Personal Loan in Durgapur

Salaried Self-Employed

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Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs.75 Lakhs !

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Salary should be Minimum Rs.10,000!

Salary should be Maximum Rs.10 Crores !

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Minimum Turnover Should Be Rs. 3 Lakhs!

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

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Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

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Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

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Minimum Turnover Should Be Rs. 3Lakhs!

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

4.5 /5(500 Votes)

Personal Loan in Durgapur

Overview of Personal Loan in Durgapur

Personal Loan in Durgapur is an unsecured loan you don’t have to mortgage any of your property or security to avail a Personal Loan in Durgapur . Unsecured Personal Loan in Durgapur will give you all the supports to complete all your dreams. You can use Personal Loan in Durgapur for purchasing electronics, medical emergencies, child’s education, wedding, holiday or house renovation you can use Personal Loan in Durgapur the way you want. You can go for Personal Loan in Durgapur apply online so your rate of interest will be lower. It is not that hard to avail Personal Loans in Durgapur. Personal Loan in Durgapur without CIBIL check is only possible if you have maintained a good CIBIL Score over the time. Personal Loans in Durgapur offers amount from Rs. 25,000 to Rs. 25, 00,000 for tenure of five years. You also can avail Easy Personal Loan in Durgapur with minimal documents. It is impossible to avail Personal Loan for unemployed in Durgapur. But if you are a salaried person you can easily go for Personal Loan for salaried in Durgapur with low interest rates. To get a Personal Loan in Durgapur with lower interest rate you must maintain a good CIBIL score. Because Personal Loan for low CIBIL Score in Durgapur is offered higher interest rates.

Why should you opt for Personal Loan in Durgapur?

Durgapur is the capital of Rajasthan and also known as pink city of India. Durgapur is the perfect place for tourists. This city is growing every day to keep up with the city you also need to grow, so you can take personal loan in Durgapur to grow yourself. many modern techs are offered for every person. With the help of Personal Loan in Durgapur you can buy high tech home applications, electronics with competitive interest rates. Both salaried and self-employed can avail Personal Loan in Durgapur. Personal Loan in Durgapur is offered by many lending institutions of India which includes Bank and NBFC both in lowest interest rates. In addition to that, they provide money lenders loans in Durgapur, private finance loans in Durgapur, cash loan in Durgapur, immediate cash loan in Durgapur, Personal Loan by Private financer in Durgapur, instant Personal Loan in Durgapur, Personal Loans in Durgapur are different kinds of Personal loans in Durgapur.

Here are some points that why you should go for Personal Loan in Durgapur.

  • You do not have to mortgage any of your security to avail a Personal Loan in Durgapur
  • You do not need any guarantor at Personal Loan in Durgapur
  • Personal Loan in Durgapur comes with lower interest rates, the processing fees are minimum and no hidden charges.
  • You can check your Personal Loan in Durgapur application status and your Personal Loan in Durgapur eligibility just in a second from home by just clicking a button from your home or office.
  • You can repay your Personal Loan in Durgapur from 12 months to 60 months.
  • You can avail Personal Loan in Durgapur up to Rs. 25 lakh (varies).
  • To avail a Personal Loan in Durgapur you don’t need give a purpose to any institutions. There is no specific purpose to avail a Personal Loan in Durgapur.
  • In your emergency needs you can easily avail instant Personal Loan in Durgapur, cash loan in Durgapur or immediate cash loan in Durgapur.
  • If you are self-employed you can easily avail Personal Loan for Self-employed in Durgapur.

Eligibility Criteria for Personal Loan in Durgapur

It is not much hard to avail Personal Loan in Durgapur you just need minimum eligibility to avail a Personal Loan in Durgapur. You must maintain a good Credit score to avail Personal Loan in Durgapur. If you are applying for Personal Loan in Durgapur at a younger age you have chance to make your interest rate lower.

Here are the eligibility criteria for Personal Loan in Durgapur.

Personal Loan in Durgapur Eligibility Criteria

Salaried

Self-Employed

Age

21-60 years

25-65 years

Income

Min- Rs. 20,000 or Rs. 25,000

Min Turnover- Rs. 1 crore

Profession

Working in MNCs, private sector or government organization

Business Professionals, private or public ltd. companies, partnership firms etc.

