Personal Loan in Pune

Salaried Self-Employed

Please Enter Required Loan Amount

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs.75 Lakhs !

Please Enter Net Monthly Salary

Salary should be Minimum Rs.10,000!

Salary should be Maximum Rs.10 Crores !

Please Enter Annual Sales/Turnover

Minimum Turnover Should Be Rs. 3 Lakhs!

Turnover Limit Exceeded !

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

Proceed

Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

4.5 /5(500 Votes)

Personal Loan in Pune

Overview of Personal Loan in Pune

Personal Loan in Pune is a one-stop solution to almost all kinds of financial problems. Whether you need cash for any medical condition or wants to fund your child’s higher education, renovate your house or purchase any consumer durable good, Personal Loan in Pune provides financial backup against any financial crisis. With the help of urgent Personal Loan in Pune, your loan process gets executed very fast making the loan process easy and flexible. Easy Personal Loan in Pune requires very minimum documentation and disburses loan very quickly. Fast Personal Loan in Pune Maharashtra is an unsecured Personal Loan in Pune where you can avail Personal Loan without guarantor in Pune. There are many personal loan providers in Pune who provides instant Personal Loan in Pune at an attractive interest rate. But one needs to keep in mind that Personal Loan in Pune without documents and also Personal Loan in Pune without CIBIL is not possible.

Why you should opt for Personal Loan in Pune?

Pune, the cultural capital of Maharashtra, also known as ‘Oxford of the East’ is the center of academics, business and expanding towards manufacturing & IT sectors. The city witnesses many start ups and small businesses thus attracting many young professionals, researchers and entrepreneurs. As a result of such expansion, the need of personal finance in Pune has increased manifold. So, Personal Loan in Pune helps in maintaining your financial requirements with ease without worrying much. Based on Personal Loan interest rates Pune, you can easily get Personal Loan in Pune depending on your eligibility.

  • There are many exciting Personal Loan offers in Pune which simplifies your loan experience.
  • Personal Loan in Pune for salaried and Personal Loan in Pune for self-employed fulfills the need of finance for both salaried and self-employed individuals.
  • With low cibil score Personal Loan in Pune, you will be charged higher interest rate.
  • Personal Loan private finance in Pune helps in satisfying your financial requirements without much complexity.
  • Personal Loans in Pune offers flexible loan tenure up to 5 years with easy EMI option.
  • Personal Loan in Pune Online is a very user friendly and time saving process.

Eligibility Criteria for Personal Loan in Pune

To avail Personal Loans in Pune, you need to have a decent salary and a good credit score of 750 or above. With the help of Personal Loan in Pune Online, you can easily check your eligibility and then apply for unsecured Personal Loan in Pune. Also, the more early you opt for easy Personal Loan in Pune, the higher will be your repaying ability and lower will be the interest rate charged.

Following are the common eligibility criteria for Personal Loans in Pune-

Personal Loan in Pune Eligibility Criteria

Salaried

Self-Employed

Age

21-60 years

25-65 years

Profession

Works in private sectors, MNCs or govt organization

Business Professionals, partnership firms, sole propritershipfirms, public or private ltd. companies,etc.

Income

Min- Rs. 20,000

Min Turnover- Rs. 1 crore

Work Experience

Minimum 2 years of work experience with at least 1 year in the present company

Business Continuity for at least of 3 years

CIBIL score

750 or above

750 or above

Loan Amount

Up to Rs. 25 lakhs (varies for different banks and NBFCs)

Up to Rs. 30 lakhs (differs according to the banks and NBFCs)

Documents required for Personal Loan in Pune

Following are the common set of documents which are required to apply for Personal Loans in Pune-

  • Application form for Personal Loan
  • Passport size photo
  • ID proof- AADHAR Card, Ration Card, PAN Card.
  • Residential Proof- Driving License, Passport, Utility Bills like- Electricity, Water or Gas Bills
  • For Self-Employed

    • Balance Sheet and Copy of P&L statement of last 24 months
    • Verified testimonials of Memorandum and Articles of Association/Trade License/Partnership Deed/Sales Tax Certificate
    • Details of ITR of last 3 years.
  • For Salaried

    • Last 3 months salary slip.
    • Copy of Form 16.
    • Last 6 months updated a/c bank statement.

Personal Loan Interest Rates in Pune of different Financial Institutions

Following is the list of Personal Loan Interest Rates in Pune of different banks and NBFCs-

Banks

Loan Tenure

Interest Rates

Pre-Closure Charges

Processing Fees

ICICI Bank Personal Loan in Pune

1-5 years

11.49%*

5% of outstanding principal + GST

Rs. 999*

IndusInd Bank Personal Loan in Pune

1-5 years

12.99%*

4% of outstanding principal

0.25% to 2.50%

Capital first Personal Loan in Pune

1-5 years

16%

4% of outstanding

Up to 2.49% of the loan amount

Kotak Mahindra Bank Personal Loan in Pune

1-5 years

11.50%*

5% of outstanding principal.

Up to 2.5%

TATA Capital Personal Loan in Pune

1-6 years

13.99%*

4.5% of the outstanding principal. And NIL for the initial 6 months

Up to 2%

HDFC Bank Personal Loan in Pune

1-5 years

10.99%*

Between 2% to 4% of the outstanding principal.

Up to 2.50%

YES Bank Personal Loan in Pune

1-5 years

12.49%*

Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months : No charges.

2% or 3% of the principal

Axis Bank Personal Loan in Pune

1-5 years

15.50%*

NIL

Up to 2.00%

Aditya Birla Personal Loan in Pune

1-5 years

11.75%*

4% of principal outstanding in 1st year, 3% in the 2nd year, and thereafter preclosure permitted after 6 months.

1% of principal.

Bajaj Finserv Personal Loan in Pune

1-5 years

14.75%*

NIL

Up to 3%

SBI Personal Loan in Pune

1-5 years

12.50%*-16.60%*

3% of the prepaid amount (after 1st EMI)

Up to 3% of the loan amount

Indiabulls Personal Loan in Pune

1-5 years

11.99%*

5% if less than 6 months.

Up to 5%

IDFC First Personal Loan in Pune

1-5 years

10.99%*

4% of outstanding

2% – 4%

Fullerton India Loan in Pune

1-5 years

17.25%*

4% of outstanding principal.

Up to 2%

ECL Finance Personal Loan in Pune

1-5 years

17.50%*

4% of principal amount outstanding+GST

Up to 2% of the loan amount

*Interest rates change time to time.

FAQ’s

No guarantor is necessary for Personal Loan in Pune.
The minimum interest rate for Personal Loans in Pune starts from 10.99%*. But different banks and NBFCs charges different interest rates.
Charges like processing fees, foreclosure and pre-partpayment fees (situational) are charged other than the interest rate charged on Personal Loan in Pune.
The minimum loan amount that can be availed from Personal Loans in Pune is up to Rs. 25 lakhs.
The minimum credit score required for Personal Loan in Pune is 750 or above.
*Interest rate and Loan approval are subjected to band discretion and approval.

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