Personal Loan in Hyderabad

Salaried Self-Employed

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Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs.75 Lakhs !

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Salary should be Minimum Rs.10,000!

Salary should be Maximum Rs.10 Crores !

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Minimum Turnover Should Be Rs. 3 Lakhs!

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

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Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

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Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

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Minimum Turnover Should Be Rs. 3Lakhs!

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

4.5 /5(500 Votes)

Personal Loan in Hyderabad

Overview of Personal Loan in Hyderabad

You can avail Personal Loan in Hyderabad which is an unsecured loan, to avail a Personal Loan in Hyderabad you don’t have to mortgage any of your property or security to that financial institution. Unsecured Personal Loan in Hyderabad will give you the full support to fulfil all you needs. You can use Personal Loan in Hyderabad for purchasing electronics, emergency medical help, child’s education, wedding, holiday, or house renovation you can use the Personal Loan in Hyderabad the way you want. Personal Loan in Hyderabad without CIBIL check is impossible. If you are availing Personal Loan in Hyderabadonline your interest rate will be lower. Personal Loans in Hyderabad offer an amount from Rs. 25,000 to Rs. 25, 00,000 for a tenure of five years. You can go for Personal Loan apply online in Hyderabad for lowest interest rates. You also can avail Easy Personal Loans in Hyderabad with minimal documents. It is impossible to avail Personal Loan for unemployed in Hyderabad. If you are a salaried person you can easily go for Personal Loan for salaried in Hyderabad with minimum interest rates. Also if you want to avail a Personal Loan in Hyderabad with low interest rate you must have maintain a lower CIBIL Score. Because Personal Loan for low Cibil score in Hyderabad is offered a higher interest rate.

Why you should opt for Personal Loan in Hyderabad?

Hyderabad is one of the growing city in and, one of the most popular city in India. The lifestyle of Hyderabad is upgrading every day to make sure that you still didn’t stay in backwards you can avail Personal Loan in Hyderabad to make your life easy and comfortable. You can avail Personal Loans in Hyderabad online with competitive interest rates. Both salaried and self-employed can avail Personal Loan in Hyderabad. Personal Loan in Hyderabad is offered by many lending institutions of India which includes Bank and NBFC both in lowest interest rates. In addition to that, they provide money lenders loans in Hyderabad, private finance loans in Hyderabad, cash loan in Hyderabad, immediate cash loan in Hyderabad, Personal Loan by Private financer in Hyderabad, instant Personal Loan in Hyderabad, Personal Loans in Hyderabad are different kinds of Personal loans in Hyderabad.

Here are some points that why you should go for Personal Loan in Hyderabad.

  • You do not have to mortgage any of your security to avail a Personal Loan in Hyderabad
  • You do not need any guarantor at Personal Loan in Hyderabad
  • Personal Loan in Hyderabad comes with lower interest rates, the processing fees are minimum and no hidden charges.
  • You can check your Personal Loan in Hyderabad application status and your Personal Loan in Hyderabad eligibility just in a second from home by just clicking a button from your home or office.
  • You can repay your Personal Loan in Hyderabad from 12 months to 60 months
  • You can avail Personal Loan in Hyderabad up to Rs. 25 lakh (varies).
  • To avail a Personal Loan in Hyderabad you don’t need give a purpose to any institutions. There is no specific purpose to avail a Personal Loan in Hyderabad.
  • In your emergency needs you can easily avail instant Personal Loan in Hyderabad, cash loan in Hyderabad or immediate cash loan in Hyderabad.
  • If you are self-employed you can easily avail Personal Loan for Self-employed in Hyderabad.

Eligibility Criteria for Personal Loan in Hyderabad

It is not much hard to avail Personal Loan in Hyderabad you just need minimum eligibility to avail a Personal Loan in Hyderabad. You must maintain a good Credit score to avail Personal Loan in Hyderabad. If you are applying for Personal Loan in Hyderabad at a younger age you have chance to make your interest rate lower.

Here is the eligibility criteria for Personal Loan in Hyderabad.

Personal Loan in Hyderabad Eligibility Criteria

Salaried

Self-Employed

Age

21-60 years

25-65 years

Income

Min- Rs. 20,000 or Rs. 25,000

Min Turnover- Rs. 1 crore

Profession

Working in MNCs, private sector or government organization

Business Professionals, private or public ltd. companies, partnership firms etc.

