Personal Loan in Jamshedpur

Salaried Self-Employed

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Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs.75 Lakhs !

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Salary should be Minimum Rs.10,000!

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

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Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

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Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

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Minimum Turnover Should Be Rs. 3Lakhs!

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

4.5 /5(500 Votes)

Personal Loan in Jamshedpur

Overview of Personal Loan in Jamshedpur

Personal Loan in Jamshedpur is an unsecured is an unsecured loan, which means you can avail this loan without mortgaging any of your property. There are so many banks and NBFCs who offers Personal Loan in Jamshedpur with low interest rates. If you are a salaried person your Personal Loan in Jamshedpur’s rate of interest will be low. Personal Loan in Jamshedpur comes with a very lower interest rate. But Personal Loan in Jamshedpur for low CIBIL Score comes with higher interest rates competitively person who has higher CIBIL Score. Unsecured Personal Loan in Jamshedpur will give you the full support to fulfill all you needs. You can use Personal Loan in Jamshedpur for purchasing electronics, emergency medical help, child’s education, wedding, holiday, or house renovation you can use the Personal Loan in Jamshedpur the way you want. Personal Loan in Jamshedpur without CIBIL check is impossible. If you are availing a Personal Loan in Jamshedpur online your interest rate will be lower. Personal Loans in Jamshedpur offer an amount from Rs. 25,000 to Rs. 25, 00,000 with repayment tenure of five years. You can go for Personal Loan apply online in Jamshedpur for lowest interest rates. You also can avail Easy Personal Loans in Jamshedpur with minimal documents. It is impossible to avail Personal Loan for unemployed in Jamshedpur. If you are a salaried person you can easily go for Personal Loan for salaried in Jamshedpur with minimum interest rates. Also if you want to avail a Personal Loan in Jamshedpur with low interest rate you must have maintain a lower CIBIL Score. Because Personal Loan for low Cibil score in Jamshedpur is offered a higher interest rate.

Why you should opt for Personal Loan in Jamshedpur?

Jamshedpur is one of the growing city in and, one of the most popular cities in India. The lifestyle of Jamshedpur is upgrading every day to make sure that you still didn’t stay in backwards you can avail Personal Loan in Jamshedpur to make your life easy and comfortable. You can avail Personal Loans in Jamshedpur online with attractive interest rates. Both salaried and self-employed people can avail Personal Loan in Jamshedpur. Personal Loan in Jamshedpur is offered by many lending institutions of India which includes Bank and NBFC both in lowest interest rates. In addition to that, they provide money lenders loans in Jamshedpur, private finance loans in Jamshedpur, cash loan in Jamshedpur, immediate cash loan in Jamshedpur, Personal Loan by Private financer in Jamshedpur, instant Personal Loan in Jamshedpur, Personal Loans in Jamshedpur are different kinds of Personal loans in Jamshedpur.

Here are some points that why you should go for Personal Loan in Jamshedpur.

  • You do not have to mortgage any of your security to get a Personal Loan in Jamshedpur
  • No need of guarantor at Personal Loan in Jamshedpur
  • Personal Loan in Jamshedpur comes with lower interest rates; the processing fees are minimal and no hidden charges are added.
  • You can check your Personal Loan in Jamshedpur application status and your Personal Loan in Jamshedpur eligibility just in a second from home by just clicking a button from your home or office.
  • You can repay your Personal Loan in Jamshedpur from 12 months to 60 months
  • You can avail Personal Loan in Jamshedpur up to Rs. 25 lakh (varies).
  • To avail a Personal Loan in Jamshedpur you don’t need give a purpose to any institutions. There is no specific purpose to avail a Personal Loan in Jamshedpur.
  • In your emergency needs you can easily avail instant Personal Loan in Jamshedpur, cash loan in Jamshedpur or immediate cash loan in Jamshedpur.
  • If you are self-employed you can easily avail Personal Loan for Self-employed in Jamshedpur.

Eligibility Criteria for Personal Loan in Jamshedpur

It is not much hard to avail Personal Loan in Jamshedpur you just need minimum eligibility to avail a Personal Loan in Jamshedpur. You must maintain a good Credit score to avail Personal Loan in Jamshedpur. If you are applying for Personal Loan in Jamshedpur at a younger age you have chance to make your interest rate lower.

Here are the eligibility criteria for Personal Loan in Jamshedpur.

