Yes Premia Credit Card is an amazing lifestyle credit
card offered by Yes Bank. Yes Premia Credit Card offers so many features & benefits;
also you can join the Yes Bank Premia Credit Card Rewards program easily, where
you can earn Yes Bank Premia Credit Card rewards points. Your Yes Premia Credit
Card limit will be set as per your Yes Premia Credit Card eligibility, so if
you have Yes Premia Credit Card higher Yes Premia Credit Card eligibility, your
Yes Premia Credit Card limit will be high, but in case if you have lower Yes
Premia Credit Card eligibility your Yes Premia Credit Card limit will be low. Yes
Premia Credit Card Features are amazing and so beneficial to its customers.
Key
highlights of Yes Premia Credit Card
- Get the complimentary priority pass membership which will give you 2 free visits outside India in a calendar year (valid for primary Card Holder)
- Under the Mastercard lounge program, enjoy 2 domestic airport lounge access, per quarter across 25+ lounges in India.
- Get the reward points on dining spend, supermarket purchases, and grocery purchases. Yes Bank Credit Cards provide amazing offers and benefits and rewards point to its customer.
- Get Yes Premia Credit Card offers and enjoy 25% on movie tickets booked via BookMyShow.
Yes
Premia Credit Card fees & charges
|
Type of fee
|
Amount
|
|
Joining fees
|
NIL
|
|
Annual fee
|
NIL
|
|
Finance charges
| For YES Bank salary and savings account holders: 2.99% per month and 35.88% per annum. For Non-YES Bank cardholders: 3.22% per month and 38.64% annually. |
|
Cash advance charges
|
2.5% of the advance amount
|
|
Over limit charges
|
2.5% of Over Limit Amount or Rs.500
(Whichever is higher)
|
|
Add-on card fee
|
Nil up to 3 cards
|
|
Late payment fees
|
Outstanding balance up to Rs.100- Nil From
Rs.101 to Rs.500- Rs.100 From Rs.501to Rs.5,000- Rs.400 From Rs.5,001 to
Rs.20,000- Rs.500 Above Rs.20,000- Rs.700
|
|
Returned cheque
|
Rs.350
|
|
Foreign currency mark-up charge
|
2.50% on the transaction amount
|
|
Duplicate statement request
|
Rs.100 per statement
|
|
Re-issue of lost or stolen card
|
Rs.100
|
Yes
Premia Credit Card Eligibility Criteria
|
Age
| Applicant should be in the age group of 25to 65 years. |
|
Income
Regularity
| He/ She must have a regular income source either he/ she should have a business or he/ she must be a salaried person. |
|
Income
|
He/
she must have a minimum salary of 15,000
|
|
Credit
History
| His/ Her credit history must be fair because if there is any kind of settlement his/ her application can get canceled. The Credit score must be in the number group of 650-950. |
|
Nationality
| He/ She either should be a resident Indian or Nonresident Indian. |
Yes
Premia Credit Card Documents required
- ID Proof
- Address Proof
- Income Proof (For Self-employed)
- Business Continuity Proof
- Balance Sheet or Audited Profit and Loss
Statement
- Statement of recent ITR (Income Tax Returns)
- Income Proof (For Salaried)
