Industrial Credit and Investment Corporation of India commonly known as ICICI Bank is a renowned financial and banking company with its headquarter in Mumbai founded on 5th January 1994. ICICI Bank offer its customers with a variety of customized banking products in different fields of asset management, investment banking, venture capital, and non-life insurance.
The ICICI Bank holds total consolidated assets of worth Rs. 11,242.81 billion with a nationwide network of 14,367 ATMs and 4,874 branches. ICICI Bank benefit its customers with a wide range of customized products and services that are explained below-
ICICI Bank Personal Loan
ICICI Bank Personal Loan is an unsecured loan which you can use for n number of reasons without any mortgage. ICICI Bank offers personal loan at an attractive interest rate with simple documentation and flexible loan tenure up to 5 years. The repayment of ICICI Bank Personal Loan is through Equated Monthly Instalment (EMI) which is very easy and hassle-free.
ICICI Bank Home Loan
To fulfill the dream of your own house can be easily carried out using ICICI Bank Home Loan. With easy documentation and competitive interest rate, ICICI Bank Home Loan is offered to both self-employed and salaried individuals. For the existing customers of ICICI Bank, pre-approved home loans. Moreover, ICICI Bank offers the top-up home loan based on the ongoing home loan with ICICI Bank and also home loan balance transfer.
ICICI Bank Business Loan
ICICI Bank Business Loan provides financial aid to small and medium enterprises (SME) and other businesses to expand and grow. Different types of business financing are offered by the ICICI Bank like- instant overdraft, working capital loan and unsecured term loans. ICICI Bank Business Loan is offered at an attractive interest rate with a loan repayment tenure up to 60 months with simple paperwork. Some of the customized business products offered by ICICI Bank are- loans without financials, collateral-free loans and so much more.
ICICI Bank Credit Card
ICICI Bank Credit Card helps you with online transaction going cashless for your purchases. Different types of ICICI Bank Credit Cards are available to meet the varied needs of the customers. Also, you can earn PAYBACK points and rewards along with dining and fuel discount, free airport access and so much more.
ICICI Bank Gold Loan
ICICI Bank Gold Loan is offered almost instantly against the gold jewelry. You can avail ICICI Bank Gold Loan at a lower interest rate with minimum documentation to meet any of your financial needs. ICICI Bank Gold Loan offers complete safety and transparency of your asset.
Car Loan ICICI Bank
ICICI Bank Car Loan is a great solution to purchase new and used car with attractive interest rate, minimum documentation, and flexible loan tenure up to 7 years. Both self-employed and salaried individuals can avail ICICI Bank Car Loan. Existing customers will enjoy more benefits of ICICI Bank Car Loan.
ICICI Bank Savings Account
ICICI Bank offers savings account to its customers to help them to save money at a higher interest rate. You can access ICICI Bank Savings Account with a debit card which offers many cashback and rewards. Online apply for ICICI Bank Savings Account is also available.
ICICI Bank Debit Card
ICICI Bank offers customized debit cards to the savings account holders for their varying needs and spending habits. ICICI Bank offers various kinds of debit cards namely- Expression Debit Card for personalized use, Gemstone Debit Card for lounge access, free movies tickets, etc. and Unifare Debit Card for availing the metro services and also will serve as travel cards. Other debit cards are also offered namely- titanium, signature card with various benefits.
ICICI Bank Fixed Deposit
ICICI Bank Fixed Deposits (FD) is a great way to invest for 7 days or for 10 years and earn a handsome amount of money. Both traditional and re-investment plan are offered for ICICI Bank FD. Either you can earn a periodic interest with a traditional plan or you can reinvest the interest compounded quarterly with the principal amount for the reinvestment plan.
ICICI Bank Loan Against Property
ICICI Bank Loan Against Property (LAP) is valid against both commercial and residential property to meet all your financial constraints. Simple paperwork, easy loan disbursal, competitive interest rate, and loan repayment tenure of 15 years are some of the key benefits of availing ICICI Bank LAP.