Personal Loan in Jamshedpur Eligibility Criteria

Salaried

Self-Employed

Age

21-60 years

25-65 years

Income

Min- Rs. 20,000 or Rs. 25,000

Min Turnover- Rs. 1 crore

Profession

Working in MNCs, private sector or government organization

Business Professionals, private or public ltd. companies, partnership firms etc.

Work Experience

Minimum 2 years of experience with at least 1 year in the present company

Business Continuity for a minimum of 3 to 5 years

CIBIL score

750 or above

750 or above

Loan Amount

Up to Rs. 25 lakhs (different for various financial institutions)

Up to Rs. 30 lakhs (varies according to the financial institution)

Documents required for Personal Loan in Jamshedpur

Following are the common set of documents which you need to submit while applying for Personal Loan in Jamshedpur-

  • Duly filled application form.
  • Passport size photograph.
  • ID proof- PAN card, AADHAR card, Driving License.
  • Residential proof- Any latest utility bill like Electricity bill, Gas bill. Passport.
  • For Salaried Individuals

    • Bank Statement of the last 6 months.
    • Copy of Form 16 and Receipt of Income Tax.
    • Salary slips of last 3 months.
  • For Self-employed

    • ITR copy of the past three years.
    • Verified copy of Partnership Deed/Memorandum and Articles of Association/ Trade License/Sales Tax Certificate
    • Copy of Profit & Loss statement, Balance Sheet of last 2 years

Interest Rates for Personal Loan in Jamshedpur of different Financial Institutions

Following are some of the financial institutions which offer Unsecured Personal Loan in Jamshedpur online at an attractive interest rate

Banks

Loan Tenure

Interest Rates

Pre-Closure Charges

Processing Fees

Kotak Mahindra Bank Personal Loan in Jamshedpur

1-5 years

11.25%*

5% of outstanding principal.

Up to 2.5%

ICICI Bank Personal Loan in Jamshedpur

1-5 years

11.49%*

5% of outstanding principal + GST

Rs. 999*

SBI Personal Loan in Jamshedpur

1-5 years

12.50%*-16.60%*

3% of the prepaid amount (after 1st EMI)

Up to 3% of the loan amount

YES Bank Personal Loan in Jamshedpur

1-5 years

14%*

Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges.

2% or 3% of the principal

Bajaj Finserv Personal Loan in Jamshedpur

1-5 years

14.75%*

NIL

Up to 3%

HDFC Bank Personal Loan in Jamshedpur

1-5 years

11.25%*

Between 2% to 4% of the outstanding principal.

Up to 2.50%

IndusInd Bank Personal Loan in Jamshedpur

1-5 years

12.99%*

4% of outstanding principal

Up to 2.50%

Indiabulls Venture Capital Personal Loan in Jamshedpur

1-5 years

11.99%*

5% if less than 6 months.

Up to 5%

Axis Bank Personal Loan in Jamshedpur

1-5 years

15.50%*

NIL

Up to 2.00%

IDFC First Personal Loan in Jamshedpur

1-5 years

10.99%*

4% of outstanding

2% – 4%

Aditya Birla Capital Personal Loan in Jamshedpur

1-5 years

11.75%*

4% of principal outstanding in 1st year, 3% in the 2ndyear, and thereafter preclosure permitted after 6 months.

1% of principal.

TATA Capital Personal Loan in Jamshedpur

1-6 years

13.99%*

4.5% of the outstanding principal. And NIL for the initial 6 months

Up to 2%

Fullerton India Personal Loan in Jamshedpur

1-5 years

17.25%*

4% of outstanding principal.

Up to 2%

Capital first Personal Loan in Jamshedpur

1-5 years

16%*

4% of outstanding

Up to 2.49% of the loan amount

ECL Finance Personal Loan in Jamshedpur

1-5 years

17.50%*

4% of principal amount outstanding+GST

Up to 2% of the loan amount

*Interest rates change time to time.

FAQ’s

The factors which affect the interest rates on Personal Loan in Jamshedpur are- the credit score, the age when you are applying, your net take-home salary or business turnover, financial debts (if any) and also your repaying capacity.
If you have any ongoing financial debts, then your repaying capacity decreases. Moreover, if the paying for financial debts consumes 40% of your monthly income, then your cibil score will decrease and would increase the rate of interest for Personal Loan in Jamshedpur online.
You can repay Personal Loan in Jamshedpur through the EMI method by initiating the ECS mandate.
*Interest rate and Loan approval are subjected to band discretion and approval.