Personal Loan in Kharagpur

Salaried Self-Employed

Please Enter Required Loan Amount

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs.75 Lakhs !

Please Enter Net Monthly Salary

Salary should be Minimum Rs.10,000!

Salary should be Maximum Rs.10 Crores !

Please Enter Annual Sales/Turnover

Minimum Turnover Should Be Rs. 3 Lakhs!

Turnover Limit Exceeded !

Please Enter Your Company Name !

Please Enter Valid Company Name !

Please Enter City Name !

Please Enter Valid City Name !

Please Enter PAN No

Please Enter Valid PAN No

Please Enter Your Name !

Please Enter Valid Name !

Please Enter Your Email Id

Please Enter Valid Email Id

Please Enter Your Mobile No

Please Enter Valid Mobile No

Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

Proceed

Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

Proceed
Back

Please Enter Your Company Name

Please Enter Valid Company Name

Please Enter Your City Name

Please Enter Valid City Name

Proceed
Back

Please Enter PAN Card No

Please Enter Valid PAN Detail

Proceed
Back

Please Enter Your Name !

Please Enter Valid Name !

Name Must Contain Only Alphabets !

Please Enter Your Email Id

Please Enter Valid Email Id

Please Enter Your Mobile No.

Please Enter Valid Mobile No.

Invalid Mobile No.

Please Accept Terms of Use !

Back

Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

4.5 /5(500 Votes)

Personal Loan in Kharagpur

Overview of Personal Loan in Kharagpur

Personal Loan in Kharagpur is an unsecured Personal Loan. You don’t need to mortgage any of your property to avail this loan. You can use your Personal Loan in Kharagpur to do so many things from medical expenses, wedding, holiday, education etc. You also can avail Personal Loan in Kharagpur online with minimal documents. If you have low CIBIL Score Your Personal Loan in Kharagpur will come with a high interest rate so try to maintain a high CIBIL Score. Personal Loan in Kharagpur without CIBIL Check is impossible but if you have maintained a good CIBIL Score over the time maybe it will be easier for you. Personal Loan for salaried in Kharagpur is easier to avail you just can apply for Instant Personal Loan in Kharagpur with minimal documents.

Why should you opt for Personal Loan in Kharagpur?

If you have higher CIBIL Score and you are a salaried it will be easier to get a Personal Loan in Kharagpur. You can apply online for Personal Loan in Kharagpur. Personal Loan in Kharagpur is offered by many lending institutions of India which includes Bank and NBFC both in lowest interest rates. In addition to that, they provide money lenders loans in Kharagpur, private finance loans in Kharagpur, cash loan in Kharagpur, immediate cash loan in Kharagpur, Personal Loan by Private financer in Kharagpur, instant Personal Loan in Kharagpur, Personal Loans in Kharagpur are different kinds of Personal loans in Kharagpur.

Here are some points that why you should go for Personal Loan in Kharagpur.

  • You don’t have to mortgage any of your security to avail a Personal Loan in Kharagpur
  • You do not need any guarantor at Personal Loan in Kharagpur
  • Personal Loan in Kharagpur comes with lower interest rates; the processing fees are minimum and no hidden charges.
  • You can check your Personal Loan in Kharagpur application status and your Personal Loan in Kharagpur eligibility just in a second from home by just clicking a button from your home or office.
  • You can repay your Personal Loan in Kharagpur from 12 months to 60 months.
  • You can avail Personal Loan in Kharagpur up to Rs. 25 lakh (varies).
  • To avail a Personal Loan in Kharagpur you don’t need give a purpose to any institutions. There is no specific purpose to avail a Personal Loan in Kharagpur.
  • In your emergency needs you can easily avail instant Personal Loan in Kharagpur, cash loan in Kharagpur or immediate cash loan in Kharagpur.
  • If you are self-employed you can easily avail Personal Loan for Self-employed in Kharagpur.

Eligibility Criteria for Personal Loan in Kharagpur

It is not much hard to avail Personal Loan in Kharagpur you just need minimum eligibility to avail a Personal Loan in Kharagpur. You must maintain a good Credit score to avail Personal Loan in Kharagpur. If you are applying for Personal Loan in Kharagpur at a younger age you have chance to make your interest rate lower.

