Bajaj Finserv is one of the popular non-banking financial company focusing on financial services like wealth management, asset protection, lending asset management, family protection, and insurance. Bajaj Finserv was demerged from Bajaj Auto Ltd. in April 2007, to protect the interest of Bajaj Group’s in terms of financial services. Bajaj Finserv is spread at 1409 locations all over India with an employment capacity of 20154 employees. Bajaj Finserv offers various financial products and services to benefit the customers.
Following are some of the financial products offered by Bajaj Finserv-
Bajaj Finserv Credit Card
Bajaj Finserv Credit Card that is customized to meet the needs of the customers with easy transaction option. To meet the daily needs of the customers and to maintain a modern lifestyle, Bajaj Finserv has collaborated with RBL Bank to facilitate with Bajaj Finserv RBL Bank Super Card. This particular credit card acts as 1 card with the power of 4 credit cards.
Bajaj Finserv Personal Loan
Bajaj Finserv Personal Loan do not take any collateral and offers loan up to Rs. 25 lakhs with easy documentation, competitive interest rates, and disbursal. The loan repayment tenure ranges from 12 to 60 months with easy EMI option. Bajaj Finserv also offers flexi personal loan and fastest disbursal of loan within 24 hours of loan approval.
Bajaj Finserv Business Loan
Bajaj Finserv Business Loan benefit the small business with their expansion, upgrading of technologies up to Rs. 30 lakhs with no mortgage for a period of 5 years at attractive interest rates. Also, pre-approved offers for an instant loan and flexi loan options are offered by Bajaj Finserv.
Bajaj Finserv Home Loan
With Bajaj Finserv Home Loan, you can renovate or buy a new house. Loan amount up to Rs. 15 crores at 9.85%* for a period of 25 to 30 years can be availed from Bajaj Finserv Home Loan. Moreover, for part or full prepayment of loan, no extra amount is charged.
Bajaj Finserv EMI Card
Bajaj Finserv EMI Card helps you to purchase any expensive products with easy monthly installments. You get instant loan approval and can select your loan repayment tenure and can easily access your transaction using Bajaj Finserv EMI Card. Also, Gold and Titanium EMI card are offered by Bajaj Finserv to meet the varying needs.
Bajaj Finserv Health & Car Insurance
Bajaj Finserv Health Insurance insures the customers against illness and unexpected medical expenses by paying a premium amount. Also, you can insure your family and can save your tax. Bajaj Finserv Car Insurance protects your vehicles against any accident, theft, loss or damage against your premium payment. You can insure for third party liability and also for your own vehicle.
Bajaj Finserv Fixed Deposits
Bajaj Finserv facilitates with Fixed Deposits to save and grow your money with tenure ranging from 12 to 60 months. Bajaj Finserv Term Deposit are of two types- Non-cumulative and Cumulative interest payout.
Bajaj Finserv Loan Against Property
To meet any of your financial needs, both salaried and self-employed individuals can go for Bajaj Finserv Loan Against Property up to 18 to 20 years. You can avail Bajaj Finserv Loan Against Property for residential property and plot, mortgage or even commercial property.
Bajaj Finserv Gold Loan
Bajaj Finserv offers Gold Loan to overcome any financial constraint. For loan against gold, Bajaj Finserv offers loan up to Rs. 10 lakhs with flexible tenure up to 240 months with no extra charge for foreclosure and part-prepayment option. The gold jewelry for Bajaj Finserv Gold Loan is kept very safe and secure.
Bajaj Finserv Other Products
Apart from the above mentioned financial products, Bajaj Finserv offers some other products to benefit the customers namely- loans for engineers, chartered accountant, insta credit, loan against shares, fixed deposits, mutual funds, home insurance, child & retirement plan, investment & savings plan and much more.