Personal Loan in Nashik

Salaried Self-Employed

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Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs.75 Lakhs !

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Salary should be Minimum Rs.10,000!

Salary should be Maximum Rs.10 Crores !

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Minimum Turnover Should Be Rs. 3 Lakhs!

Turnover Limit Exceeded !

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

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Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

4.5 /5(500 Votes)

Personal Loan in Nashik

Overview of Personal Loan in Nashik

Personal Loan in Nashik is a financial relief to any kind of financial crisis. You can easily avail Easy Personal Loan in Nashik to meet your expenses related to any medical emergency, child’s education, any electronic gadget, house renovation and so on. Instant Personal Loan in Nashik is an unsecured Personal Loan in Nashik that requires no collateral or security. You can opt for ‘kissht’ Personal Loan apply Online Nashik Maharashtra where you can repay the loan within the tenure of 5 years. Online Personal Loan in Nashik can be availed from personal loan providers in Nashik with minimum documentation and easy approval process. Many personal loan company in Nashik which provides personal loan offer in Nashik. Personal Loan Interest rates in Nashik is dependent on the eligibility of the applicants who are applying for Personal Loan in Nashik.

Why should you opt for Personal Loan in Nashik?

Nashik, ‘The Wine Capital of India’ is one of the largest populated city of Maharashtra with huge expansion in the industrial and business sector. A huge part of population in Nashik is migrants from different areas of India as the place offers huge job opportunity thus raising the need for Personal Loans in Nashik. You can easily go for ‘kissht’ Personal Loan apply online Nashik Maharashtra to meet your monetary needs. Urgent Personal Loan in Nashik at an attractive interest rate can be obtained by maintaining a good credit score and sufficient repaying capacity.

Following are some reasons as to why should you opt for Personal Loan in Nashik-

  • You can avail Instant Personal Loan in Nashik up to Rs. 25 lakhs based on your eligibility.
  • You do not have to keep any security with the bank in case of unsecured Personal Loan in Nashik.
  • Easy Personal Loan in Nashik is easily approved with simple paperwork with a flexible tenure up to 5 years.
  • Online Personal Loan in Nashik makes your loan experience quite easy and hassle-free.
  • Low cibil score Personal Loan in Nashik is charged at a higher interest rate.
  • High CIBIL score and adequate repaying capacity enables you to obtain low interest Personal Loan in Nashik.

Eligibility Criteria for Personal Loan in Nashik

To avail Personal Loans in Nashik at an attractive interest rate, you need to have at least 750 or above credit score with a decent income with early applying age.

Following are the common eligibility criteria for Urgent Personal Loan in Nashik-

Personal Loan in Nashik Eligibility Criteria

Salaried

Self-Employed

CIBIL score

750 or above

750 or above

Age

21-60 years

25-65 years

Income

Min- Rs. 20,000

Min Turnover- Rs. 1 crore

Loan Amount

Up to Rs. 25 lakhs (varies for different banks or NBFCs)

Up to Rs. 30 lakhs (Varies according to the financial institution)

Profession

Working in private sectors, MNCs or govt organization

Partnership firms, Business Professionals, sole proprietorship firms, private or public ltd. companies,etc.

Work Experience

Minimum 2 years of work experience with at least 1 year in the present company

Stable Business Continuity for a minimum of 3 years

Documents required for Personal Loan in Nashik

You need to submit very minimum documents for Personal Loan in Nashik which are specified below-

  • Application form
  • ID proof- AADHAR Card, PAN Card, Ration Card
  • Address Proof- Passport, Utility Bills like- Gas, Water or Electricity Bills, Driving License.
  • Passport size photo
  • For Self-Employed

    • Copy of Profit & Loss statement and Balance Sheet of last 2 years
    • Last 3 years ITR copy.
    • Verified copy of Trade License/Memorandum and Articles of Association/Sales Tax Certificate/ Partnership Deed
  • For Salaried

    • Salary slip for last 3 months.
    • Copy of Form 16.
    • Updated bank Statement of last 6 months.

Personal Loan Interest Rates in Nashik of different Financial Institutions

You can easily obtain Personal Loan in Nashik by comparing Personal Loan interest rates in Nashik of all banks and NBFCs-

Banks

Loan Tenure

Interest Rates

Pre-Closure Charges

Processing Fees

Axis Bank Personal Loan in Nashik

1-5 years

15.50%*

NIL

Up to 2.00%

Bajaj Finserv Personal Loan in Nashik

1-5 years

14.75%*

NIL

Up to 3%

YES Bank Personal Loan in Nashik

1-5 years

14%*

Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months :No charges.

2% or 3% of the principal

SBI Personal Loan in Nashik

1-5 years

12.50%*-16.60%*

3% of the prepaid amount (after 1st EMI)

Up to 3% of the loan amount

Kotak Mahindra Bank Personal Loan in Nashik

1-5 years

11.25%*

5% of outstanding principal.

Up to 2.5%

Fullerton India Personal Loan in Nashik

1-5 years

17.25%*

4% of outstanding principal.

Up to 2%

ICICI Bank Personal Loan in Nashik

1-5 years

11.49%*

5% of outstanding principal + GST

Rs. 999*

Aditya Birla Capital Personal Loan in Nashik

1-5 years

11.75%*

4% of principal outstanding in 1st year, 3% in the 2nd year, and thereafter preclosure permitted after 6 months.

1% of principal.

IndusInd Bank Personal Loan in Nashik

1-5 years

12.99%*

4% of outstanding principal

Up to 2.50%

Capital first Personal Loan in Nashik

1-5 years

16%*

4% of outstanding

Up to 2.49% of the loan amount

HDFC Bank Personal Loan in Nashik

1-5 years

11.25%*

Between 2% to 4% of the outstanding principal.

Up to 2.50%

TATA Capital Personal Loan in Nashik

1-6 years

13.99%*

4.5% of the outstanding principal. And NIL for the initial 6 months

Up to 2%

IDFC First Personal Loan in Nashik

1-5 years

10.99%*

4% of outstanding

2% – 4%

Indiabulls Venture Capital Personal Loan in Nashik

1-5 years

11.99%*

5% if less than 6 months.

Up to 5%

ECL Finance Personal Loan in Nashik

1-5 years

17.50%*

4% of principal amount outstanding+GST

Up to 2% of the loan amount

*Interest rates change time to time.

FAQ’s

The minimum CIBIL score required to apply for Personal Loan in Nashik is 750 or above.
The repayment tenure for Personal Loans in Nashik ranges from 12 to 60 months.
The residential proof necessary for Personal Loan in Nashik are- Passport, Driving License and any kind of utility certificate like Gas, Water or Electricity Bill.
*Interest rate and Loan approval are subjected to band discretion and approval.