Apply Personal Loan Online Upto Rs. 25 Lacs
Details on Personal Loan
Personal Loan in Nashik
Overview of Personal Loan in Nashik
Personal Loan in Nashik is a financial relief to any kind of financial crisis. You can easily avail Easy Personal Loan in Nashik to meet your expenses related to any medical emergency, child’s education, any electronic gadget, house renovation and so on. Instant Personal Loan in Nashik is an unsecured Personal Loan in Nashik that requires no collateral or security. You can opt for ‘kissht’ Personal Loan apply Online Nashik Maharashtra where you can repay the loan within the tenure of 5 years. Online Personal Loan in Nashik can be availed from personal loan providers in Nashik with minimum documentation and easy approval process. Many personal loan company in Nashik which provides personal loan offer in Nashik. Personal Loan Interest rates in Nashik is dependent on the eligibility of the applicants who are applying for Personal Loan in Nashik.
Why should you opt for Personal Loan in Nashik?
Nashik, ‘The Wine Capital of India’ is one of the largest populated city of Maharashtra with huge expansion in the industrial and business sector. A huge part of population in Nashik is migrants from different areas of India as the place offers huge job opportunity thus raising the need for Personal Loans in Nashik. You can easily go for ‘kissht’ Personal Loan apply online Nashik Maharashtra to meet your monetary needs. Urgent Personal Loan in Nashik at an attractive interest rate can be obtained by maintaining a good credit score and sufficient repaying capacity.
Following are some reasons as to why should you opt for Personal Loan in Nashik-
- You can avail Instant Personal Loan in Nashik up to Rs. 25 lakhs based on your eligibility.
- You do not have to keep any security with the bank in case of unsecured Personal Loan in Nashik.
- Easy Personal Loan in Nashik is easily approved with simple paperwork with a flexible tenure up to 5 years.
- Online Personal Loan in Nashik makes your loan experience quite easy and hassle-free.
- Low cibil score Personal Loan in Nashik is charged at a higher interest rate.
- High CIBIL score and adequate repaying capacity enables you to obtain low interest Personal Loan in Nashik.
Eligibility Criteria for Personal Loan in Nashik
To avail Personal Loans in Nashik at an attractive interest rate, you need to have at least 750 or above credit score with a decent income with early applying age.
Following are the common eligibility criteria for Urgent Personal Loan in Nashik-
|
Personal Loan in Nashik Eligibility Criteria |
Salaried |
Self-Employed |
|
CIBIL score |
750 or above |
750 or above |
|
Age |
21-60 years |
25-65 years |
|
Income |
Min- Rs. 20,000 |
Min Turnover- Rs. 1 crore |
|
Loan Amount |
Up to Rs. 25 lakhs (varies for different banks or NBFCs) |
Up to Rs. 30 lakhs (Varies according to the financial institution) |
|
Profession |
Working in private sectors, MNCs or govt organization |
Partnership firms, Business Professionals, sole proprietorship firms, private or public ltd. companies,etc. |
|
Work Experience |
Minimum 2 years of work experience with at least 1 year in the present company |
Stable Business Continuity for a minimum of 3 years |
Documents required for Personal Loan in Nashik
You need to submit very minimum documents for Personal Loan in Nashik which are specified below-
- Application form
- ID proof- AADHAR Card, PAN Card, Ration Card
- Address Proof- Passport, Utility Bills like- Gas, Water or Electricity Bills, Driving License.
- Passport size photo
-
For Self-Employed
- Copy of Profit & Loss statement and Balance Sheet of last 2 years
- Last 3 years ITR copy.
- Verified copy of Trade License/Memorandum and Articles of Association/Sales Tax Certificate/ Partnership Deed
-
For Salaried
- Salary slip for last 3 months.
- Copy of Form 16.
- Updated bank Statement of last 6 months.
Personal Loan Interest Rates in Nashik of different Financial Institutions
You can easily obtain Personal Loan in Nashik by comparing Personal Loan interest rates in Nashik of all banks and NBFCs-
|
Banks |
Loan Tenure |
Interest Rates |
Pre-Closure Charges |
Processing Fees |
|
Axis Bank Personal Loan in Nashik |
1-5 years |
15.50%* |
NIL |
Up to 2.00% |
|
Bajaj Finserv Personal Loan in Nashik |
1-5 years |
14.75%* |
NIL |
Up to 3% |
|
YES Bank Personal Loan in Nashik |
1-5 years |
14%* |
Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges. |
2% or 3% of the principal |
|
SBI Personal Loan in Nashik |
1-5 years |
12.50%*-16.60%* |
3% of the prepaid amount (after 1st EMI) |
Up to 3% of the loan amount |
|
Kotak Mahindra Bank Personal Loan in Nashik |
1-5 years |
11.25%* |
5% of outstanding principal. |
Up to 2.5% |
|
Fullerton India Personal Loan in Nashik |
1-5 years |
17.25%* |
4% of outstanding principal. |
Up to 2% |
|
ICICI Bank Personal Loan in Nashik |
1-5 years |
11.49%* |
5% of outstanding principal + GST |
Rs. 999* |
|
Aditya Birla Capital Personal Loan in Nashik |
1-5 years |
11.75%* |
4% of principal outstanding in 1st year, 3% in the 2nd year, and thereafter preclosure permitted after 6 months. |
1% of principal. |
|
IndusInd Bank Personal Loan in Nashik |
1-5 years |
12.99%* |
4% of outstanding principal |
Up to 2.50% |
|
Capital first Personal Loan in Nashik |
1-5 years |
16%* |
4% of outstanding |
Up to 2.49% of the loan amount |
|
HDFC Bank Personal Loan in Nashik |
1-5 years |
11.25%* |
Between 2% to 4% of the outstanding principal. |
Up to 2.50% |
|
TATA Capital Personal Loan in Nashik |
1-6 years |
13.99%* |
4.5% of the outstanding principal. And NIL for the initial 6 months |
Up to 2% |
|
IDFC First Personal Loan in Nashik |
1-5 years |
10.99%* |
4% of outstanding |
2% – 4% |
|
Indiabulls Venture Capital Personal Loan in Nashik |
1-5 years |
11.99%* |
5% if less than 6 months. |
Up to 5% |
|
ECL Finance Personal Loan in Nashik |
1-5 years |
17.50%* |
4% of principal amount outstanding+GST |
Up to 2% of the loan amount |
*Interest rates change time to time.
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