Personal Loan in Karnal

Salaried Self-Employed

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Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs.75 Lakhs !

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Salary should be Minimum Rs.10,000!

Salary should be Maximum Rs.10 Crores !

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Minimum Turnover Should Be Rs. 3 Lakhs!

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

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Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

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Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

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Minimum Turnover Should Be Rs. 3Lakhs!

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

4.5 /5(500 Votes)

Personal Loan in Karnal

Overview of Personal Loan in Karnal

Personal Loan in Karnal is an unsecured loan; it will help you to reduce your financial burden. You can use Personal Loan in Karnal so many ways like vacation, holiday, wedding, education etc. You can use Personal Loan in Karnal for purchasing electronics, emergency medical help, child’s education, wedding, holiday, or house renovation you can use the Personal Loan in Karnal the way you want. Personal Loan in Karnal without CIBIL check is impossible. If you are availing Personal Loan in Karnal online your interest rate will be lower. Personal Loans in Karnal offer an amount from Rs. 25,000 to Rs. 25, 00,000 for tenure of five years. You can go for Personal Loan apply online in Karnal for lowest interest rates. You also can avail Easy Personal Loans in Karnal with minimal documents. It is impossible to avail Personal Loan for unemployed in Karnal. If you are a salaried person you can easily go for Personal Loan for salaried in Karnal with minimum interest rates. Also if you want to avail a Personal Loan in Karnal with low interest rate you must have maintain a lower CIBIL Score. Because Personal Loan for low Cibil score in Karnal is offered a higher interest rate.

Why you should opt for Personal Loan in Karnal?

Karnal is a growing city. The life style of this city is getting bigger and bigger so you also have to be in the trend so the Personal Loan in Karnal will help you to fullfill all these. Both salaried and self-employed can avail Personal Loan in Karnal. Personal Loan in Karnal is offered by many lending institutions of India which includes Bank and NBFC both in lowest interest rates. In addition to that, they provide money lenders loans in Karnal, private finance loans in Karnal, cash loan in Karnal, immediate cash loan in Karnal, Personal Loan by Private financer in Karnal, instant Personal Loan in Karnal, Personal Loans in Karnal are different kinds of Personal loans in Karnal.

Here are some points that why you should go for Personal Loan in Karnal.

  • You do not have to mortgage any of your security to avail a Personal Loan in Karnal
  • You do not need any guarantor at Personal Loan in Karnal
  • Personal Loan in Karnal comes with lower interest rates; the processing fees are minimum and no hidden charges.
  • You can check your Personal Loan in Karnal application status and your Personal Loan in Karnal eligibility just in a second from home by just clicking a button from your home or office.
  • You can repay your Personal Loan in Karnal from 12 months to 60 months.
  • You can avail Personal Loan in Karnal up to Rs. 25 lakh (varies).
  • To avail a Personal Loan in Karnal you don’t need give a purpose to any institutions. There is no specific purpose to avail a Personal Loan in Karnal.
  • In your emergency needs you can easily avail instant Personal Loan in Karnal, cash loan in Karnal or immediate cash loan in Karnal.
  • If you are self-employed you can easily avail Personal Loan for Self-employed in Karnal.

Eligibility Criteria for Personal Loan in Karnal

It is not much hard to avail Personal Loan in Karnal you just need minimum eligibility to avail a Personal Loan in Karnal. You must maintain a good Credit score to avail Personal Loan in Karnal. If you are applying for Personal Loan in Karnal at a younger age you have chance to make your interest rate lower.

Here are the eligibility criteria for Personal Loan in Karnal.

Personal Loan in Karnal Eligibility Criteria

Salaried

Self-Employed

Age

21-60 years

25-65 years

Income

Min- Rs. 20,000 or Rs. 25,000

Min Turnover- Rs. 1 crore

Profession

Working in MNCs, private sector or government organization

Business Professionals, private or public ltd. companies, partnership firms etc.

Work Experience

Minimum 2 years of experience with at least 1 year in the present company

Business Continuity for a minimum of 3 to 5 years

CIBIL score

750 or above

750 or above

Loan Amount

Up to Rs. 25 lakhs (different for various financial institutions)

Up to Rs. 30 lakhs (varies according to the financial institution)

Documents required for Personal Loan in Karnal

Following are the common set of documents which you need to submit while applying for Personal Loan in Karnal-

  • Duly filled application form.
  • Passport size photograph.
  • ID proof- PAN card, AADHAR card, Driving License.
  • Residential proof- Any latest utility bill like Electricity bill, Gas bill. Passport.
  • For Salaried Individuals

    • Bank Statement of the last 6 months.
    • Copy of Form 16 and Receipt of Income Tax.
    • Salary slips of last 3 months.
  • For Self-employed

    • ITR copy of the past three years.
    • Verified copy of Partnership Deed/Memorandum and Articles of Association/ Trade License/Sales Tax Certificate
    • Copy of Profit & Loss statement, Balance Sheet of last 2 years

Interest Rates for Personal Loan in Karnal of different Financial Institutions

Following are some of the financial institutions which offer Unsecured Personal Loan in Karnal online at an attractive interest rate

Banks

Loan Tenure

Interest Rates

Pre-Closure Charges

Processing Fees

ICICI Bank Personal Loan in Karnal

1-5 years

11.49%*

5% of outstanding principal + GST

Rs. 999*

Kotak Mahindra Bank Personal Loan in Karnal

1-5 years

11.25%*

5% of outstanding principal.

Up to 2.5%

SBI Personal Loan in Karnal

1-5 years

12.50%*-16.60%*

3% of the prepaid amount (after 1st EMI)

Up to 3% of the loan amount

Bajaj Finserv Personal Loan in Karnal

1-5 years

14.75%*

NIL

Up to 3%

Aditya Birla Capital Personal Loan in Karnal

1-5 years

11.75%*

4% of principal outstanding in 1st year, 3% in the 2ndyear, and thereafter preclosure Permitted after 6 months.

1% of principal.

HDFC Bank Personal Loan in Karnal

1-5 years

11.25%*

Between 2% to 4% of the outstanding principal.

Up to 2.50%

ECL Finance Personal Loan in Karnal

1-5 years

17.50%*

4% of principal amount outstanding +GST

Up to 2% of the loan amount

Indiabulls Venture Capital Personal Loan in Karnal

1-5 years

11.99%*

5% if less than 6 Months.

Up to 5%

Axis Bank Personal Loan in Karnal

1-5 years

15.50%*

NIL

Up to 2.00%

IDFC First Personal Loan in Karnal

1-5 years

10.99%*

4% of outstanding

2% – 4%

YES Bank Personal Loan in Karnal

1-5 years

10.75%*

Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges.

2% or 3% of the principal

TATA Capital Personal Loan in Karnal

1-6 years

13.99%*

4.5% of the outstanding principal. And NIL for the initial 6 months

Up to 2%

Fullerton India Personal Loan in Karnal

1-5 years

17.25%*

4% of outstanding Principal.

Up to 2%

IndusInd Bank Personal Loan in Karnal

1-5 years

12.99%*

4% of outstanding principal

Up to 2.50%

Capital first Personal Loan in Karnal

1-5 years

16%*

4% of outstanding

Up to 2.49% of the loan amount

*Interest rates change time to time.

FAQ’s

The minimum credit score required to apply for a lower interest rate Personal Loan in Karnal is 750 or above.
The loan tenure for Personal Loan in Karnal is 1 to 5 years.
You can repay Personal Loan in Karnal through the EMI.
*Interest rate and Loan approval are subjected to band discretion and approval.

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