Key Benefits of Bank of India Home Loan

Apply Personal Loan Online

Upto 40 Lacs* @ 10.99%* P.A

Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

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Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

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Bank of India home loan offers its customer the lowest interest rate. Bank of India home loan interest rate is lower than other banks and NBFCs. You can easily avail Bank of India home loan online Apply and can opt for a housing loan easily. Once you meet the Bank of India home loan Eligibility, and if your all documents are fine your fund will be in your account within 2 or 3 days. Even Bank of India home loan documentation is so minimal. You can go for Bank of India home loan online apply for house renovation, purchasing a house, home extension and etc. The Bank of India home loan Interest Rate changes as per your Bank of India home loan Eligibility. Women can avail special Bank of India home loan Interest Rate and that rate is very low.

Bank of India home loan Benefits

  • If you have a good loan repayment history which means if you have high CIBIL score, you will get lower Bank of India home loan Interest Rate, as your Bank of India home loan Eligibility will be higher.
  • You can borrow up to Rs. 2cr. from BOI Home Loan, your Bank of India home loan Interest Rate will also change with your BOI Loan amount.
  • You can do Bank of India home loan online apply and can avail loan tenure up to 30 years.
  • If you are availing Bank of India home loan you must know that you don’t need much Bank of India home loan Documents to avail this loan.
  • If you meet the Bank of India home loan Eligibility and provides correct documents your BOI home loan will be approved very fast.
  • Bank of India home loan is for everyone salaried, non-salaried, salaried professionals, NRIs, HUFs, PIOs, partnership firms, proprietorship firms, and companies but you must fulfill the Bank of India home loan Eligibility criteria.
  • If you want to transfer your other home loan from another bank to BOI you can easily do that and you also can get the Bank of India home loan Interest Rate which is very low.

Bank of India Home Loan Interest Rates

interest Rate8.70% onwards
Processing Charges@0.25% of loan amount Min.Rs.1,000/- and Max. Rs.20,000/-*
Loan TenureUp to 25 years
Lowest EMI783 per Lakh
Loan AmountRs. 10 crores
Cheque Bounce ChargesRs.1000 per instance
Post Dated Cheque Swap ChargesNIL
Prepayment or Foreclosure ChargesNil if floating, upto 2% for fixed rate

Bank of India Home Loan Documents specific for Salaried/Self-Employed/Senior Citizen

SalariedSelf-EmployedSenior Citizen
Loan form– Fill loan application form with affix passport size photo.Loan form-Fill loan application form with affix passport size photo.Loan form-Fill loan application form with affix passport size photo.
Address proof– Passport, Registered Agreement of Rent, Any kind of bill up to 3 months (electricity or gas), Leave and License.Address proof– Any kind of utility bill (gas or electricity bill), License.Address proof- Registered Agreement of Rent, Any kind of bill up to 3 months (electricity or gas), Leave and License.
Identity proof- AADHAR card, PAN card, Driving License, Passport.Identity proof– AADHAR card, PAN card, Driving License, Passport.Identity proof– AADHAR card, PAN card, Driving License, Passport.
Income proof-2 years FORM 16, 3 months’ salary slip, Income Tax Report.Income proof– Balance Sheet, Profit & Loss A/C, Report Of Audit, Latest 3 year’s Income Tax return.Income proof– Bank Statement or Pension record.
Bank Statement- for 6 months.Bank Statement– for last 1 year.Bank Statement
 Office address and ownership proof– Maintenance bill, any kind of Utility Bill, Documents of PropertyAge proof– AADHAR card, PAN card, Passport.
 Business Existence proof– License of the company registration, SARAL copy for last 3 years. 

Enter Loan amount!

Minimum Loan amount is Rs.15,000 !

Maximum Loan amount is Rs. 75 Lakhs!

Proceed

Enter Your Monthly Salary!

Salary should be Minimum Rs.15,000!

Salary should be Maximum Rs.10 Crore!

Enter Your Turnover!

Minimum Turnover Should Be Rs. 3Lakhs!

Your Turnover Limit Exceeded!

Proceed
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Please Enter Valid Company Name

Please Enter Your City Name

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