Work Experience

Minimum 2 years of experience with at least 1 year in the present company

Business Continuity for a minimum of 3 to 5 years

CIBIL score

750 or above

750 or above

Loan Amount

Up to Rs. 25 lakhs (different for various financial institutions)

Up to Rs. 30 lakhs (varies according to the financial institution)

Documents required for Personal Loan in Durgapur

Following are the common set of documents which you need to submit while applying for Personal Loan in Durgapur-

  • Duly filled application form.
  • Passport size photograph.
  • ID proof- PAN card, AADHAR card, Driving License.
  • Residential proof- Any latest utility bill like Electricity bill, Gas bill. Passport.
  • For Salaried Individuals

    • Bank Statement of the last 6 months.
    • Copy of Form 16 and Receipt of Income Tax.
    • Salary slips of last 3 months.
  • For Self-employed

    • ITR copy of the past three years.
    • Verified copy of Partnership Deed/Memorandum and Articles of Association/ Trade License/Sales Tax Certificate
    • Copy of Profit & Loss statement, Balance Sheet of last 2 years

Interest Rates for Personal Loan in Durgapur of different Financial Institutions

Following are some of the financial institutions which offer Unsecured Personal Loan in Durgapur online at an attractive interest rate

Banks

Loan Tenure

Interest Rates

Pre-Closure Charges

Processing Fees

HDFC Bank Personal Loan in Durgapur

1-5 years

10.99%*-21.25%*

Between 2% to 4% of the outstanding principal.

Up to 2.50%

ICICI Bank Personal Loan in Durgapur

1-5 years

11.49%*

5% of outstanding principal + GST

0.99% to 2.25%

YES Bank Personal Loan in Durgapur

1-5 years

12.49%*

Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges.

2% or 3% of the principal

Bajaj Finserv Personal Loan in Durgapur

1-5 years

14.25%*

NIL

Up to 3%

Kotak Mahindra Bank Personal Loan in Durgapur

1-5 years

11.50%*

5% of outstanding principal.

Up to 2.5%

Axis Bank Personal Loan in Durgapur

1-5 years

15.50%*

NIL

Up to 2.00%

IndusInd Bank Personal Loan in Durgapur

1-5 years

14%*

4% of outstanding principal

Up to 2.50%

Capital first Personal Loan in Durgapur

1-5 years

16%*

4% of outstanding

Up to 2.49% of the loan amount

Aditya Birla Capital Personal Loan in Durgapur

1-5 years

11.75%*

4% of principal outstanding in 1st year, 3% in the 2ndyear, and thereafter pre-closure Permitted after 6 months.

1% of principal.

IDFC First Personal Loan in Durgapur

1-5 years

10.99%*

4% of outstanding

2% – 4%

Indiabulls Venture Capital Personal Loan in Durgapur

1-5 years

11.99%*

5% if less than 6 Months.

Up to 5%

SBI Personal Loan in Durgapur

1-5 years

12.50%*-16.60%*

3% of the prepaid amount (after 1stEMI)

Up to 3% of the loan amount

Fullerton India Personal Loan in Durgapur

1-5 years

17.25%*

4% of outstanding Principal.

Up to 2%

TATA Capital Personal Loan in Durgapur

1-6 years

13.99%*

4.5% of the outstanding principal.And NIL for the initial 6 months

Up to 2%

ECL Finance Personal Loan in Durgapur

1-5 years

17.50%*

4% of principal amount outstanding +GST

Up to 2% of the loan amount

*Interest rates change time to time.

FAQ’s

The flexible loan tenure for Personal Loan in Durgapur ranges from 1 to 5 years.
The minimum credit score required to apply for a lower interest rate Personal Loan in Durgapur is 750 or above.
The minimum interest rate for Personal Loan in Durgapur is 10.75%*.
If you have any ongoing financial debts, then your repaying capacity decreases. Moreover, if the paying for financial debts consumes 40% of your monthly income, then your cibil score will decrease and would increase the rate of interest for Personal Loan in Durgapur online.
The factors which affect the interest rate on Personal Loan in Durgapur are- the credit score, your applying age, your net take-home salary or business turnover, financial debts (if any) and also your repaying capacity.
*Interest rate and Loan approval are subjected to band discretion and approval.