Indiabulls Home Loan Eligibility

Home Loan

Home Loan is a secured loan offered by Indiabulls, which involves hassle free process and quick loan approvals.

Indiabulls Home Loan helps an individual to make the dream of buying his own house a reality.

Indiabulls help its customers to find a suitable property, checking the property approvals, estimating the EMI for the loan and also tenure of the loan.


Features of Indiabulls Home Loan


  1. Quick loan approval process and easy disbursal of the home loan.
  2. It enables online account management of loan.
  3. NRI customers can also avail this loan facility.
  4. This home is also feasible for builder’s under-construction and ready properties.
  5. With the help of property search services, you can search a home or flat quite easily.
  6. The facility of Balance Transfer with reduced interest rates is enabled.


Eligibility Criteria


  • The applicant must be an Indian resident.
  • Age- Minimum and Maximum age limit of the applicant must be 21 years and 60 years(at the time of loan maturity) respectively.
  • Income- Minimum income of the applicant must be Rs. 15000.
  • CIBIL score- Minimum CIBIL score must be 650.
  • FOIR- Minimum FOIR requirement is 0.65.


Documents Required


  • Duly filled loan application form.
  • Income proof- AADAHR card, PAN card, Passport.
  • Proof of Residence- Any utility bills like Electricity bill, Gas bill, Driving License.
  • Bank Statement for last 6 months.
  • For a Salaried individual, salary slip for last 6 months and copy of Form 16.
  • For a Self-employed individual, copy of ITRs with financial statement.
  • Valid property documents.


Rate of Interest



Indiabulls Home Loans

Amount of Loan

Minimum-Rs. 15 lakhs

Maximum-Rs. 5 crore

Rate of Interest (Fixed)

9.25% – 11.20%

Rate of Interest (Floating)

General Applicant 8.75% – 11%

Women Applicant 8.70%- 10.95%

Loan Tenure

Minimum- 1 year

Maximum- 30 years

Pre-closure charges



This is the Indiabulls Home Loan Variable interest rates-


Loan Amount

Variable Rate of Interest (%)

More than Rs.300 lakhs

8.85 % – 10.75%

More than Rs. 75 lakhs- Up to Rs. 300 lakhs

8.75 % – 10.60%

Up to Rs. 75 lakhs

8.50 % – 9.85%

ROI to be 0.05% higher, if property is not owned/co-owned by women applicant


Approval and Disbursal


After the verification of the loan documents, approval and disbursement of the loan take place very quickly.

Apply Personal Loan Online at Lowest Interest Rate Upto Rs. 40 Lacs

*Salary account or relational bank
Terms of Use
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Loan Duration: 12 - 60 months*   T&C Apply*