Details of Indiabulls Loan Against Property


Indiabulls Loan Against Property support its customers to start a new business venture or expand his business by providing them loan against his asset which is his residential/commercial property.

To help you concentrate on your business without feeling the burden of working capital, the loan against property helps to leverage the value of your commercial or residential property. Indiabulls Loan Against Property provides maximum capital against the market value of your property.

Objective of Loan Against Property


  1. Child’s education
  2. Purchasing machinery for the business
  3. Expanding the business
  4. Buying any property as an asset
  5. Debt consolidation
  6. To lower the current loan interest rate


Features of Indiabulls Loan Against Property


  • This loan is available for small and mid-sized business, self-employed professionals, partnership firm, privately and closely held companies.
  • The loan can be up to 70% of the market value of the property.
  • This interest rates of this loan are quite feasible.
  • For the non-individual floating rate loans, the prepayment fees are charged. It is not applicable for individual floating rate loans.
  • For the floating interest rate loans, you can switch the rate of interest on the loan against property. The switch fee which you have to pay is the 50% of the differences in the interest rates which can be maximum of 2%.





  1. Minimum age must be 21 years and maximum age must be 65 years at the time of the loan maturity.
  2. Applicant must possess the required repaying capacity for paying the EMIs and other related charges.
  3. The applicant must have clearance proof of the mortgaged property.


Documents Required


  • ID Proof

PAN card, AADHAR card, Passport, Driving License.

Non-individual need to have any of the following documents-

Educational documents of the professional, Trade License Certificate, SSI registration certificate, Sales Tax, Partnership deed (in case of a firm), Export-Import code Certificate.


  • Address Proof

Passport, Driving License, Voter ID card, Rent Agreement, Property Sale Deed, Latest 3 months utility bills.


  • Income Proof

Bank Statement of last 6 months, Last 3 year’s audited financials for proposals more than Rs. 2 crores, Income Tax return of the last 2 years


  • Age Proof

Passport, Birth certificate, Domicile certificate, PAN card, SLC.


Interest Rates of Indiabulls Loan Against Property

Loan Against Property Variable Interest Rates
Amount of LoanVariable Interest Rate (%)
Up to Rs. 5 crore10.75% to 13.25%
Above Rs. 5 crore11.75% to 13.75%
Loan against Property Fixed and Floating Rates
Amount of LoanFixed Rate TenureInterest Rates (%)
Up to Rs. 5 croresUp to 2 years11.25% to 13.50%
Greater than Rs. 5 crores and less than Rs. 10 croreUp to 2 years12.00% to 13.75%

Applicable Fees and Charges

Late Payment Charges24% p.a on the outstanding EMI
Processing FeeAgainst Commercial property- 1.5% of the loan amount.
Against Residential property- 1% of the loan amount
Charges for amortization scheduleRs. 200
PDC or ECS amortization scheduleRs. 750
Database Admin FeeRs. 650 (including service tax)

Apply Personal Loan Online at Lowest Interest Rate Upto Rs. 40 Lacs

*Salary account or relational bank
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Loan Duration: 12 - 60 months*   T&C Apply*