Details of IDBI Personal Loan

Apply Personal Loan Online

Upto 40 Lacs* @ 10.99%* P.A

Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

Please Enter Your Company Name

Please Enter Valid Company Name

Please Enter PAN Card No

Please Enter Valid PAN Detail

Proceed

Please Enter Your Name !

Please Enter Valid Name !

Name Must Contain Only Alphabets !

Please Enter Your Email Id

Please Enter Valid Email Id

Please Enter Your Mobile No.

Please Enter Valid Mobile No.

Invalid Mobile No.

Please Enter Your City Name

Please Enter Valid City Name

I have read and agree to the Terms of Use. By clicking on 'Proceed' I authorise FreEMI and its representative to call me or SMS me overriding my registry on DNC/NDNC. [/acceptance]

IDBI Personal Loan is a great solution to your financial problem. The IDBI Personal Loan Interest Rate is very low. You even can calculate your IDBI Personal Loan EMI through IDBI Personal Loan EMI Calculator. You can easily opt for IDBI Personal Loan Apply Online and by doing this you also can check your IDBI Personal Loan Eligibility. After your IDBI Personal Loan Login has been done you also can check your IDBI Personal Loan Status, you also can call IDBI Personal Loan Customer Care Number as they are very helpful. IDBI Personal Loan Interest Rate starts from 12.55%. Your IDBI Personal Loan amount depends on your IDBI Personal Loan Eligibility, so if you have higher IDBI Personal Loan Eligibility your loan amount will be higher. IDBI Personal Loan repayment tenure is so flexible which is from one to five years.

IDBI Personal Loan Details

Particulars Details
Interest Rates 12.55% onwards
Max. Loan 10 Lakh
Processing Fees 1.00% + ST
Repayment Up to 60 months
Min. Loan 25000
Min. Income 180000/-
Prepayment / foreclosure charges 2.00%
Guarantor Not required
Pre-Closure Charge 2.00%+ Tax (after six months it will be NIL)

Features & Benefits of IDBI Personal Loan

  • IDBI Personal Loan offers loan amount up to Rs. 10 lacs
  • IDBI Personal Loan Interest rate starts from 12.55% and it is lower than most of the lenders.
  •  If you have provided the right documents and if you have met all the IDBI Personal Loan Eligibility criteria your loan will be in your account within 3 to 4 days.
  • You can easily do IDBI Personal Loan Apply Online so you can easily track your IDBI Personal Loan Status also you can check your IDBI Personal Loan Eligibility and EMI amount through IDBI Personal Loan EMI calculator.
  • IDBI Personal Loan Fees and charges are very low.
  • IDBI Personal Loan doesn’t need any collateral or guarantor to approve the loan.
  • Both salaried and self-employed can avail IDBI Personal Loan.
  • IDBI Personal Loan Customer Care number is so helpful if you are facing any problem with your IDBI Personal Loan feel free to call on the IDBI Personal Loan customer care number.

IDBI Personal Loan Eligibility

If you are someone who is opting for IDBI Personal Loan you should know the IDBI Personal Loan Eligibility Criteria

  • He/ She must be salaried or self-employed.
  • The monthly income should be at least Rs. 35,000.
  • The age applicant should be in between 25 to 60 years.
  • The applicant should have worked at least for six months on the current organization.
  • The total work experience of the applicant for IDBI Personal Loan should be at least for two years.
  • minimum CIBIL Score for IDBI Personal Loan should be at least 600
  • KYC DOCUMENTS
    • Pan Card
    • Adhaar Card
    • Voter’s ID
    • 3 Passport  Size Photo
    • Proof of residency(electric bill)
    • A canceled cheque.
  • INCOME DOCUMENTS:
    • Salaried: Last 3 years of PAYSLIPS, 6 months’ salary account bank statement.
    • Installments applicant is currently paying, all the numbers of credit cards and credit limit applicant has.
  • PROOF OF EMPLOYMENT:
    •  Salaried: Form 16 or appointment letter of 2 years earlier.
    • Latest salaried slip.

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

Proceed

Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

Proceed
Back

Please Enter Your Company Name

Please Enter Valid Company Name

Please Enter Your City Name

Please Enter Valid City Name

Proceed
Back

Please Enter PAN Card No

Please Enter Valid PAN Detail

Proceed
Back

Please Enter Your Name !

Please Enter Valid Name !

Name Must Contain Only Alphabets !

Please Enter Your Email Id

Please Enter Valid Email Id

Please Enter Your Mobile No.

Please Enter Valid Mobile No.

Invalid Mobile No.

Please Accept Terms of Use !

Back

Top