an attractive interest rate
|
Banks |
Loan Tenure |
Interest Rates |
Pre-Closure Charges |
Processing Fees |
|
HDFC Bank Personal Loan in Delhi |
1-5 years |
10.99%*-21.25%* |
Between 2% to 4% of the outstanding principal. |
Up to 2.50% |
|
ICICI Bank Personal Loan in Delhi |
1-5 years |
11.49%* |
5% of outstanding principal + GST |
0.99% to 2.25% |
|
YES Bank Personal Loan in Delhi |
1-5 years |
12.49%* |
Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges. |
2% or 3% of the principal |
|
Bajaj Finserv Personal Loan in Delhi |
1-5 years |
14.25%* |
NIL |
Up to 3% |
|
Kotak Mahindra Bank Personal Loan in Delhi |
1-5 years |
11.50%* |
5% of outstanding principal. |
Up to 2.5% |
|
Axis Bank Personal Loan in Delhi |
1-5 years |
15.50%* |
NIL |
Up to 2.00% |
|
IndusInd Bank Personal Loan in Delhi |
1-5 years |
14%* |
4% of outstanding principal |
Up to 2.50% |
|
Capital first Personal Loan in Delhi |
1-5 years |
16%* |
4% of outstanding |
Up to 2.49% of the loan amount |
|
Aditya Birla Capital Personal Loan in Delhi |
1-5 years |
11.75%* |
4% of principal outstanding in 1st year, 3% in the 2ndyear, and thereafter pre-closure permitted after 6 months. |
1% of principal. |
|
IDFC First Personal Loan in Delhi |
1-5 years |
10.99%* |
4% of outstanding |
2% -4% |
|
Indiabulls Venture Capital Personal Loan in Delhi |
1-5 years |
11.99%* |
5% if less than 6 months. |
Up to 5% |
|
SBI Personal Loan in Delhi |
1-5 years |
12.50%*-16.60%* |
3% of the prepaid amount (after 1stEMI) |
Up to 3% of the loan amount |
|
Fullerton India Personal Loan in Delhi |
1-5 years |
17.25%* |
4% of outstanding principal. |
Up to 2% |
|
TATA Capital Personal Loan in Delhi |
1-6 years |
13.99%* |
4.5% of the outstanding principal.And NIL for the initial 6 months |
Up to 2% |
|
ECL Finance Personal Loan in Delhi |
1-5 years |
17.50%* |
4% of principal amount outstanding +GST |
Up to 2% of the loan amount |
*Interest rates change time to time.
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