Personal Loan in Uttar Pradesh

Salaried Self-Employed

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Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs.75 Lakhs !

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Salary should be Minimum Rs.10,000!

Salary should be Maximum Rs.10 Crores !

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Minimum Turnover Should Be Rs. 3 Lakhs!

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

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Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

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Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

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Minimum Turnover Should Be Rs. 3Lakhs!

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Interest rate start 10.75% * Upto 40 Lacs
Loan Duration: 12 – 60 months*

4.5 /5(500 Votes)

Personal Loan in Uttar Pradesh

Overview of Personal Loan in Uttar Pradesh

Personal Loan in Uttar Pradesh offers monetary ease from your financial hardship. With the help of Personal Loan in Uttar Pradesh, you can meet almost all kinds of financial needs like- medical bills, business expansion, child’s education, house renovation and much more. Easy Personal Loan in Uttar Pradesh does not need any collateral or mortgage to keep with the bank. Unsecured Personal Loan in Uttar Pradesh requires very minimum paperwork with flexible loan tenure up to 5 years and easy EMI option. Many states of Uttar Pradesh also offers Personal Loan, such as- Personal Loan Agra Uttar Pradesh, Personal Loan Aligarh Uttar Pradesh, Personal Loan Meerut Uttar Pradesh, Personal Loan Lucknow Uttar Pradesh, Personal Loan Delhi Ghaziabad Uttar Pradesh, Personal Loan Mathura Uttar Pradesh and so on. You can easily avail Personal Loan in Uttar Pradesh at an attractive interest rate. But low cibil Personal Loan Ghaziabad Uttar Pradesh is charged a higher interest.

Why you should opt for Personal Loan in Uttar Pradesh?

Uttar Pradesh is a northern state in India which is very popular for the agriculture and service sector. The state is expanding its growth in various sectors like- hotel industry, travel, insurance, tourism, and finance industry. So, with the economic growth in Uttar Pradesh, the need for Personal Loan in Uttar Pradesh has also increased. You can also avail Personal Loan Mathura Uttar Pradesh, Personal Loan Delhi Ghaziabad Uttar Pradesh, Personal Loan Lucknow Uttar Pradesh, Personal Loan Meerut Uttar Pradesh, Personal Loan Aligarh Uttar Pradesh, Personal Loan Agra Uttar Pradesh to meet your needs. You can also apply Personal Loan Noida Uttar Pradesh without keeping any collateral. Using Urgent Personal Loan in Uttar Pradesh, you can obtain instant cash to overcome your monetary emergencies.

Following are some of the reasons as to why should you go for Personal Loan in Uttar Pradesh-

  • Low cibil score Personal Loan Ghaziabad Uttar Pradesh offers monetary support but at a higher interest rate.
  • With Instant Personal Loan in Uttar Pradesh, you need not have to specify the reason for the loan and can use as per your need.
  • Easy Personal Loan in Uttar Pradesh offers easy EMI facility within the tenure of 1 year to 5 years.
  • Online Personal Loan in Uttar Pradesh can be easily applied at your own flexible time and comfort.
  • Personal Loan in Uttar Pradesh is offered at an attractive interest rates with low processing fees and no hidden charges.
  • Personal Loan in Uttar Pradesh offers loan amount starting from Rs. 25,000 to Rs. 25 lakhs.

Eligibility Criteria for Personal Loan in Uttar Pradesh

To obtain low interest Personal Loan in Uttar Pradesh, you need to fulfill the minimum eligibility criteria. You need to apply for Personal Loan in Uttar Pradesh at an early age to have a high repaying capacity. Moreover, you need to have a minimum CIBIL score of 750 or above with a stable income source to apply for Personal Loan in Uttar Pradesh. Low cibil Personal Loan Ghaziabad Uttar Pradesh can also avail Personal Loan in Uttar Pradesh at a higher interest rate.

Here are the eligibility criteria for Personal Loan in Uttar Pradesh-

Personal Loan in Uttar Pradesh Eligibility Criteria

Salaried

Self-Employed

Income

Min amount. Rs. 20,000

Min Turnover- Rs. 1 crore

Age

21 years to 60 years

25 years to 65 years

CIBIL score

750 or above

750 or above

Profession

Working in any govt organization, private sectors or MNCs.

