Personal Loan in Mysore

Salaried Self-Employed

Please Enter Required Loan Amount

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs.75 Lakhs !

Please Enter Net Monthly Salary

Salary should be Minimum Rs.10,000!

Salary should be Maximum Rs.10 Crores !

Please Enter Annual Sales/Turnover

Minimum Turnover Should Be Rs. 3 Lakhs!

Turnover Limit Exceeded !

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

Proceed

Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

Proceed
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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

4.5 /5(500 Votes)

Personal Loan in Mysore

Overview of Personal Loan in Mysore

Personal Loan in Mysore provides financial comfort against any kind of economic hardship. You can use Instant Personal Loan in Mysore to manage your expenses efficiently. With the help of Easy Personal Loan in Mysore, you can cover educational costs, medical bills, purchasing consumer durable goods, paying off debts and much more. To avail low interest Personal Loan in Mysore, you need to have a minimum CIBIL score of 750 or more with a good repaying capacity. But for low cibil score Personal Loan in Mysore, you will be charged a higher interest rate. With the help of Easy Personal Loan in Mysore, you need to submit very minimum documents and the loan gets very quickly processed. Personal Loan Mysore helps you meet your financial needs without specifying it to the financial institution.

Why you should opt for Personal Loan in Mysore?

Mysore, one of the largest city in Karnataka is a major tourist spot. The city has branches of major companies like Larsen & Turbo, Wipro, Infosys and much. Mysore is also a hub of software exporter next to Bangalore. With this expanding economy, the need for Personal Loan in Mysore has increased. Using Instant Personal Loan in Mysore, you can avail loan amount up to Rs. 25 lakhs with a repayment period up to 5 years. With the help of Unsecured Personal Loan in Mysore, you do not have to pledge any collateral with the financial institution. For low cibil score Personal Loan in Mysore, a higher interest rate is charged.

Following are the reasons why should you opt for Personal Loan in Mysore-

  • Online Personal Loan in Mysore helps you to apply for the loan at any point of time.
  • With unsecured Personal Loan in Mysore, you have to submit very few documents.
  • Instant Personal Loan in Mysore helps in meeting the financial needs by providing an additional cash.
  • You can avail Personal Loan in Mysore with a loan amount up to Rs. 25 lakhs.
  • To avail a Personal Loan in Mysore you don’t need give a purpose to any institutions. There is no specific purpose to avail a Personal Loan in Mysore.
  • In your emergency needs you can easily avail instant Personal Loan in Mysore, cash loan in Mysore or immediate cash loan in Mysore.
  • If you are self-employed you can easily avail Personal Loan for Self-employed in Mysore.

Eligibility Criteria for Personal Loan in Mysore

It is not much hard to avail Personal Loan in Mysore, you just need minimum eligibility to avail a Personal Loan in Mysore. You must maintain a good Credit score to avail Personal Loan in Mysore. If you are applying for Personal Loan in Mysore at a younger age you have chance to make your interest rate lower. Here is the eligibility criteria for Personal Loan in Mysore.

Personal Loan in Mysore Eligibility Criteria

Salaried

Self-Employed

Age

21-60 years

25-65 years

Income

Min- Rs. 20,000 or Rs. 25,000

Min Turnover- Rs. 1 crore

Profession

Working in MNCs, private sector or government organization

Business Professionals, private or public ltd. companies, partnership firms etc.

Work Experience

Minimum 2 years of experience with at least 1 year in the present company

Business Continuity for a minimum of 3 to 5 years

CIBIL score

750 or above

750 or above

Loan Amount

Up to Rs. 25 lakhs (different for various financial institutions)

Up to Rs. 30 lakhs (varies according to the financial institution)

Documents required for Personal Loan in Mysore

Following are the common set of documents which you need to submit while applying for Personal Loan in Mysore-

  • Duly filled application form.
  • Passport size photograph.
  • ID proof- PAN card, AADHAR card, Driving License.
  • Residential proof- Any latest utility bill like Electricity bill, Gas bill. Passport.
  • For Salaried Individuals

    • Bank Statement of the last 6 months.
    • Copy of Form 16 and Receipt of Income Tax.
    • Salary slip of last 3 months.
  • For Self-employed

    • ITR copy of the past three years.
    • Verified copy of Partnership Deed/Memorandum and Articles of Association/ Trade License/Sales Tax Certificate
    • Copy of Profit & Loss statement, Balance Sheet of last 2 years

Interest Rates for Personal Loan in Mysore of different Financial Institutions

Following are some of the financial institutions which offer Unsecured Personal Loan in Mysore online at an attractive interest rate

Banks

Loan Tenure

Interest Rates

Pre-Closure Charges

Processing Fees

HDFC Bank Personal Loan in Bikaner

1-5 years

10.99%*

Between 2% to 4% of the outstanding principal.

Up to 2.50%

Axis Bank Personal Loan in Bikaner

1-5 years

15.50%*

NIL

Up to 2.00%

YES Bank Personal Loan in Bikaner

1-5 years

12.49%*

Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months : No charges.

2% or 3% of the principal

SBI Personal Loan in Bikaner

1-5 years

12.50%*-16.60%*

3% of the prepaid amount (after 1st EMI)

Up to 3% of the loan amount

ICICI Bank Personal Loan in Bikaner

1-5 years

11.49%*

5% of outstanding principal + GST

Rs. 999*

IndusInd Bank Personal Loan in Bikaner

1-5 years

12.99%*

4% of outstanding principal

Up to 2.50%

Bajaj Finserv Personal Loan in Bikaner

1-5 years

14.75%*

NIL

Up to 3%

Capital first Personal Loan in Bikaner

1-5 years

16%*

4% of outstanding

Up to 2.49% of the loan amount

Indiabulls Venture Capital Personal Loan in Bikaner

1-5 years

11.99%*

5% if less than 6 months.

Up to 5%

Fullerton India Personal Loan in Bikaner

1-5 years

17.25%*

4% of outstanding principal.

Up to 2%

Aditya Birla Capital Personal Loan in Bikaner

1-5 years

11.75%*

4% of principal outstanding in 1st year, 3% in the 2nd year, and thereafter preclosure permitted after 6 months.

1% of principal.

IDFC First Personal Loan in Bikaner

1-5 years

10.99%*

4% of outstanding

2% – 4%

Kotak Mahindra Bank Personal Loan in Bikaner

1-5 years

11.50%*

5% of outstanding principal.

Up to 2.5%

TATA Capital Personal Loan in Bikaner

1-6 years

13.99%*

4.5% of the outstanding principal. And NIL for the initial 6 months

Up to 2%

ECL Finance Personal Loan in Bikaner

1-5 years

17.50%*

4% of principal amount outstanding+GST

Up to 2% of the loan amount

*Interest rates change time to time.

FAQ’s

The minimum CIBIL Score to apply Personal Loan in Mysore is 750.
The minimum interest rate for Personal Loan in Mysore is 10.75*%.
The factors which affect the interest rate on Personal Loan in Mysore are- the credit score, your applying age, your net take-home salary or business turnover, financial debts (if any) and also your repaying capacity.
*Interest rate and Loan approval are subjected to band discretion and approval.