Apply Personal Loan Online Upto Rs. 25 Lacs
Details on Personal Loan
Personal Loan in Kolhapur
Overview of Personal Loan in Kolhapur
Personal Loan in Kolhapur offers financial relief from almost all kinds of financial burden. You can use Easy Personal Loan in Kolhapur to fulfill any kind of financial needs like- debt consolidation, expansion of business, house renovation, medical emergencies and much more. With the help of Personal Loan Kolhapur, you can avail loan amount up to Rs. 25 lakhs with easy EMI options and flexible repayment tenure up to 5 years. You do not have to pledge any mortgage or security for Personal Loan in Kolhapur. Unsecured Personal Loan in Kolhapur requires very minimum documents with fast loan disbursal process. Personal Loan Provider in Kolhapur offers Instant Personal Loan in Kolhapur that can be availed at an attractive interest rate for applicants with high CIBIL score and good repaying capacity. But low cibil score Personal Loan in Kolhapur is charged a higher interest rate.
Why you should opt for Personal Loan in Kolhapur?
Kolhapur is one of the historic city of Maharashtra popularly known for Kolhapuri chappal. The city also entertains handicrafts like- wood carving & lacquerware, bead & paste jewelry and so on. Many industries have been set up with flourishes the economy. With economic growth, the demand for Easy Personal Loan in Kolhapur also increased. With the help of Instant Personal Loan in Kolhapur, you can meet your emergency monetary requirement. You have to maintain at least CIBIL score up to 750 or above to obtain low interest Personal Loan in Kolhapur. The younger you apply for Personal Loan Kolhapur, the higher will be your repaying capacity and lower will be your interest rate for Instant Personal Loan in Kolhapur.
Here are the reasons as to why should you opt for Personal Loan in Kolhapur-
- Online Personal Loan in Kolhapur is a very convenient and flexible loan process which is very user-friendly.
- Very low processing fee is charged for Personal Loan in Kolhapur. Also, no hidden charges are included.
- Unsecured Personal Loan in Kolhapur offers loan starting from Rs. 25,000 to Rs. 25 lakhs based on your eligibility. But the loan amount might vary for different financial institutions.
- You can apply for Easy Personal Loan in Kolhapur by comparing Personal Loan Interest Rates in Kolhapur of different Banks & NBFCs.
- Personal Loan in Kolhapur for salaried offers monetary support to the salaried applicants.
Eligibility Criteria for Personal Loan in Kolhapur
Very minimum eligibility criteria should be satisfied to apply for Personal Loan in Kolhapur. You need to apply for Personal Loan in Kolhapur at a young age for low interest Personal Loan in Kolhapur because of higher repaying capacity. Also, you need to have a stable income with CIBIL score of at least 750 or above to avail Personal Loan Kolhapur at a lower interest rate.
Following are the eligibility criteria for Personal Loan Kolhapur-
|
Personal Loan in Kolhapur Eligibility Criteria |
Salaried |
Self-Employed |
|
Age of Applicant |
21-60 years |
25-65 years |
|
CIBIL score |
750 or above |
750 or above |
|
Profession |
Works in MNCs,govt organization or private sectors |
Sole propritership firms, Business Professionals, partnership firms, public or private ltd. companies,etc. |
|
Income |
Minimum of Rs. 20,000 |
Minimum Turnover of Rs. 1 crore |
|
Work Experience |
Minimum 2 years of working experience with at least 1 year in the current organization |
Business Continuity for at least 3 years |
|
Loan Amount |
Up to Rs. 25 lakhs (varies with banks and NBFCs) |
Up to Rs. 30 lakhs (differs with bank & NBFCs) |
Documents required for Personal Loan in Kolhapur
Following are the documents that are required to apply for Personal Loans in Kolhapur-
- Passport size photo
- Address Proof- Utility Bills like- Gas or Electricity or Water Bills, Passport, Driving License
- ID proof- AADHAR Card, Ration Card, Passport, PAN Card
- Application Form for Personal Loan
-
For Self-Employed
- Balance Sheet audited and Copy of Profit & Loss statement of the last 24 months
- Verified papers of Partnership Deed/Trade License/Memorandum and Articles of Association/Sales Tax Certificate
- ITR details of last 3 years
-
For Salaried
- Form 16
- Last 3 months salary slip
- Last 6 months updated bank a/c statement.
Personal Loan Interest Rates in Kolhapur of different Financial Institutions
You can easily apply for Personal Loan in Kolhapur by comparing the Personal Loan interest rates in Kolhapur of different financial institutions-
|
Banks |
Loan Tenure |
Interest Rates |
Pre-Closure Charges |
Processing Fees |
|
IndusInd Bank Personal Loan in Kolhapur |
1-5 years |
12.99%* |
4% of outstanding principal |
0.25% to 2.50% |
|
Kotak Mahindra Bank Personal Loan in Kolhapur |
1-5 years |
11.50%* |
5% of outstanding principal. |
Up to 2.5% |
|
SBI Personal Loan in Kolhapur |
1-5 years |
12.50%*-16.60%* |
3% of the prepaid amount (after 1st EMI) |
Up to 3% of the loan amount |
|
ICICI Bank Personal Loan in Kolhapur |
1-5 years |
11.49%* |
5% of outstanding principal + GST |
Rs. 999* |
|
Bajaj Finserv Personal Loan in Kolhapur |
1-5 years |
14.75%* |
NIL |
Up to 3% |
|
Axis Bank Personal Loan in Kolhapur |
1-5 years |
15.50%* |
NIL |
Up to 2.00% |
|
HDFC Bank Personal Loan in Kolhapur |
1-5 years |
10.99%* |
Between 2% to 4% of the outstanding principal. |
Up to 2.50% |
|
Capital first Personal Loan in Kolhapur |
1-5 years |
16%* |
4% of outstanding |
Up to 2.49% of the loan amount |
|
Fullerton India Personal Loan in Kolhapur |
1-5 years |
17.25%* |
4% of outstanding principal. |
Up to 2% |
|
Indiabulls Venture Capital Personal Loan in Kolhapur |
1-5 years |
11.99%* |
5% if less than 6 months. |
Up to 5% |
|
Aditya Birla Capital Personal Loan in Kolhapur |
1-5 years |
11.75%* |
4% of principal outstanding in 1st year, 3% in the 2nd year, and thereafter preclosure permitted after 6 months. |
1% of principal. |
|
IDFC First Personal Loan in Kolhapur |
1-5 years |
10.99%* |
4% of outstanding |
2% – 4% |
|
YES Bank Personal Loan in Kolhapur |
1-5 years |
12.49%* |
Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months : No charges. |
2% or 3% of the principal |
|
TATA Capital Personal Loan in Kolhapur |
1-6 years |
13.99%* |
4.5% of the outstanding principal. And NIL for the initial 6 months |
Up to 2% |
|
ECL Finance Personal Loan in Kolhapur |
1-5 years |
17.50%* |
4% of principal amount outstanding+GST |
Up to 2% of the loan amount |
*Interest rates change time to time.
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