Apply Personal Loan Online Upto Rs. 25 Lacs
Details on Personal Loan
Personal Loan in Hubli
Overview of Personal Loan in Hubli
Personal Loan in Hubli is an unsecured loan. To avail a personal loan in Hubli you don’t have to mortgage any of your property. Personal Loan in Hubli comes with a very lower interest rate. But Personal Loan in Hubli for low CIBIL Score comes with higher interest rates competitively person who has higher CIBIL Score. Unsecured Personal Loan in Hubli will give you the full support to fulfill all you needs. You can use Personal Loan in Hubli for purchasing electronics, emergency medical help, child’s education, wedding, holiday, or house renovation you can use the Personal Loan in Hubli the way you want. Personal Loan in Hubli without CIBIL check is impossible. If you are availing a Personal Loan in Hubli online your interest rate will be lower. Personal Loans in Hubli offer an amount from Rs. 25,000 to Rs. 25, 00,000 for repayment tenure of five years. You can go for Personal Loan apply online in Hubli for lowest interest rates. You also can avail Easy Personal Loans in Hubli with minimal documents. It is impossible to avail Personal Loan for unemployed in Hubli. If you are a salaried person you can easily go for Personal Loan for salaried in Hubli with minimum interest rates. Also if you want to avail a Personal Loan in Hubli with low interest rate you must have maintain a lower CIBIL Score. Because Personal Loan for low Cibil score in Hubli is offered a higher interest rate.
Why you should opt for Personal Loan in Hubli?
Hubli is one of the growing city in and, one of the most popular cities in India. The lifestyle of Hubli is upgrading every day to make sure that you still didn’t stay in backwards you can avail Personal Loan in Hubli to make your life easy and comfortable. You can avail Personal Loans in Hubli online with competitive interest rates. Both salaried and self-employed can avail Personal Loan in Hubli. Personal Loan in Hubli is offered by many lending institutions of India which includes Bank and NBFC both in lowest interest rates. In addition to that, they provide money lenders loans in Hubli, private finance loans in Hubli, cash loan in Hubli, immediate cash loan in Hubli, Personal Loan by Private financer in Hubli, instant Personal Loan in Hubli,
Personal Loans in Hubli are different kinds of Personal loans in Hubli.
- Unsecured Personal Loan in Hubli requires no collateral to keep with the financial institutions.
- Online Personal Loan in Hubli eases up your loan process and you can easily apply for it sitting in your home or office.
- Instant Personal Loan in Hubli can be easily available at an attractive interest rate.
- Personal Loans in Hubli charges low processing fees with no hidden charges.
- With simple paperwork and easy loan approval, Personal Loan in Hubli can be repayed with easy EMI.
- Before applying for a loan, you can compare personal loan interest rates in Hubli of different banks and NBFCs.
Eligibility Criteria for Personal Loan in Hubli
Very minimum eligibility criteria need to be satisfied for Personal Loan in Hubli. You need to have a decent income, minimum CIBIL score of at least 750 or above to get easy Personal Loan in Hubli at low interest rate. Moreover, if you pay off all your debts before applying for the loan, then you can get low interest Personal Loan in Hubli.
Following are the eligibility criteria that you must satisfy to apply for Personal Loan in Hubli-
|
Personal Loan in Hubli Eligibility Criteria |
Self-Employed |
Salaried |
|
Age |
25-65 years |
21-60 years |
|
CIBIL score |
750 or above |
750 or above |
|
Income |
Min Turnover- Rs. 1 crore |
Min- Rs. 20,000 |
|
Profession |
Partnership firms, sole propritership firms, Business Professionals, public or private ltd. companies,etc. |
Working in govt organization, private sectors or MNCs |
|
Loan Amount |
Up to Rs. 30 lakhs (differs according to the banks) |
Up to Rs. 25 lakhs (varies according to the banks) |
|
Work Experience |
Business Continuity for at least 3 years |
Minimum 2 years of total experience with at least 1 year working in the present company |
Documents required for Personal Loan in Hubli
You need to submit the following important documents when you are applying for Personal Loans in Hubli-
- Passport size photo
- ID proof- PAN Card, Ration Card, AADHAR Card
- Address Proof- Driving License, Any kind of Utility Bills like- Water, Electricity or Gas Bills, Passport
- Application form for Personal Loan
-
For Self-Employed
- Verified copy of Partnership Deed/Memorandum and Articles of Association/Sales Tax Certificate/Trade License
- Last 3 years details of ITR
- Copy of Profit & Loss statement of the last 2 years and Balance Sheet of last 2 years
-
For Salaried
- Salary slip of the past 3 months.
- Statement of an updated bank a/c of past 6 months.
- Copy of Form 16.
Interest Rates for Personal Loan in Hubli of different Financial Institutions
Following are some of the financial institutions which offer Unsecured Personal Loan in Hubli online at an attractive interest rate
|
Banks |
Loan Tenure |
Interest Rates |
Pre-Closure Charges |
Processing Fees |
|
Kotak Mahindra Bank Personal Loan in Hubli |
1-5 years |
11.25%* |
5% of outstanding principal. |
Up to 2.5% |
|
ICICI Bank Personal Loan in Hubli |
1-5 years |
11.49%* |
5% of outstanding principal + GST |
Rs. 999* |
|
SBI Personal Loan in Hubli |
1-5 years |
12.50%*-16.60%* |
3% of the prepaid amount (after 1st EMI) |
Up to 3% of the loan amount |
|
YES Bank Personal Loan in Hubli |
1-5 years |
14%* |
Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges. |
2% or 3% of the principal |
|
Bajaj Finserv Personal Loan in Hubli |
1-5 years |
14.75%* |
NIL |
Up to 3% |
|
HDFC Bank Personal Loan in Hubli |
1-5 years |
11.25%* |
Between 2% to 4% of the outstanding principal. |
Up to 2.50% |
|
IndusInd Bank Personal Loan in Hubli |
1-5 years |
12.99%* |
4% of outstanding principal |
Up to 2.50% |
|
Indiabulls Venture Capital Personal Loan in Hubli |
1-5 years |
11.99%* |
5% if less than 6 months. |
Up to 5% |
|
Axis Bank Personal Loan in Hubli |
1-5 years |
15.50%* |
NIL |
Up to 2.00% |
|
IDFC First Personal Loan in Hubli |
1-5 years |
10.99%* |
4% of outstanding |
2% – 4% |
|
Aditya Birla Capital Personal Loan in Hubli |
1-5 years |
11.75%* |
4% of principal outstanding in 1st year, 3% in the 2ndyear, and thereafter preclosure permitted after 6 months. |
1% of principal. |
|
TATA Capital Personal Loan in Hubli |
1-6 years |
13.99%* |
4.5% of the outstanding principal. And NIL for the initial 6 months |
Up to 2% |
|
Fullerton India Personal Loan in Hubli |
1-5 years |
17.25%* |
4% of outstanding principal. |
Up to 2% |
|
Capital first Personal Loan in Hubli |
1-5 years |
16%* |
4% of outstanding |
Up to 2.49% of the loan amount |
|
ECL Finance Personal Loan in Hubli |
1-5 years |
17.50%* |
4% of principal amount outstanding +GST |
Up to 2% of the loan amount |
*Interest rates change time to time.
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