Here are the eligibility criteria for Personal Loan in Kharagpur.

Personal Loan in Kharagpur Eligibility Criteria

Salaried

Self-Employed

Age

21-60 years

25-65 years

Income

Min- Rs. 20,000 or Rs. 25,000

Min Turnover- Rs. 1 crore

Profession

Working in MNCs, private sector or government organization

Business Professionals, private or public ltd. companies, partnership firms etc.

Work Experience

Minimum 2 years of experience with at least 1 year in the present company

Business Continuity for a minimum of 3 to 5 years

CIBIL score

750 or above

750 or above

Loan Amount

Up to Rs. 25 lakhs (different for various financial institutions)

Up to Rs. 30 lakhs (varies according to the financial institution)

Documents required for Personal Loan in Kharagpur

Following are the common set of documents which you need to submit while applying for Personal Loan in Kharagpur-

  • Duly filled application form.
  • Passport size photograph.
  • ID proof- PAN card, AADHAR card, Driving License.
  • Residential proof- Any latest utility bill like Electricity bill, Gas bill. Passport.
  • For Salaried Individuals

    • Bank Statement of the last 6 months.
    • Copy of Form 16 and Receipt of Income Tax.
    • Salary slips of last 3 months.
  • For Self-employed

    • ITR copy of the past three years.
    • Verified copy of Partnership Deed/Memorandum and Articles of Association/ Trade License/Sales Tax Certificate
    • Copy of Profit & Loss statement, Balance Sheet of last 2 years

Interest Rates for Personal Loan in Kharagpur of different Financial Institutions

Following are some of the financial institutions which offer Unsecured Personal Loan in Kharagpur online at an attractive interest rate

Banks

Loan Tenure

Interest Rates

Pre-Closure Charges

Processing Fees

Kotak Mahindra Bank Personal Loan in Kharagpur

1-5 years

11.25%*

5% of outstanding principal.

Up to 2.5%

ICICI Bank Personal Loan in Kharagpur

1-5 years

11.49%*

5% of outstanding principal + GST

Rs. 999*

SBI Personal Loan in Kharagpur

1-5 years

12.50%*-16.60%*

3% of the prepaid amount (after 1st EMI)

Up to 3% of the loan amount

YES Bank Personal Loan in Kharagpur

1-5 years

14%*

Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges.

2% or 3% of the principal

Bajaj Finserv Personal Loan in Kharagpur

1-5 years

14.75%*

NIL

Up to 3%

HDFC Bank Personal Loan in Kharagpur

1-5 years

11.25%*

Between 2% to 4% of the outstanding principal.

Up to 2.50%

IndusInd Bank Personal Loan in Kharagpur

1-5 years

12.99%*

4% of outstanding principal

Up to 2.50%

Indiabulls Venture Capital Personal Loan in Kharagpur

1-5 years

11.99%*

5% if less than 6 Months.

Up to 5%

Axis Bank Personal Loan in Kharagpur

1-5 years

15.50%*

NIL

Up to 2.00%

IDFC First Personal Loan in Kharagpur

1-5 years

10.99%*

4% of outstanding

2% – 4%

Aditya Birla Capital Personal Loan in Kharagpur

1-5 years

11.75%*

4% of principal outstanding in 1st year, 3% in the 2ndyear, and thereafter preclosure Permitted after 6 months.

1% of principal.

TATA Capital Personal Loan in Kharagpur

1-6 years

13.99%*

4.5% of the outstanding principal. And NIL for the initial 6 months

Up to 2%

Fullerton India Personal Loan in Kharagpur

1-5 years

17.25%*

4% of outstanding Principal.

Up to 2%

Capital first Personal Loan in Kharagpur

1-5 years

16%*

4% of outstanding

Up to 2.49% of the loan amount

ECL Finance Personal Loan in Kharagpur

1-5 years

17.50%*

4% of principal amount outstanding +GST

Up to 2% of the loan amount

*Interest rates change time to time.

FAQ’s

The minimum rate of interest for personal loan in Kharagpur is 10.75%*.
The minimum credit score is 750 to apply Personal Loan in Kharagpur.
The flexible loan tenure for Personal Loan in Kharagpur ranges from 1 to 5 years.
*Interest rate and Loan approval are subjected to band discretion and approval.

Top