Personal Loan in Jamnagar

Salaried Self-Employed

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Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs.75 Lakhs !

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Salary should be Minimum Rs.10,000!

Salary should be Maximum Rs.10 Crores !

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Minimum Turnover Should Be Rs. 3 Lakhs!

Turnover Limit Exceeded !

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

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Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

4.5 /5(500 Votes)

Personal Loan in Jamnagar

Overview of Personal Loan in Jamnagar

Personal Loan in Jamnagar offers financial help against any kind of monetary crisis. Easy Personal Loan in Jamnagar requires very minimum documentation and offers flexible EMI option. Personal Loan Jamnagar do not pledge any collateral to secure the loan. Unsecured Personal Loan in Jamnagar can be availed up to Rs. 25 lakhs with a repayment tenure up to 5 years. Many Personal Loan Providers in Jamnagar offers Easy Personal Loan in Jamnagar at a lowest interest rate. You need to have a minimum CIBIL score of 750 or above and good repaying capacity to avail low interest Personal Loan in Jamnagar. Very minimum processing fees with no hidden charges are involved for obtaining Personal Loan in Jamnagar. Low cibil score Personal Loan in Jamnagar is charged a higher interest rate.

Why you should opt for Personal Loan in Jamnagar?

Jamnagar, is a well-known city of Gujarat, witnessing a huge growth in business & infrastructure. This growth has increased the city’s economy and has raised the living standard of the people. So, people are in need of Unsecured Personal Loan in Jamnagar to meet their personal needs. With Easy Personal Loan in Jamnagar, you can repay your loan within the period of 5 years with easy EMI options. Your immediate need for cash gets easily fulfilled with Instant Personal Loan in Jamnagar. To avail Personal Loan Jamnagar at a lower interest rate, you need to have high CIBIL score and stable income source.

Following are some important points as to why should you opt for Personal Loan in Jamnagar-

  • Personal Loan in Jamnagar for salaried and Personal Loan in Jamnagar for self-employed are available to help the salaried and self- employed individuals at the time of their need.
  • Online Personal Loan in Jamnagar makes your loan process easy, convenient and hassle-free.
  • Unsecured Personal Loan in Jamnagar offers loan amount up to Rs. 25 lakhs (may vary) with minimum processing fees.
  • You can easily avail Personal Loan Jamnagar at an attractive interest rate based on your eligibility criteria.
  • Instant Personal Loan in Jamnagar offers instant cash which you can repay from 1 year to 5 years.
  • You can apply for Personal Loan Jamnagar by comparing personal loan interest rates of different banks & NBFCs in Jamnagar.
  • Use of Personal Loan in Jamnagar can be done for meeting expenses of house renovation, vacation, wedding. Medical emergencies and much more.

Eligibility Criteria for Personal Loan in Jamnagar

You need to fulfill Personal Loan Eligibility Jamnagar to avail low interest Personal Loan in Jamnagar.

Following are the common eligibility criteria for Easy Personal Loan in Jamnagar-

Personal Loan in Jamnagar Eligibility Criteria

Salaried

Self-Employed

Age of Applicant

21 years – 60 years

25 years – 65 years

Profession

Working in private sectors or any MNCs, or govt organization

Public or Private Ltd. companies, Business Professionals, partnership firms, sole proprietorship firms, etc.

Loan Amount

Up to Rs. 25 lakhs (varies with banks)

Up to Rs. 30 lakhs (varies with the banks and NBFCs)

Income

Min amt Rs. 20,000

Min Turnover- Rs. 1 crore

CIBIL score

750 or above

750 or above

Work Experience

At least 2 years of work experience and minimum 1 year in the present company

Continuity of Business for at least 3 years

Documents required for Personal Loan in Jamnagar

You need to submit very minimum documents for Personal Loan in Jamnagar. Following are the documents required for Personal Loan in Jamnagar-

  • Passport size photograph
  • Application form
  • ID Proof- AADHAR Card, PAN Card, Ration Card.
  • Proof of Residence- Passport, Utility Bills like- Gas or Electricity, Water Bills, Driving License.
  • For Self-Employed

    • Balance Sheet audited of last 2 years and Copy of P&L statement of last 2 years
    • ITR of last 36 months.
    • Verified documents of Memorandum and Articles of Association/Partnership Deed/Trade License/Sales Tax Certificate
  • For Salaried

    • Form 16.
    • Last 3 months salary slip.
    • Last 6 months updated bank statement.

Personal Loan Interest Rates in Jamnagar of different Financial Institutions

Following is the list of Personal Loan Interest Rates in Jamnagar of different banks and NBFCs-

Banks

Loan Tenure

Interest Rates

Pre-Closure Charges

Processing Fees

IndusInd Bank Personal Loan in Jamnagar

1-5 years

12.99%*

4% of outstanding principal

0.25% to 2.50%

YES Bank Personal Loan in Jamnagar

1-5 years

12.49%*

Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months : No charges.

2% or 3% of the principal

ICICI Bank Personal Loan in Jamnagar

1-5 years

11.49%*

5% of outstanding principal + GST

Rs. 999*

SBI Personal Loan in Jamnagar

1-5 years

12.50%*-16.60%*

3% of the prepaid amount (after 1st EMI)

Up to 3% of the loan amount

Indiabulls Personal Loan in Jamnagar

1-5 years

11.99%*

5% if less than 6 months.

Up to 5%

Bajaj Finserv Personal Loan in Jamnagar

1-5 years

14.75%*

NIL

Up to 3%

Kotak Mahindra Bank Personal Loan in Jamnagar

1-5 years

11.50%*

5% of outstanding principal.

Up to 2.5%

Fullerton India Loan in Jamnagar

1-5 years

17.25%*

4% of outstanding principal.

Up to 2%

TATA Capital Personal Loan in Jamnagar

1-6 years

13.99%*

4.5% of the outstanding principal. And NIL for the initial 6 months

Up to 2%

Axis Bank Personal Loan in Jamnagar

1-5 years

15.50%*

NIL

Up to 2.00%

Capital first Personal Loan in Jamnagar

1-5 years

16%

4% of outstanding

Up to 2.49% of the loan amount

Aditya Birla Personal Loan in Jamnagar

1-5 years

11.75%*

4% of principal outstanding in 1st year, 3% in the 2nd year, and thereafter preclosure permitted after 6 months.

1% of principal.

IDFC First Personal Loan in Jamnagar

1-5 years

10.99%*

4% of outstanding

2% – 4%

HDFC Bank Personal Loan in Jamnagar

1-5 years

10.99%*

Between 2% to 4% of the outstanding principal.

Up to 2.50%

ECL Finance Personal Loan in Jamnagar

1-5 years

17.50%*

4% of principal amount outstanding+GST

Up to 2% of the loan amount

*Interest rates change time to time.

FAQ’s

The repayment tenure for Personal Loan in Jamnagar ranges from 12 months to 60 months.
To apply for Personal Loan in Jamnagar, you need to have a minimum credit score of 750 or above.
To avail Personal Loan Jamnagar, you can avail a loan amount from Rs. 25,000 to Rs. 25 lakhs (which may vary).
*Interest rate and Loan approval are subjected to band discretion and approval.

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