Key points you need to know about SimplySAVE SBI Credit Card

Enter Your Net Monthly Income!

Minimum Monthly Income Should Be Rs.10,000!

Maximum Monthly Income Limit is Rs. 75 Lakhs!

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SimplySAVE SBI Card is one of the most popular credit cards of SBI. You can avail a lot of SimplySAVE SBI Credit Card benefits and features in SimplySAVE SBI Card. SimplySAVE SBI Card Limit is set as per your SimplySAVE SBI Card Eligibility. After you opted for SimplySAVE SBI Card Apply online you can track your application status through SimplySAVE SBI Card Login. SimplySAVE SBI Card rewards program is amazing and it with this you can avail amazing SimplySAVE SBI Card Features and benefits.

SimplySAVE SBI Card Features

  • Get the SimplySAVE SBI Card welcome gift of Rs. 100 cashback on your first ATM withdrawal, you only can avail this SimplySAVE SBI Card Benefit if you do the transaction within 30 days of receiving SimplySAVE SBI Card.
  • Earn 2000 bonus SimplySAVE SBI Credit Card reward points on the spending of Rs. 2000 and above on the card within 60 days of the issuance date.
  • Get 1 SimplySAVE SBI Card reward point on spend of every Rs. 100 on the card.
  • Earn 10 SimplySAVE SBI Card reward points on spend of every Rs. 100 on dining, movies, departmental stores, and grocery spends.
  • Avail the facility of using SimplySAVE SBI Card Reward points to pay off the SimplySAVE SBI Card bill, also you can redeem your SimplySAVE SBI Card reward points against a variety of gifts from different brands.
  • Get the SimplySAVE SBI Card Annual fee back on the spending of Rs. 90,000 or more in a year.
  • Get the benefit of a fuel surcharge waiver 1% on transaction Rs. 500 to Rs. 3000.

SimplySAVE SBI Card Fees & Charges

ParticularFees
Annual FeeRs 499
Renewal FeeRs 499, reversed if annual spends for last year exceeds Rs 90,000
Interest-Free Credit Period20-50 days applicable only on retail purchases and if previous months’ outstanding balance is paid
Extended Credit ChargesUp to 3.35% per month, accounting to 40.2% per annum from the transaction
Extended Credit Minimum Amount Due5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)
Cash Advance limitUp to 80% of credit limit, with a maximum of Rs. 12,000 per day
Cash Advance ChargesUp to 3.35% per month, accounting to 40.2% per annum from the date of withdrawal
Cash Advance Fee SBI or Other Domestic ATMs2.5% of transaction amount, subject to a minimum of Rs. 300
Cash Advance fee International ATMs3% of transaction amount, subject to a minimum of Rs. 300
Overlimit Charges2.5% of overlimit amount subject to a minimum of Rs. 500
 Late Payment FeeNil for total amount due from Rs. 0 to Rs. 200
 Late Payment FeeRs. 100 for total amount due greater than Rs. 200 and up to Rs. 500
 Late Payment FeeRs. 400 for total amount due greater than Rs. 500 and up to Rs. 1,000
 Late Payment FeeRs. 500 for total amount due greater than Rs. 1,000 and up to Rs. 10,000
 Late Payment Fee Rs. 750 for total amount due greater than Rs. 10,000

SimplySAVE SBI Card Eligibility

AgeApplicant should be in the age group of 25to 65 years.
Income RegularityHe/ She must have a regular income source either he/ she should have a business or he/ she must be a salaried person.
IncomeHe/ she must have a minimum salary of 15,000
Credit HistoryHis/ Her credit history must be fair because if there is any kind of settlement his/ her application can get canceled. The Credit score must be in the number group of 650-950.
NationalityHe/ She either should be a resident Indian or Nonresident Indian.

Documents required for SimplySAVE SBI Card

  • ID Proof
    • PAN card
    • Aadhar card
    • Voter ID card
    • Driving License
  • Address Proof
    • Rental Agreement
    • Electricity Bill
    • Telephone Bill
    • Passport
  • Income Proof (For Self-employed)
    • Business Continuity Proof
    • Balance Sheet or Audited Profit and Loss Statement
    • Statement of recent ITR (Income Tax Returns)
  • Income Proof (For Salaried)
    • Appointment letter
    • Recent Salary slip/s
    • Salary Certificate

Enter Your Net Monthly Income!

Minimum Monthly Income Should Be Rs.10,000!

Maximum Monthly Income Limit is Rs. 75 Lakhs!

Proceed

Please Enter Your Company Name

Please Enter Valid Company Name

Please Enter Your City Name

Please Enter Valid City Name

Proceed
Back

Please Enter Your Name !

Please Enter Valid Name !

Name Must Contain Only Alphabets !

Please Enter Your Email Id

Please Enter Valid Email Id

Please Enter Your Mobile No.

Please Enter Valid Mobile No.

Invalid Mobile No.

Please Accept Terms of Use !

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