Personal Loan in Raipur

Salaried Self-Employed

Please Enter Required Loan Amount

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs.75 Lakhs !

Please Enter Net Monthly Salary

Salary should be Minimum Rs.10,000!

Salary should be Maximum Rs.10 Crores !

Please Enter Annual Sales/Turnover

Minimum Turnover Should Be Rs. 3 Lakhs!

Turnover Limit Exceeded !

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

Proceed

Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

Proceed
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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

4.5 /5(500 Votes)

Personal Loan in Raipur

Overview of Personal Loan in Raipur

Personal Loan in Raipur is a financial relief against any kind of financial woes. With the help of Instant Personal Loan in Raipur, you can meet almost all kinds of financial needs like- medical expenses, purchase consumer durable goods, debt consolidate, vacation, wedding expense, etc. Personal Loan Raipur eases your loan process which does not take any security or collateral to secure the loan. Unsecured Personal Loan in Raipur is the best possible option at the time of instant cash requirement. To avail low interest Personal Loan in Raipur, you need to have a stable income source with goods repaying capacity and high CIBIL score. But for low cibil score Personal Loan in Raipur, the interest rate charged is quite high. Online Personal Loan in Raipur helps you to apply for the loan at your own preferred time and place.

Why you should opt for Personal Loan in Raipur?

Raipur, the capital city of Chattisgarh is known as ‘Rice Bowl of India’ as is produces hundred kinds of rice. The city is India’s largest market of steel and is the centre of commerce and trade. Raipur is the hub of the industrial and commercial sector for plywood, coal, steel, aluminum and power industries. The city is experiencing huge growth in the business sector thus raising the living standard of people and increasing the demand for Personal Loan Raipur Cg. The Personal Loan Finance Company in Raipur offers Urgent Personal Loan in Raipur which you can easily repay through EMI method within the tenure up to 5 years. You can obtain low interest Personal Loan in Raipur with a minimum CIBIL score of 750 or more with a good repaying capacity.

Here are the important points as to why should you opt for Personal Loan Raipur Cg-

  • Instant Personal Loan in Raipur offers flexible loan tenure from 1 year to 5 years.
  • Unsecured Personal Loan in Raipur does not require any security to keep with the financial institution.
  • You can avail Personal Loan Raipur Cg by submitting minimum documents and the loan gets processed very quickly.
  • The Personal Loan Finance Company in Raipur offers easy Personal Loan in Raipur to meet your financial needs.
  • If you have high repaying capacity with high CIBIL score and no burden of debt to repay, then there is a chance that you can avail low interest Personal Loan in Raipur.
  • Low cibil score Personal Loan in Raipur is charged a higher rate of interest.
  • You can avail Personal Loan in Raipur from Rs. 25,000 to Rs. 25 lakhs depending on the financial institution and your eligibility criteria.

Eligibility Criteria for Personal Loan in Raipur

To avail Personal Loan in Raipur at an attractive interest rate you need to fulfill the minimum eligibility criteria. You need to apply for Personal Loan in Raipur at a younger age as you will have a high repaying capacity. Also, you need to have a high CIBIL score of 750 or above and a good repaying capacity to fulfill Personal Loan in Raipur eligibility criteria.

Her are the common eligibility criteria for Personal Loan in Raipur-

Personal Loan in Raipur Eligibility Criteria

Salaried

Self-Employed

Age of the Applicant

21 – 60 years

25 – 65 years

Profession

Works in any Multi National Companies or private sectors, or any govt organization

Public or Private Ltd. companies, Business Professionals, sole proprietorship firms, partnership firms, etc.

Income

Min amount is Rs. 20,000

Min Turnover is Rs. 1 crore

Credit score

750 or above

750 or above

Loan Amount

Up to Rs. 25 lakhs (varies with the financial institutions)

Up to Rs. 30 lakhs (differs with variousbanks and NBFCs)

WorkExperience

Minimum 2 years of work experience and minimum 1 year in the present company/organization

Business Continuity for a minimum of 3 years

Documents required for Personal Loan in Raipur

Here are the list of required documents that you need to submit for Personal Loan in Raipur-

  • Duly filled form
  • Proof of ID- Ration Card, PAN Card, AADHAR Card.
  • Passport size photograph
  • Proof of Residence- Passport, Utility Bills like- Water or Gas, Electricity Bills, Driving License.
  • For Self-Employed

    • Verified papers of Sales Tax Certificate/Memorandum and Articles of AssociationTrade License/Partnership Deed
    • Copy of ITR details of past 3 years.
    • Audited Balance Sheet of the past 2 years and Copy of P&L statement a/c of last 2 years
  • For Salaried

    • Copy of Form 16.
    • Updated bank statement of last 6 months.
    • Last 3 months salary slip.

Personal Loan Interest Rates in Raipur of different Financial Institutions

When you are applying for Personal Loan Raipur Cg, you can easily compare Personal Loan Interest Rates in Raipur of different banks and NBFCs.

Banks

Loan Tenure

Interest Rates

Pre-Closure Charges

Processing Fees

SBI Personal Loan in Raipur

1-5 years

12.50%*-16.60%*

3% of the prepaid amount (after 1st EMI)

Up to 3% of the loan amount

Axis Bank Personal Loan in Raipur

1-5 years

15.50%*

NIL

Up to 2.00%

HDFC Bank Personal Loan in Raipur

1-5 years

10.99%*

Between 2% to 4% of the outstanding principal.

Up to 2.50%

YES Bank Personal Loan in Raipur

1-5 years

12.49%*

Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months : No charges.

2% or 3% of the principal

IDFC First Personal Loan in Raipur

1-5 years

10.99%*

4% of outstanding

2% – 4%

ICICI Bank Personal Loan in Raipur

1-5 years

11.49%*

5% of outstanding principal + GST

Rs. 999*

Aditya Birla Personal Loan in Raipur

1-5 years

11.75%*

4% of principal outstanding in 1st year, 3% in the 2nd year, and thereafter preclosure permitted after 6 months.

1% of principal.

Capital first Personal Loan in Raipur

1-5 years

16%

4% of outstanding

Up to 2.49% of the loan amount

Bajaj Finserv Personal Loan in Raipur

1-5 years

14.75%*

NIL

Up to 3%

TATA Capital Personal Loan in Raipur

1-6 years

13.99%*

4.5% of the outstanding principal. And NIL for the initial 6 months

Up to 2%

Fullerton India Loan in Raipur

1-5 years

17.25%*

4% of outstanding principal.

Up to 2%

Kotak Mahindra Bank Personal Loan in Raipur

1-5 years

11.50%*

5% of outstanding principal.

Up to 2.5%

Indiabulls Personal Loan in Raipur

1-5 years

11.99%*

5% if less than 6 months.

Up to 5%

IndusInd Bank Personal Loan in Raipur

1-5 years

12.99%*

4% of outstanding principal

0.25% to 2.50%

ECL Finance Personal Loan in Raipur

1-5 years

17.50%*

4% of principal amount outstanding+GST

Up to 2% of the loan amount

*Interest rates change time to time.

FAQ’s

Apart from the Personal Loan Interest Rates in Raipur, processing fees, pre-closure fees are charged by different banks and NBFCs.
If you have low CIBIL score, then your repaying capacity is not up to the mark. So, high-interest rate is charged for low cibil score Personal Loan in Raipur.
You need to maintain at least 750 or above CIBIL score to be eligible for Personal Loan in Raipur.
*Interest rate and Loan approval are subjected to band discretion and approval.