Personal Loan in Ghaziabad

Salaried Self-Employed

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Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs.75 Lakhs !

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Salary should be Minimum Rs.10,000!

Salary should be Maximum Rs.10 Crores !

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Minimum Turnover Should Be Rs. 3 Lakhs!

Turnover Limit Exceeded !

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

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Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

4.5 /5(500 Votes)

Personal Loan in Ghaziabad

Overview of Personal Loan in Ghaziabad

Personal Loan in Ghaziabad provides financial relief against any kind of financial hurdles. With the help of Instant Personal Loan in Ghaziabad, you do not have to specify any reason to the banks or NBFCs. You can use Easy Personal Loan in Ghaziabad for almost all kinds of purposes like- paying medical bills, house renovation, paying off other debts, business expansion and much more. With the help of private personal loan providers in Ghaziabad, you can avail Personal Loan in Ghaziabad to meet your financial needs. Personal Loan in Ghaziabad does not require any security or collateral to keep with the financial institutions. Unsecured Personal Loan in Ghaziabad requires very simple paperwork with flexible loan tenure up to 60 months. You can easily repay Personal Loan in Ghaziabad with EMI option. You need to have high CIBIL score with an adequate income source to obtain low interest Personal Loan in Ghaziabad.

Why you should opt for Personal Loan in Ghaziabad?

Ghaziabad, the ‘Gateway of Uttar Pradesh’ is one of the largest city in North India. The city is offering expansion in business, industrial and commercial front and is experiencing huge growth in the economy resulting in increasing demand for Personal Loan in Ghaziabad. You can opt for Best Personal Loan Providers in Ghaziabad to avail easy Personal Loan in Ghaziabad. Loan amount up to Rs. 25 lakhs can be easily availed from Personal Loan Ghaziabad Uttar Pradesh at an attractive interest rate. But low CIBIL score Personal Loan in Ghaziabad is charged a higher interest rate.

Following are some of the important points as to why should you opt for Personal Loan in Ghaziabad-

  • You can easily avail Personal Loan in Ghaziabad from Private Personal Loan Providers in Ghaziabad.
  • Unsecured Personal Loan in Ghaziabad offers loan without taking any security or mortgage.
  • The Personal Loan Provider in Ghaziabad offers Instant Personal Loan in Ghaziabad when you are in need of additional instant cash.
  • For low interest Personal Loan in Ghaziabad, you need to have decent income with CIBIL score of 750 or more.
  • Online Personal Loan in Ghaziabad eases your loan process and makes it more convenient and transparent.
  • To avail best Personal Loan Interest rates in Ghaziabad, you can compare interest rates of Personal Loan Ghaziabad of different Banks and NBFCs.
  • You can obtain Personal Loan in Ghaziabad at a competitive interest rate but low cibil score Personal Loan in Ghaziabad will be charged a higher interest rate.

Eligibility Criteria for Personal Loan in Ghaziabad

To avail the best offers and low interest on Personal Loan in Ghaziabad, you need to meet the eligibility criteria for Personal Loan in Ghaziabad. You need to have a stable income source with good credit history that is reflecting in your credit score to be eligible for low interest Personal Loan in Ghaziabad.

Following are the common eligibility criteria for Personal Loan Ghaziabad-

Personal Loan in Ghaziabad Eligibility Criteria

Salaried

Self-Employed

CIBIL score

750 or above

750 or above

Age

21 years – 60 years

25 years – 65 years

Profession

Working in any private sectors or Multi National Copanies, or anygovt organization

Public or Private Ltd. companies, partnership firms, Business Professionals, sole proprietorship firms, etc.

Income

Min amount. Rs. 20,000

Min Turnover- Rs. 1 crore

Loan Amount

Up to Rs. 25 lakhs (may vary)

Up to Rs. 30 lakhs (may differ)

Documents required for Personal Loan in Ghaziabad

You need to submit very minimum documents to apply for Instant Personal Loan in Ghaziabad.

Here are the necessary documents for Personal Loan Ghaziabad-

  • Personal Loan Application form
  • Proof of ID- Ration Card, PAN Card, AADHAR Card.
  • Passport size photograph
  • Proof of Residence- Passport, Utility Bills like- Gas or Electricity, Water Bills, Driving License.
  • For Self-Employed

    • Audited Balance Sheet as well as Copy of P&L statement of past 2 years
    • Verified documents of Memorandum and Articles of Association/Trade License/Sales Tax Certificate/Partnership Deed/
    • Copy of ITR of last 36 months.
  • For Salaried

    • Last 3 months of salary slip.
    • Last 6 months updated bank statement.
    • Form 16 copy.

Personal Loan Interest Rates in Ghaziabad of different Financial Institutions

You can compare Personal Loan Interest Rates in Ghaziabad of different banks and NBFCs and then apply for Online Personal Loan in Ghaziabad-

Banks

Loan Tenure

Interest Rates

Pre-Closure Charges

Processing Fees

YES Bank Personal Loan in Ghaziabad

1-5 years

12.49%*

Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months : No charges.

2% or 3% of the principal

Kotak Mahindra Bank Personal Loan in Ghaziabad

1-5 years

11.50%*

5% of outstanding principal.

Up to 2.5%

Aditya Birla Personal Loan in Ghaziabad

1-5 years

11.75%*

4% of principal outstanding in 1st year, 3% in the 2nd year, and thereafter preclosure permitted after 6 months.

1% of principal.

Axis Bank Personal Loan in Ghaziabad

1-5 years

15.50%*

NIL

Up to 2.00%

IDFC First Personal Loan in Ghaziabad

1-5 years

10.99%*

4% of outstanding

2% – 4%

ICICI Bank Personal Loan in Ghaziabad

1-5 years

11.49%*

5% of outstanding principal + GST

Rs. 999*

SBI Personal Loan in Ghaziabad

1-5 years

12.50%*-16.60%*

3% of the prepaid amount (after 1st EMI)

Up to 3% of the loan amount

HDFC Bank Personal Loan in Ghaziabad

1-5 years

10.99%*

Between 2% to 4% of the outstanding principal.

Up to 2.50%

IndusInd Bank Personal Loan in Ghaziabad

1-5 years

12.99%*

4% of outstanding principal

0.25% to2.50%

Capital first Personal Loan in Ghaziabad

1-5 years

16%

4% of outstanding

Up to 2.49% of the loan amount

TATA Capital Personal Loan in Ghaziabad

1-6 years

13.99%*

4.5% of the outstanding principal. And NIL for the initial 6 months

Up to 2%

Indiabulls Personal Loan in Ghaziabad

1-5 years

11.99%*

5% if less than 6 months.

Up to 5%

Fullerton India Loan in Ghaziabad

1-5 years

17.25%*

4% of outstanding principal.

Up to 2%

Bajaj Finserv Personal Loan in Ghaziabad

1-5 years

14.75%*

NIL

Up to 3%

ECL Finance Personal Loan in Ghaziabad

1-5 years

17.50%*

4% of principal amount outstanding+GST

Up to 2% of the loan amount

*Interest rates change time to time.

FAQ’s

Credit Score is nothing but your creditworthiness which shows your credit history. You need to pay all your debts within the stipulated time and don’t delay or miss the payment. Clearing off the debts within the given time period will increase your credit score and you will be eligible for Personal Loan in Ghaziabad.
The maximum loan amount that you can avail from Personal Loan in Ghaziabad is up to Rs. 25 lakhs. But the amount will vary depending on the financial institutions and your eligibility criteria.
The repayment tenure for Personal Loan in Ghaziabad lies between 12 months to 60 months.
*Interest rate and Loan approval are subjected to band discretion and approval.