Top 5 Credit Card Providers in India

Credit Card

Credit Card is one of the most favored financial product in today’s world. Using credit card, helps in transactions and online payments without any hassles. You do not have to carry any liquid cash in your wallet. Just carry the credit card. 

A credit card is a plastic card which is issued by banking institutions. A credit limit is set on the card which is your purchasing limit. Credit card not only offers cashless transactions but also provide reward points, cashbacks and attractive discounts. 

There are a variety of credit card providers in India who aims to provide the most user friendly card to satisfy the requirements of the customers. Here are the top 5 credit card providers in India-

SimplySAVE SBI Credit Card


  • Joining Fee- Rs. 499
  • Annual Fee- Rs. 499
  • Ist year Fee- Rs. 499


  • On the spent of Rs. 2000 in the first 60 days of the card issuance, you can earn bonus reward points of 2000.
  • On shopping, movies, dining bills, get reward points of 10X
  • Get waive of fuel surcharge of 1%.

ICICI Bank Coral Contactless Credit Card


  • Annual Fee- Rs. 500+GST from the 2nd year (If spent more than Rs. 1,50,000 in the previous year, it is waived off)
  • Joining Fee- Rs. 500+GST


  • On spent of Rs. 2 lakh with this card, earn 2000 PAYBACK points. And in an anniversary year, if you spent more than Rs. 1 lakh, enjoy 1000 PAYBACK points.
  • On spent of Rs. 100 excluding the fuel purchase, earn 2 PAYBACK points. 

HDFC MoneyBack Credit Card 


  • Membership Fee for the 1st year- Rs. 500+tax
  • Fee for membership renewal- Rs. 500


  • Redeem 100 reward points which is equal to Rs. 20 as cashback on the credit card.
  • With atleast 4 transaction using this card will help you get free burglary and fire protection for the goods above Rs. 5000 for the next 180 days.

IndusInd Bank Platinum Aura Credit Card


  • Joining Fees- Nil
  • Annual Fees- Rs. 5999


  • Enjoy discount of 20% on dining bills in any cities throughout Indis.
  • Enjoy accesss to 600 airport lounges
  • On spent of Rs. 100, enjoy 4 reward points. Also, save up to Rs. 1500 per month.

Axis Bank Neo Credit Card


  • Joining Fee- Rs. 250 (if spent Rs. 2500 in the nest 45 days)
  • Annual Fee- Rs. 250


  • Enjoy discount of 10% on recharges, movie tickets and online shopping.
  • Enjoy at least 15% discount on dining bills at any partner restaurants.
  • Within the card issuance of 30 days on your fistr spend, enjoy gift voucher of Amazon worth of Rs. 250.

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