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Kotak Mahindra Bank is second largest private sector bank in India with its headquarter in Mumbai. Kotak Mahindra Bank offer its customers with various banking products like- insurance, investment banking, wealth management, and personal finance.

The wide range of financial products offered by Kotak Mahindra Bank are explained below-

Personal Loan

Kotak Mahindra Personal Loan offers up to Rs. 15 lakhs starting from 10.99% for a loan tenure ranging up to 5 years with flexible EMI option and simple paperwork. Using Kotak Mahindra Bank Personal Loan, you can meet any financial need.

Business Loan

In order to expand your business without disturbing your personal finance, you can easily opt for Kotak Mahindra Bank Business Loan up to Rs. 2 crores at an attractive interest rate. Kotak Mahindra Bank Business Loan offers flexible loan tenure of 5 years with easy EMI option and fast loan disbursal process. Kotak Mahindra Bank also offers loan against security (Kotak stock ace), Crop loan, Infrastructure/Construction Equipment Finance, agri project, farm equipment loans and commercial vehicle loan.

Home Loan

Kotak Mahindra Home Loan is offered at a higher LTV for a tenure of 20 years at a competitive interest rate. With Kotak Mahindra Home Improvement Loan, you can get loan up to 90% for a period of 15 years to renovate your house. Also, you can opt for Kotak Mahindra Bank Home loan balance transfer facility.

Credit Card

Kotak Mahindra Bank offers various kinds of credit cards for varying needs. Some of them are-

  • PVR Gold Credit Card
  • Royale Signature Credit Card
  • Delight Platinum Credit Card
  • Silk Inspire Credit Card
  • Essentia Platinum Credit Card
    and much more.

Education Loan

To facilitate with proper education, Kotak Mahindra Bank Education Loan offers up to Rs. 10 lakhs and Rs. 20 lakhs for education in India & abroad respectively at 11.5%* to 24%* interest rate.

Car Loan

Kotak Mahindra Bank Car Loan is offered at an attractive interest rate for a period of 7 years to help you to buy your car(both new and used car). Kotak Mahindra Bank Car Loan can be easily repaid with fast loan processing option.

Gold Loan

Kotak Mahindra Bank Gold Loan helps you to satisfy your financial needs against the pledged gold jewelry. Kotak Mahindra Bank offers higher loan to value with multiple repayment modes at an interest rate ranging from 10.5% to 17%*.

Debit Card

Kotak Mahindra Bank Debit Card offers its customers with cashless transactions for the savings account holder. Here are some of the debit cards that are offered by Kotak Mahindra Bank-

  • Classic Debit Card
  • Gold Debit Card
  • RuPay Debit Card
  • Business Power Platinum Debit Card
  • Classic One Debit Card
    and much more.

Savings Account

Kotak Mahindra Bank offers customized savings account facility for different saving requirements. Some of them are-

  • Edge Savings Account
  • Classic Savings Account
  • 811 Savings Account
  • Sanman Savings Account
    and so on.

Fixed Deposit

Kotak Mahindra Bank offers Fixed Deposit option to help you with your money saving need with a higher interest earning facility. Kotak Mahindra Bank Fixed Deposit are of following kinds-

  • Tax Saving Fixed Deposit
  • Regular Fixed Deposit
  • Senior Citizen Fixed Deposit
  • Reinvestment Fixed Deposit

Loan Against Property

Kotak Mahindra Bank offers loan against property up to Rs. 5 crores based on the commercial, residential and industrial properties which are kept as security to the bank. Kotak Mahindra Bank Loan against property offers easy repayment and flexible tenure.

*Interest rate and Loan approval are subjected to band discretion and approval.

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