Loan on HDFC Credit Card is an excellent choice when you opt for a large purchase with longer repayment facility. The loan against credit card HDFC is a pre-approved loan with no documentation requirement. After you applied for Credit Card Loan HDFC, the loan amount is disbursed instantly to your a/c. You can ask for the demand draft for the funds after credit card loan HDFC apply. Using the SmartEMI scheme, you can easily convert your card dues into easy EMI as Smart Loan on HDFC Credit Card. You get to enjoy HDFC Credit Card Loan interest rate at an affordable range.
Types of Loan on HDFC Credit Card
Based on your requirement, you can enjoy different types of Loan on HDFC Credit Card. Following are the different types of Loan against Credit Card HDFC offered-
- Insta Jumbo Loan- Under this loan, you will enjoy HDFC Credit Card Loan interest rate at a competitive range with easy EMIs. Also, you repay Insta Jumbo Loan on HDFC Credit Card within flexible tenure. Moreover, you can avail a loan amount more than the credit card limit. As because Jumbo Loan on HDFC Credit Card has its own statement and account.
- InstaLoan- You can easily receive the loan amount instantly to your account. InstaLoan is a pre-approved Loan on HDFC Credit Card with flexible repayment tenure. This particular loan against credit card HDFC bank must be within the credit card limit. Also, the EMI amount to repay Loan on HDFC Credit Card is included in your monthly statement.
- SmartEMI- Just convert your credit card purchase into a Smart Loan on HDFC Credit Card. With easy EMI over your preferred tenure, HDFC Credit Card Loan interest rate is charged at an attractive range. No documentation with a superfast loan is availed for Credit Card Loan HDFC.
- Balance Transfer on EMI- For non-HDFC credit card holders, you can balance transfer your dues to credit card loan HDFC. You can easily payback the due with easy EMI facility.
Features & Benefits for Loan on HDFC Credit Card
- HDFC Credit Card Loan interest rate is quite attractive and is pocket-friendly.
- The Loan on HDFC Credit Card is a pre-approved loan. So, there is no need for submitting any documents.
- You can convert the credit card outstanding dues into EMI in the form of Smart Loan. So, the repayment for Loan against Credit Card HDFC is very user-friendly.
- You can easily select the repayment tenure of Loan on HDFC Credit Card which suits you the best.
- Based on your loan type, loan availability over or within the credit card limit is decided.
- If your card has active netbanking facility, then only you can apply for Loan on HDFC Credit Card.
- The EMI amount for credit card loan HDFC is billed in your monthly credit card statement. So, you need to pay within the due date.
- A certain amount of processing fee is charged for Loan against Credit Card HDFC. For SmartEMI, 1% of the loan amount is charged. For Jumbo Loan & InstaLoan, Rs. 500 is charged.