Work Experience

Minimum 2 years of experience with at least 1 year in the present company

Business Continuity for a minimum of 3 to 5 years

CIBIL score

750 or above

750 or above

Loan Amount

Up to Rs. 25 lakhs (different for various financial institutions)

Up to Rs. 30 lakhs (varies according to the financial institution)

Documents required for Personal Loan in Hyderabad

Following are the common set of documents which you need to submit while applying for Personal Loan in Hyderabad-

  • Duly filled application form.
  • Passport size photograph.
  • ID proof- PAN card, AADHAR card, Driving License.
  • Residential proof- Any latest utility bill like Electricity bill, Gas bill. Passport.
  • For Salaried Individuals

    • Bank Statement of the last 6 months.
    • Copy of Form 16 and Receipt of Income Tax.
    • Salary slip of last 3 months.
  • For Self-employed

    • ITR copy of the past three years.
    • Verified copy of Partnership Deed/Memorandum and Articles of Association/ Trade License/Sales Tax Certificate
    • Copy of Profit & Loss statement, Balance Sheet of last 2 years

Interest Rates for Personal Loan in Hyderabad of different Financial Institutions

Following are some of the financial institutions which offer Unsecured Personal Loan in Hyderabad online at an attractive interest rate

Banks

Loan Tenure

Interest Rates

Pre-Closure Charges

Processing Fees

HDFC Bank Personal Loan in Hyderabad

1-5 years

10.99%*-21.25%*

Between 2% to 4% of the outstanding principal.

Up to 2.50%

ICICI Bank Personal Loan in Hyderabad

1-5 years

11.49%*

5% of outstanding principal + GST

0.99% to 2.25%

YES Bank Personal Loan in Hyderabad

1-5 years

12.49%*

Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges.

2% or 3% of the principal

Bajaj Finserv Personal Loan in Hyderabad

1-5 years

14.25%*

NIL

Up to 3%

Kotak Mahindra Bank Personal Loan in Hyderabad

1-5 years

11.50%*

5% of outstanding principal.

Up to 2.5%

Axis Bank Personal Loan in Hyderabad

1-5 years

15.50%*

NIL

Up to 2.00%

IndusInd Bank Personal Loan in Hyderabad

1-5 years

14%*

4% of outstanding principal

Up to 2.50%

Capital first Personal Loan in Hyderabad

1-5 years

16%*

4% of outstanding

Up to 2.49% of the loan amount

Aditya Birla Capital Personal Loan in Hyderabad

1-5 years

11.75%*

4% of principal outstanding in 1st year, 3% in the 2ndyear, and thereafter pre-closure Permitted after 6 months.

1% of principal.

IDFC First Personal Loan in Hyderabad

1-5 years

10.99%*

4% of outstanding

2% – 4%

Indiabulls Venture Capital Personal Loan in Hyderabad

1-5 years

11.99%*

5% if less than 6 Months.

Up to 5%

SBI Personal Loan in Hyderabad

1-5 years

12.50%*-16.60%*

3% of the prepaid amount (after 1stEMI)

Up to 3% of the loan amount

Fullerton India Personal Loan in Hyderabad

1-5 years

17.25%*

4% of outstanding Principal.

Up to 2%

TATA Capital Personal Loan in Hyderabad

1-6 years

13.99%*

4.5% of the outstanding principal. And NIL for the initial 6 months

Up to 2%

ECL Finance Personal Loan in Hyderabad

1-5 years

17.50%*

4% of principal amount outstanding +GST

Up to 2% of the loan amount

*Interest rates change time to time.

FAQ’s

The factors which affect the interest rate on Personal Loan in Hyderabad are- the credit score, your applying age, your net take-home salary or business turnover, financial debts (if any) and also your repaying capacity.
The minimum credit score required to apply for a lower interest rate Personal Loan in Hyderabad is 750 or above.
The flexible loan tenure for Personal Loan in Hyderabad ranges from 1 to 5 years.
If you have any ongoing financial debts, then your repaying capacity decreases. Moreover, if the paying for financial debts consumes 40% of your monthly income, then your cibil score will decrease and would increase the rate of interest for Personal Loan in Hyderabad online.
You can repay Personal Loan in Hyderabad through the EMI method by initiating the ECS mandate.
*Interest rate and Loan approval are subjected to band discretion and approval.