Sole proprietorship firms, Public or Private Ltd. companies, Business Professionals, partnership firms, etc.

WorkExperience

Minimum 2 years with at least 1 year in the present organization

Continuity of Business for a minimum of 3 years

Loan Amount

Up to Rs. 25 lakhs (varies)

Up to Rs. 30 lakhs (varies)

Documents required for Personal Loan in Uttar Pradesh

For Personal Loan in Uttar Pradesh, you need to submit very minimum documents which are as follows-

  • Application form
  • Proof of ID- AADHAR Card, PAN Card, Ration Card.
  • Passport size photograph
  • Proof of Residence- Driving License, Utility Bills like- Water or Electricity, Gas Bills, Passport.
  • For Self-Employed

    • Balance Sheet (audited) as well as Copy of P&L statement of last 2 years
    • Verified testimonials of Partnership Deed/Memorandum and Articles of Association/Trade License/Sales Tax Certificate
    • Copy of ITR of last 36 months.
  • For Salaried

    • Last 3 months of salary slip.
    • Last 6 months updated bank statement.
    • Form 16 copy.

Personal Loan Interest Rates in Uttar Pradesh of different Financial Institutions

You can easily compare Personal Loan Interest Rates in Uttar Pradesh of different banks and NBFCs-

Banks

Loan Tenure

Interest Rates

Pre-Closure Charges

Processing Fees

Axis Bank Personal Loan in Uttar Pradesh

1-5 years

15.50%*

NIL

Up to 2.00%

YES Bank Personal Loan in Uttar Pradesh

1-5 years

12.49%*

Within 12 to 24 months: 4% Within 24 to 36months: 3% Within 36 to 48 months: 2% After 48 months : No charges.

2% or 3% of the principal

ICICI Bank Personal Loan in Uttar Pradesh

1-5 years

11.49%*

5% of outstanding principal + GST

Rs. 999*

Aditya Birla Personal Loan in Uttar Pradesh

1-5 years

11.75%*

4% of principal outstanding in 1st year, 3% in the 2nd year, and thereafter preclosure permitted after 6 months.

1% of principal.

TATA Capital Personal Loan in Uttar Pradesh

1-6 years

13.99%*

4.5% of the outstanding principal. And NIL for the initial 6 months

Up to 2%

Kotak Mahindra Bank Personal Loan in Uttar Pradesh

1-5 years

11.50%*

5% of outstanding principal.

Up to 2.5%

Bajaj Finserv Personal Loan in Uttar Pradesh

1-5 years

14.75%*

NIL

Up to 3%

HDFC Bank Personal Loan in Uttar Pradesh

1-5 years

10.99%*

Between 2% to 4% of the outstanding principal.

Up to 2.50%

IndusInd Bank Personal Loan in Uttar Pradesh

1-5 years

12.99%*

4% of outstanding principal

0.25% to 2.50%

IDFC First Personal Loan in Uttar Pradesh

1-5 years

10.99%*

4% of outstanding

2% – 4%

Capital first Personal Loan in Uttar Pradesh

1-5 years

16%

4% of outstanding

Up to 2.49% of the loan amount

Fullerton India Loan in Uttar Pradesh

1-5 years

17.25%*

4% of outstanding principal.

Up to 2%

SBI Personal Loan in Uttar Pradesh

1-5 years

12.50%*-16.60%*

3% of the prepaid amount (after 1st EMI)

Up to 3% of the loan amount

Indiabulls Personal Loan in Uttar Pradesh

1-5 years

11.99%*

5% if less than 6 months.

Up to 5%

ECL Finance Personal Loan in Uttar Pradesh

1-5 years

17.50%*

4% of principal amount outstanding+GST

Up to 2% of the loan amount

*Interest rates change time to time.

FAQ’s

A minimum CIBIl score of 750 or above is required to apply for Personal Loan in Uttar Pradesh.
The minimum interest rate that is charged for Personal Loan in Uttar Pradesh is 10.99%*.
Applicants with low cibil score can apply for Personal Loan in Uttar Pradesh but they will be charged a higher interest rate.
*Interest rate and Loan approval are subjected to band discretion and approval.