Home Loan Balance Transfer to HDFC Bank

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Upto 40 Lacs* @ 10.99%* P.A

Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

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Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

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Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

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Many of you avail home loan to buy a new house or renovate the existing one. But if you are caught in a situation where you need to pay high EMI and is hurting your savings, then you can opt for home loan balance transfer to HDFC Bank. 

Using home loan balance transfer to HDFC Bank, you can transfer your existing home loan outstanding amount from the current bank to HDFC Bank. You will be benefitted with lower interest rate, easy EMI payments and more savings when you opt for home loan balance transfer to HDFC Bank.

Features of Home Loan Balance Transfer to HDFC Bank

Here are the features of home loan balance transfer to HDFC Bank-

  • The attractive interest rate is offered on home loan balance transfer to HDFC Bank.
  • Minimum paperwork is needed for HDFC home loan balance transfer.
  • No hidden charges are involved for the home loan balance transfer to HDFC Bank.
  • HDFC home loan balance transfer offers customized repayment options.
  • Along with home loan balance transfer to HDFC Bank, you can get top up loan up to Rs. 50 lakhs.
  • Lower EMI payments for home loan balance transfer to HDFC Bank.

Eligibility for Home Loan Balance Transfer To HDFC Bank

Following are the eligibility criteria for a home loan balance transfer to HDFC Bank-

  • Age– 21 to 60 years
  • Employment– Salaried or Self-employed individual.
  • Employment Status– Minimum of 2 years of overall experience
  • Credit Score– 750 or above

Documents required for Home Loan Balance Transfer to HDFC Bank

  • KYC Documents- Voter Card, Passport, Driving License, PAN Card, AADHAR Card
  • Income Proof- FORM 16, Pay slip of last 3 months, Copy of IT Return, Bank statements of last 6 months
  • Residential Proof- Rent Agreement, Passport, Last 3 month utility bills like Water, Gas or Electricity bill.
  • Latest outstanding balance letter from the current bank on their letterhead.
  • A letter confirming the property documents with the current bank.
  • Xerox copy of property documents and also proof of own contribution.

HDFC Home Loan Balance Transfer Interest Rates

Following table shows home loan balance transfer to HDFC Bank for Salaried Individuals-

Loan Slab for Salaried Individual

Interest Rate

For Women (up to Rs. 75 lakhs)

8.35% to 8.85%

For Women (more than Rs. 75 lakhs)

8.40% to 8.90%

For Men (up to Rs. 75 lakhs)

8.40% to 8.90%

For Men (more than Rs. 75 lakhs)

8.45% to 8.95%

 

The below-mentioned table shows home loan balance transfer to HDFC Bank for Self-employed Individuals-

 

Loan Slab for Self-employed Individual

Interest Rate

For Women (up to Rs. 75 lakhs)

8.45% to 8.95%

For Women (more than Rs. 75 lakhs)

8.50% to 9%

For Men (up to Rs. 75 lakhs)

8.55% to 9.05%

For Men (more than Rs. 75 lakhs)

8.60% to 9.10%

 

HDFC Bank charges 0.50% to 1.50% of processing fees for home loan balance transfer.

Benefits of Home Loan Balance Transfer To Hdfc Bank

  • Home loan balance transfer to HDFC Bank offers various offers and discounts.
  • Pre-closure charges, processing fees and nominal charges are involved in home loan balance transfer to HDFC Bank.
  • Low EMI helps in saving more money which you can use for another important purpose.
  • The lower interest rate on the home loan balance transfer to HDFC Bank.
  • Flexible loan repayment option is offered for a home loan balance transfer to HDFC Bank.
  • HDFC Bank offers home loan balance transfer a lower interest rate for women applicants.

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

Proceed

Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

Proceed
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Please Enter Your Company Name

Please Enter Valid Company Name

Please Enter Your City Name

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