Personal Loan in Kanpur

Salaried Self-Employed

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Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs.75 Lakhs !

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Salary should be Minimum Rs.10,000!

Salary should be Maximum Rs.10 Crores !

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Minimum Turnover Should Be Rs. 3 Lakhs!

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

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Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

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Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

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Minimum Turnover Should Be Rs. 3Lakhs!

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

4.5 /5(500 Votes)

Personal Loan in Kanpur

Overview of Personal Loan in Kanpur

Personal Loan in Kanpur is your best financial back up against any financial crisis without asking for any security or collateral. Unsecured Personal Loan in Kanpur offers easy documentation with fast loan approval and disbursal along with flexible EMI option up to 60 months. Availing Personal Loans in Kanpur can be used to meet any financial requirements starting from medical expenses to vacation with family, child’s education expenses to house reconstruction, debt consolidation to purchasing of consumer durable goods and much more. Easy Personal Loan in Kanpur is availed at an attractive interest rate up to Rs. 25 lakhs( may vary according to the banks) up to 5 years and flexible repayment facility. In order to secure personal loan in Kanpur at low-interest rate, you need to have a disciplined repaying habit and minimum credit score of 750 or above.

Why you should opt for Personal Loan in Kanpur?

Kanpur, the ‘Manchester of India’ located in Uttar Pradesh on the banks of the Ganga. Expansion of industrial activities is taking place in Kanpur thus attracting banks and NBFCs to provide financial support to help you with your increasing living standards and necessities. You can avail best Personal Loans in Kanpur by maintaining a good credit score and repaying ability. Best Personal Loan providers in Kanpur offers low cibil score Personal Loan in Kanpur at a higher interest rate with minimum documentation. Many Personal Loan Company in Kanpur offers unsecured Personal Loan in Kanpur both for salaried and self-employed individuals under the options of Personal Loan for self-employed in Kanpur and Personal Loan for salaried in Kanpur with easy EMI facility.

Following are some of the important points as to why you should choose Personal Loan in Kanpur-

  • The best personal loan providers in Kanpur offers Personal Loans in Kanpur at a highly competitive interest rate based on your loan eligibility.
  • For low cibil score Personal Loan in Kanpur and Personal Loan for low income in Kanpur, the interest rate charged is quite high.
  • With the help of Online Personal Loan in Kanpur, your loan experience becomes easy and flexible.
  • When you need urgent Personal Loan in Kanpur, there are many personal loan agents in Kanpur to help you out within this situation.
  • There are exciting personal loan offers in Kanpur based on your creditworthiness and eligibility criteria.
  • Personal Loan for self employed in Kanpur and Personal Loan for salaried in Kanpur offers financial support to both the working class.
  • You can easily apply for Personal Loan in Kanpur by comparing Personal Loan interest rates in Kanpur for all banks and NBFCs.

Eligibility Criteria for Personal Loan in Kanpur

To avail Personal Loan in Kanpur at a highly competitive interest rate, you need to satisfy the minimum eligibility criteria. For Personal Loan in Kanpur at low-interest rate, you need to apply at a younger age, must have a cibil score at least 750 or above and must clear all the ongoing debts. All though various banks require different eligibility criteria,

following are the common eligibility criteria which need to satisfy for Personal Loan in Kanpur-

Personal Loan in Kanpur Eligibility Criteria

Salaried

Self-Employed

Age

21-60 years

25-65 years

Income

Min- Rs. 20,000

Min Turnover- Rs. 1 crore

CIBIL score

750 or above

750 or above

Profession

Works in private sectors, MNCs or govt organization

Business Professionals, partnership firms, sole propritershipfirms, private or public ltd. companies,etc.

Work Experience

Minimum 2 years of work experience with at least 1 year in the present company

Stable Business Continuity for a minimum of 3 years

Loan Amount

Up to Rs. 25 lakhs (varies for different banks and NBFCs)

Up to Rs. 30 lakhs (differs according to the banks and NBFCs)

Documents required for Personal Loan in Kanpur

Following are the common set of documents which are required to apply for Personal Loans in Kanpur-

  • Completely filled loan application form
  • Passport size photo
  • ID proof- AADHAR Card, PAN Card, Ration Card.
  • Residential Proof- Driving License, Passport, Utility Bills like- Water,Gas or Electricity Bills
  • For Self-Employed

    • Balance Sheet and Copy of Profit & Loss statement of last 24 months
    • Verified documents of Trade License/Partnership Deed/Memorandum and Articles of Association/Sales Tax Certificate
    • ITR details of last 3 years.
  • For Salaried

    • Last 3 months salary slip.
    • Last 6 months updated bank statement.
    • Copy of Form 16.

Personal Loan Interest Rates in Kanpur of different Financial Institutions

You can easily Personal Loan in Kanpur by comparing the Personal Loan interest rates in Kanpur of all banks and NBFCs-

Banks

Loan Tenure

Interest Rates

Pre-Closure Charges

Processing Fees

IndusInd Bank Personal Loan in Kanpur

1-5 years

12.99%*

4% of outstanding principal

0.25% to2.50%

Axis Bank Personal Loan in Kanpur

1-5 years

15.50%*

NIL

Up to 2.00%

Kotak Mahindra Bank Personal Loan in Kanpur

1-5 years

11.50%*

5% of outstanding principal.

Up to 2.5%

Bajaj Finserv Personal Loan in Kanpur

1-5 years

14.75%*

NIL

Up to 3%

Capital first Personal Loan in Kanpur

1-5 years

16%*

4% of outstanding

Up to 2.49% of the loan amount

YES Bank Personal Loan in Kanpur

1-5 years

12.49%*

Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months : No charges.

2% or 3% of the principal

ICICI Bank Personal Loan in Kanpur

1-5 years

11.49%*

5% of outstanding principal + GST

Rs. 999*

Aditya Birla Capital Personal Loan in Kanpur

1-5 years

11.75%*

4% of principal outstanding in 1st year, 3% in the 2nd year, and thereafter preclosure permitted after 6 months.

1% of principal.

HDFC Bank Personal Loan in Kanpur

1-5 years

10.99%*

Between 2% to 4% of the outstanding principal.

Up to 2.50%

SBI Personal Loan in Kanpur

1-5 years

12.50%*-16.60%*

3% of the prepaid amount (after 1st EMI)

Up to 3% of the loan amount

Indiabulls Venture Capital Personal Loan in Kanpur

1-5 years

11.99%*

5% if less than 6 months.

Up to 5%

IDFC First Personal Loan in Kanpur

1-5 years

10.99%*

4% of outstanding

2% – 4%

TATA Capital Personal Loan in Kanpur

1-6 years

13.99%*

4.5% of the outstanding principal. And NIL for the initial 6 months

Up to 2%

Fullerton India Personal Loan in Kanpur

1-5 years

17.25%*

4% of outstanding principal.

Up to 2%

ECL Finance Personal Loan in Kanpur

1-5 years

17.50%*

4% of principal amount outstanding+GST

Up to 2% of the loan amount

*Interest rates change time to time.

FAQ’s

The loan repayment tenure for Personal Loan in Kanpur ranges from 12 to 60 months.
Other than the interest rate on Personal Loan in Kanpur, processing fees, preclosure fees are also charged which varies for different financial institutions.
The minimum income necessary to apply for Personal Loan in Kanpur is Rs. 20,000 (but may vary for different banks).
*Interest rate and Loan approval are subjected to band discretion and approval.